Business & Finance - 4 August 2007

I'm a first time home buyer nd came across a 306,000 for only 30,000 !!! Tat's a deal but seems to good to be true?

SO iis it real? do i just pay the 30,000 (i know i have to pay taxes and closing coststs and blahblah ) but is the purchase price ONLY THAT AMOUNT?

2007-08-04 12:06:50 · 4 answers · asked by Anonymous in Renting & Real Estate

My friend,who is 40, has been living with me since january, i am her sole supporter she has no income at all. i was wondering if i could claim her as a dependent on my taxes?

2007-08-04 11:48:24 · 2 answers · asked by AJSMOM 3 in United States

2007-08-04 11:48:08 · 3 answers · asked by Anonymous in Investing

i am trying to get a grant to open a small business

2007-08-04 11:29:59 · 3 answers · asked by coramdavis 1 in Small Business

I have a mortgage that keeps adjusting my payments higher. I am trying to re-finance and get a lower fixed rate. I have been on my job for 5 mths and I have a monthly income for the rest of my life of which makes me making between the two incomes of about 30000 a year. but my credit is 550. I really need lower my payments or I am going to loose my house. My payments are now 746 next month they will be 820 and it seems like they keep going up. Does anyone know of any information I can get to try to refinance or take out a second mortgage or are they the same. I am in need of desparate help quickly

2007-08-04 11:27:18 · 5 answers · asked by spider 1 in Personal Finance

2007-08-04 11:21:05 · 2 answers · asked by The Way 4 in Personal Finance

I have pass due bills that are on my credit report so I am cleaning up my credit to get my score higher and get a credit card.

2007-08-04 11:19:51 · 4 answers · asked by C dot Bell 1 in Credit

i am having a heck of a time with this question. If someone can help me out?

A revision of an estimate which extends the assests useful life:
a) requires restatement of prior years finanical statements
b) increases depreciation expense per year for the remaining years of the assests life
c) is ignored until the last year of the assests life
d) decreases depreciation expense per year for the remaining years of the assests life

2007-08-04 11:15:10 · 4 answers · asked by ritagarcia6 2 in Other - Business & Finance

2007-08-04 11:13:34 · 4 answers · asked by Latif M 1 in Small Business

lets say i deposit the check satureday. how long does it take before i can use the money? instantly or do i have to wait couple days or i can use instantly? b/c I only have couple of dollars in the account and dont want to use it and get charge for overdraft.

2007-08-04 11:12:34 · 7 answers · asked by lonelysoul1988 2 in Credit

I saw a new credit agncy called PRBC but I would like these positived accounts to be on the major reporting agencies that creditors actualy use to do credit checks.

2007-08-04 11:07:10 · 6 answers · asked by Anonymous in Credit

There is a 130 x 50 foot lot in city of 90,000 population located near downtown, in older subdivision areas of homes built anywhere from the 1940's to modern. I went to the tax appraisal site for the county and found that it's taxed value is $20k, and market value is the same, because a home was removed from the site. The seller purchased the lot in January 2006 and is now selling it at 79k. I believe that the seller may have purchased the lot to include the home, which had a market value BEFORE just being taxed for the lot at $35k.

Question:
What would be a fair price to offer the Seller? There are two other lots, outside the city, that are acre sized at $75k each. The costs of properties have been escallating for the last 3 yrs, and I will be - again - out of the market if the price I have to pay is over $40k...if I'm to be able to get a home. I have to build a home bc my hubby needs a disabled-friendly home for wheelchair use. This has become mandatory-to build. No choice.

2007-08-04 11:02:54 · 4 answers · asked by YRofTexas 6 in Renting & Real Estate

I am looking to see up and coming websites for adults age 25-40.( An example could be like jellyfish.com or dogster.com. Websites that are currently on the rise. )Please, only people in the specified age group answer. JUST WANTED TO KNOW YOUR LATEST FAVORITE WEBSITES. Thanks,

2007-08-04 10:45:56 · 3 answers · asked by scotthero 1 in Search Engine Optimization

I can help you to import clothing from Bangladesh. If you are interested to import clothing/apparel from Bangladesh with cheap price - please do let me know.

2007-08-04 10:42:36 · 3 answers · asked by Honest S 1 in Small Business

2007-08-04 10:41:08 · 7 answers · asked by Nicholas S 1 in Credit

We were in a minor accident with the other parties fault, after 5 months of waiting on our insurance company to get the other company to call their insured, we filed a no-fault claim with our insurance, so we are now waiting on $1000 remainder (which was our deductable) and again, our insurance company keeps stating they are waiting on the other insurance company to get ahold of their customer. How long does this process take? we been on our insurance companies rear almost once a week trying to get them to do something more then just "put calls in"

2007-08-04 10:38:42 · 6 answers · asked by Anonymous in Insurance

i wokred at a restaurant a few years ago, and really liked it, then the next year at a grocery store, the next at a farm market, and the next on a farm, and i did not like them at all. i don;t mind hard work, but i want a job that is really worth the time and effort. any suggestions would help a lot! Thanks so much

2007-08-04 10:33:57 · 14 answers · asked by BlueBomber6622 1 in Other - Careers & Employment

I applied for a student loan through GE Money, and I did not realize just how much money it would cost me in the long run to pay it off. It's like 80,000 for 20,000. I haven't cashed the check. Is it possible to cancel the whole affair is the funds have not been officially accessed? Am I likely to have to pay the "origination fee"?

Please, I need to know!!! GRRR.. Damnn the lenders!!

2007-08-04 10:30:34 · 6 answers · asked by Anonymous in Credit

2007-08-04 10:30:17 · 7 answers · asked by janet h 1 in United States

I am doing the parents income estimator. I have no problem getting the income information from my father but would like to know what these questions mean.

it ask for the amount of Wages, salaries, tips, etc.

also,

IRS-allowable adjustments to income (payment to IRA and Keogh Plans, one half of self employment tax, self-employed health insurance deduction, interest penalty on early withdrawal of savings, alimony paid, and student loan interest deduction).

I am confused, can anyone help me out?
thanks

2007-08-04 10:29:40 · 4 answers · asked by explicted1 1 in United States

2007-08-04 10:27:12 · 12 answers · asked by Lisa M 1 in Renting & Real Estate

What should i do ? what other tips can you give me?

2007-08-04 10:17:45 · 8 answers · asked by joeboy 1 in Renting & Real Estate

I'm 37 and trying to figure out whats best for me. Get a tax deduction for contributing to a reg IRA or take a chance and get a decent return having paid the tax and contribute to a Roth?

2007-08-04 10:17:17 · 8 answers · asked by Richard G 1 in United States

Hello, I go to the gym on Tuesdays, Thursdays and the Weekends and I run on the treadmill and burn like 800 calories each day. When I come back from the gym, what would be some good food for me that is fat free and very low in calories and will keep me full the whole day?

2007-08-04 10:12:04 · 3 answers · asked by Oli-NYC 6 in Other - Taxes

Hi all I made a payment with paypal on the 27th of July for £25 and paypal sttes thst it is complete and I have had no word from the person who received it so all must be ok (?)

However I have had a letter today from the bank (dated the 1st Aug) stating that a payment failed for £25 and they will charge £39 for this on the 8th August.....

This is unfair (I feel as a they have done is sent a letter )

I know people can claim back charges but would it be possible to have them stopped before they are withdrawn ? I mean I did'nt even know you could get charges on this account (it's an old one I got when I was 16 (It's a 16-18 year old account I'm now 18 though) and I now have a separate VISA with the same bank anyway I was going to just close this account when I got around to it....

Any advice ?

Thanks !

2007-08-04 10:05:56 · 3 answers · asked by Roger 6 in Personal Finance

A co-worker resigned from an over demanding position, which required her to do a two person job. She asked for assistance, did not get it, so she resigned. It was becoming too much for her and the company did not want to give her a raise or hire extra staff. The company has a hiring freeze and expects other people in the department to pick up the slack for the next six months. They do not intend to hire extra staff soon. Is this fair to the other employees? Do these employees have a right to demand compensation for taking on additional responsibilities? If yes, what demands are reasonable? Should these employees start sending out their resumes, if no one seems to be listening?

2007-08-04 09:58:13 · 4 answers · asked by Serengetti 3 in Other - Careers & Employment

I am very peaved! There are no pics on the MLS. I have asked her marketing plan and she has not answered me. She told me she would let me know how to stage and she has not. She has the list price at $489 instead of $489,000 and my name wrong on the contracts. I asked her to move the lock box and she hasnt. I asked her to rewrite the listing to include Corian Countertops, Laminate Floors, etc. She wont do anything and Im only 7 days into this.

2007-08-04 09:57:04 · 11 answers · asked by Ilene M 2 in Renting & Real Estate

Prices are down, but we are afraid interest rates will go up if we wait too long. We would be ready to buy in March - is it wise to wait that long? Or should we try and buy now? Thanks!!

2007-08-04 09:53:07 · 7 answers · asked by Anonymous in Renting & Real Estate

I'm being laid off because my company dont have the funds to pay their employess. Ive only worked for 3 months though......I live her at san antonio,texas does anyone know??

2007-08-04 09:50:45 · 5 answers · asked by rosadoj2007 2 in Other - Careers & Employment

So my gf is in texas and she heard on the news that pigs are going to start suing gang members even if they are just hanging around on a street corner not doing anything. They are going to do that in Frisko too! What is your responce to that? But my question is can they really do that? If they are not doing anything, isn't that like harrassment? Or racial profiling or something?

http://news.yahoo.com/s/ap/20070730/ap_on_re_us/gang_lawsuits

2007-08-04 09:49:21 · 7 answers · asked by Daniel 3 in Law & Legal