Business & Finance - 3 August 2007

Can any one confirm the following:

HIPAA laws, when the original medical provider is paid in full, they must recall the account from the collectors and request that the collectors remove everything in their files and on your credit report concerning the account.

I would need the statue if possible. Any help would be great thanks.

2007-08-03 11:16:09 · 6 answers · asked by Anonymous in Credit

I have created chore lists at work and informed the employees, if they do not complete a task, they will be written up and after 3 write ups, it will result in their hours being cut the following week. Is this legal?

2007-08-03 11:14:25 · 18 answers · asked by jacoleary 1 in Small Business

Doesn't have to be a amort. table, just some form of calculation.

2007-08-03 11:14:14 · 8 answers · asked by jgalang95119 1 in Renting & Real Estate

My office is closing due to the owner's bad business deals. My company actually owes me nearly 20k, that I haven't received. Because of this, my home is in foreclosure and I want to prevent the sale. If my father and/or I declare bankruptcy, can we keep both homes? I can earn enough to pay it back within 6 months, but the bank obviously won't wait that long (the way it is).

My credit isn't good enough to qualify on my own to buy it right now, but I can fix that with time.

BTW, my dad is on the title of both homes. He is not late on his payments, so his property should be fine. Can we save this 2nd home?

2007-08-03 11:10:37 · 7 answers · asked by madjazz 2 in Personal Finance

Care to tell yours? I would like to hear some good ones!
I am a former adjuster, and I don't miss it.

2007-08-03 11:03:30 · 4 answers · asked by Anonymous in Insurance

I was trying to find out what was on the land my parents house was built on before the house was built. Could anyone give me any info on how to find out?

2007-08-03 10:59:21 · 4 answers · asked by tasha_boulware 1 in Renting & Real Estate

Heres some info

I'm selling my house to friend for 24k, but it will be done in 4 years.

Ill recive $2400 the first month and the house will be payed in 4 years, ill still have the deed and he'll get it when i recive the whole amount, also if he stops payment for whatever reason all the money he gave me will be considered as rent and he will lose the option to buy.

Now heres the problem his wife came and told me to tell the lawyer that im selling the house at a much lower price then i am, at 5k.
She says that it will help at taxes. And then to make a different contract with him telling that he owes me 24k for some other reason or such.

Now i told her that its illigal, but i dont know the law.

Can you guys help me, i live in PA.

Can you guys give me the law so i can shove it down her throwt, so she'll stop bugging me with this.

2007-08-03 10:51:03 · 9 answers · asked by mike c 2 in Renting & Real Estate

i want to clean up my credit so i can buy a house. im tired of renting. but after bills and stuff, i dont have a lot of money left. right now, im renting a house with my girlfriend. i mean rent is 825 a month. then im paying utitlies. i just wish i had a house. but it seems like there is no way to accomplish this goal

2007-08-03 10:49:11 · 7 answers · asked by daboywonder2002 1 in Renting & Real Estate

ill be graduating from high school soon and i need to think this over reeeeeeeeal good

i wanna start my own jewelry shop, i am going to specialize in hand engraving but will also be a well rounded jeweler. and here are really some good picutre examples of that

http://www.lindsayengraving.com/Steve%20Lindsay.htm
on this page just keep clicking on the links on the left for more examples

http://www.rcoverengraving.com/fantasy2.htm

http://www.rcoverengraving.com/fantasy.htm

http://www.masterengraver.com/misc/index.shtml
and on this 1, just click on the links on the left under "engravings"

so how do i start, with the jewelry classes 1st then college right ? with what kind of degree and how long will that take
and what do i need to study in college..... financing ? and business management

o yeah and consider im on a budget

and i have also thought about how owning my own business doesnt promise a steady income and i have aready considered my back up ( ITT Tech )

2007-08-03 10:41:39 · 6 answers · asked by Daniel 4 in Small Business

I am thinking about becoming a notary and want to know how much they make per loan signing. Is it based off the loan amount? Total Closing Cost? Revenue Amount? Is it going to be a set price everytime I do a signing? I'm in California, not sure if that helps.

2007-08-03 10:37:16 · 3 answers · asked by Anonymous in Other - Business & Finance

I have a court date on the 14th of this month. I thought they would just write this amount off but was served with court papers today. Any suggestions or advice would be greatly appreciated... THANKS!

2007-08-03 10:36:51 · 13 answers · asked by rgcanes 2 in Credit

I don't have any credit, no credit card nothing! So i went to that free credit report to see what it says about me but on one of the companies (equifax) it said that i possibly have a security freeze. what does that mean? I don't even have any credit!

2007-08-03 10:26:22 · 2 answers · asked by Anonymous in Credit

2007-08-03 10:13:35 · 5 answers · asked by chris_moore500 1 in Personal Finance

2007-08-03 10:13:15 · 3 answers · asked by Anonymous in Personal Finance

2007-08-03 10:07:57 · 7 answers · asked by cute shishkabob! 2 in Investing

ebay or other places like that i dont just wabt to give my credit card information to anyplace

2007-08-03 10:07:55 · 2 answers · asked by Shi S 1 in Credit

I need some advice. How do i market these items behind a teachers back. I just wanna make some money. Anyway i sell stuff like rubber bands, pencils, highlighters, index cards etc
I think it will work. Do you? Any advice?

2007-08-03 10:00:31 · 6 answers · asked by bonZai_dude 2 in Small Business

I want to work at home.

2007-08-03 10:00:19 · 13 answers · asked by Mel 3 in Small Business

My wife and I are wondering how we should deal with each of our individual credit accounts. For ease of financial management we would like to reduce/consolidate credit lines. However, we understand closing credit lines could adversely impact our credit ratings. We don't want to do anything to reduce our individual ratings (both of us have credit ratings in the low 800).

2007-08-03 09:59:16 · 7 answers · asked by STEPHEN M 1 in Credit

if i want to sell something on ebay , how do i send it to the person, how do i know how much s-h is?

2007-08-03 09:57:00 · 4 answers · asked by Anonymous in Renting & Real Estate

I am planning on starting a hot dog stand. I wanted it to be somewhat permanent, like a small espresso stand. The thing is, I want to BUILD the actual stand, instead of paying through the teeth to buy an existing one through who-knows-where. Is there anyone that knows where I can find building plans for perhaps a similar structure? I was thinking about wood, but any type of plans would work. Any books, websites etc. would be VERY helpful. Thanks!!!

2007-08-03 09:47:53 · 5 answers · asked by kmach111 2 in Small Business

2007-08-03 09:47:42 · 2 answers · asked by 2000_ 1 in Small Business

in the last year due to foreclosures and deliquency ratings, what is the future availablity of a mortgage loan for a person with less than perfect credit?

2007-08-03 09:46:30 · 12 answers · asked by Buff 3 in Renting & Real Estate

What kind of effect does it give you?

2007-08-03 09:43:57 · 1 answers · asked by jmerry88 2 in Other - Business & Finance

My husband has 3 weeks paid vacation a year. He gave a months notice and worked it out. He has therefore accrued one week of his vacation, and expects to be paid this. His former employer says you only get that if he fired him. Who is correct?

2007-08-03 09:42:21 · 4 answers · asked by Coco 4 in Personal Finance

I looked at this small 2 bedroom apt for $685.00 a month. The entrance to the apt is a cellar door that stays open at all times. it is small but set up decent and can save money for a year.

2007-08-03 09:40:12 · 8 answers · asked by peaches7160 1 in Renting & Real Estate

I have stocks I received from my father over the years and would like to use it to purchase a home perhaps 2-4 years from now. Should I be selling it over the years to break it up or can I just sell it all as one lump sump before I decide to buy? What are the pros and cons of each approach? Thanks!

2007-08-03 09:34:24 · 4 answers · asked by Rez 3 in United States

my employer deducts our lunch break from our pay, so instead of getting paid for 8 hours per day, we get paid for 7.5. Is this legal and if not whom do I need to contact? I've never heard of this before. My state is North Carolina. Thanks

2007-08-03 09:30:24 · 21 answers · asked by Elizabeth B 1 in Law & Legal

Does this already exist?

2007-08-03 09:29:10 · 4 answers · asked by Simone C 1 in Renting & Real Estate

Obviously the purpose of a lease to purchase agreement is to sell so you would charge late fees first and what not,but what happens if the tenant/buyer is 30 days or more delinquent? Can you evict or must it be a foreclosure if there is a lease with an option to purchase?

2007-08-03 09:28:53 · 3 answers · asked by Wildfire 3 in Renting & Real Estate