Can any one confirm the following:
HIPAA laws, when the original medical provider is paid in full, they must recall the account from the collectors and request that the collectors remove everything in their files and on your credit report concerning the account.
I would need the statue if possible. Any help would be great thanks.
2007-08-03 11:16:09 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
HIPAA - Public Law 104-191
It's about privacy. If the medical bill was paid, in full, to the original medical provider, there is no permissible business purpose for the medical provider to divulge protected health information to anyone (including collectors).
Meaning that the collector has no rights in keeping the info in their files or keeping it on your reports, etc.
You might do some reading in the following link
http://www.hipaadvisory.com/REGS/law/index.htm
You might also click on my profile and click on the last link listed - do some reading in the medical forum.
edited to add - many, if not all, states also have strict statutes concerning medical privacy.
++++
Mary
Because of HIPAA, medical debts can be treated differently than general consumer debts.
If a person has a medical debt that was sent to a collector, that person "has the right", re HIPAA, to pay the medical provider, in full.
If a person then pays the medical provider in full, the medical provider MUST follow HIPAA and state laws concerning the account.
If the person pays the collector, then they waive their HIPAA rights and it could remain on a persons reports.
2007-08-03 11:52:52 · answer #1 · answered by echo 7 · 1⤊ 0⤋
1
2016-05-30 22:24:57 · answer #2 · answered by ? 3 · 0⤊ 0⤋
No it is not true. Once sent to collections the original creditor will rarely work with you but tell you to call the collection agency.
Why should it be removed from your credit record the information is true and thus reportable as the method with which you handle you debts.
2007-08-03 11:22:04 · answer #3 · answered by Anonymous · 0⤊ 2⤋
No, they don't. If the account EVER fell into collections, just because it's paid off, you now have a PAID collection...you don't get it removed from your credit report. T
They have ever right to continue to report it to your credit as a paid collection.
2007-08-03 12:04:57 · answer #4 · answered by Expert8675309 7 · 1⤊ 3⤋
HIPPA covers your personal medical information. It has nothing to do with payment of your medical bills.
2007-08-03 11:38:03 · answer #5 · answered by bdancer222 7 · 0⤊ 1⤋
No such rule. The account will be noted "paid collection account".
2007-08-03 11:34:44 · answer #6 · answered by Anonymous · 0⤊ 4⤋