Business & Finance - 25 July 2007

I plan to buy in September but I have no other major purchases to make after that time. I have no debt and I will be dealing with my mortgage from that point forward. So how much of a hit does your score take when you buy a home? Share experiences, please! Thank you.

2007-07-25 12:29:16 · 2 answers · asked by Anonymous in Renting & Real Estate

Is being a certified paralegal marketable in all 50 states?

2007-07-25 12:22:29 · 5 answers · asked by Allergic To Eggs 6 in Law & Legal

ok, ok ... maybe I need someone to represent me for the sale. but I think I can pick out the properties I want to see and call the seller's realtor for a showing right?

2007-07-25 12:17:59 · 17 answers · asked by Anonymous in Renting & Real Estate

2007-07-25 12:01:29 · 10 answers · asked by mikeheise54521 1 in Personal Finance

I am 34. I am not married. I still live with my mother. I work two jobs, one fulltime and one partime. Overall, I make about $40,000 gross. Right now, I have save $147,000. That's NOT counting interest, so it is quite more. Do I have enough money to survive if I should lose one of my jobs? Should I continue to still live at home, rent-free?

2007-07-25 11:58:28 · 10 answers · asked by NJboy 3 in Personal Finance

I live in california and want to make a will. Are there special agencies that do it for a fee? How much is the fee in general?

Thanks

2007-07-25 11:55:01 · 4 answers · asked by Amit Gupta 1 in Law & Legal

2007-07-25 11:53:07 · 5 answers · asked by Thomas D 1 in Renting & Real Estate

2007-07-25 11:52:19 · 5 answers · asked by Anonymous in Credit

I will be joining KW soon.(thanks to those who gave me your feed back). I need your suggestions on the followings: What are the most important steps a successful realtor takes to increase productivity? As a new realtor, I want to make sure I spend my time on the high value activities... What are those actvitives that seem to work? Please give me detail insight. Thanks for your time.

2007-07-25 11:49:38 · 4 answers · asked by T. 1 in Renting & Real Estate

I graduated from college and employers constantly offer me jobs for minimum or lower with commission. I have a wife, and a 1.5 children.

2007-07-25 11:47:19 · 8 answers · asked by Terence J 1 in Other - Careers & Employment

we purchased our home a yr and a half ago. We have 30yr ixed at 5.5%, however we have a second loan for $20K that we got for down payment assistance, it is accumulating interest. We have $30K credit cards. Our payment is a bit hefty and we have not missed any payments. Is there any other loans that would work out better for our situation? Our plan is to sell within 5 yrs anyway, but for right now we need it to be a bit affordable. We have gained NO equity and another factor is we are a military family and want the option to rent it out, but with our type of loan we can not.

2007-07-25 11:45:47 · 2 answers · asked by Anonymous in Renting & Real Estate

What price to start at, what to act like, stuff like that

2007-07-25 11:45:35 · 5 answers · asked by kingofcheese4 2 in Personal Finance

2007-07-25 11:39:54 · 4 answers · asked by alonsolara007 1 in Corporations

Im 18 years old, and have had a Capital One card for about 6 months now...$300 limit. I've made all payments on time, and use it regularly for random purchases here and there. So i'm comfortable with my spending habits, and feel responsible enough to dip my toes a little deeper into the credit lake of death.

I've had my eye on a few Flat Panels and DLP's...and i've had a few friends tell me about their experiences with places like Rent a Center, etc...i obviously cant get a line of credit at a big store like Best Buy or CCity, so what has everyone elses experience been with the Rent to Own chain stores?

Thanks!
Nick

2007-07-25 11:38:48 · 2 answers · asked by Nick G 1 in Credit

i am researching Fieldon Illinois and there use to be a tavern called Chuck's Fieldon Tavern (around 1990-1993) and is now under another name.....i can not find any information on it...if anyone can help that would be great!!!

2007-07-25 11:38:25 · 1 answers · asked by melissa 1 in Small Business

I know that it is supposed to be a form of insurance so that the seller knows that the buyer is sincere about going through with the deal. But I recently had a home where the buyer simply said that they were terminating the offer because the house didn't pass inspection. Although they never really had an inspection done, they just wanted out of the contract. I could take them to court and possibly make them fulfill the contract, while in the meantime I can't take any other offers on the house. So I had to mutually agree to terminate the contract and give them back the earnest money.

So what's to keep a buyer from simply walking away from a deal, and simply saying, "if you want to sue me, than sue me. In the meantime you can't sell your house." So you might as well give me my money back. If you set the earnest money high enough to discourage this problem, you also discourage a lot of potential buyers.

So how often do buyers actually have to forfeit the earnest money?

2007-07-25 11:37:06 · 6 answers · asked by Anonymous in Renting & Real Estate

I would like to clear the decks without taking on an additional loan due to past money mis-management and lack of financial control. Have an enormous pension fund as 'future' collateral so looking for creative and legal solutions. Suspect I need a hybrid of a debt lawyer and a pension/mortgage specialist. Additionally my partner in the US (Houston) is looking for an investment fund to secure her home - would it be possible for my pension fund to both provide that guarantee and be used as a growth investment at the same time? Suggestions and ideas please? Does such a talent exist?

2007-07-25 11:32:40 · 3 answers · asked by Graham B 1 in Personal Finance

2007-07-25 11:30:30 · 5 answers · asked by dan c 1 in Personal Finance

I want to invest in Securities but I don't want my earnings therefrom to affect my tax bracket.

2007-07-25 11:25:39 · 4 answers · asked by Anonymous in United States

If mutual fund portfolios have a lot of money, technical traders would

A. buy
B. sell
C. hold

explain why

2007-07-25 11:23:58 · 3 answers · asked by Anonymous in Investing

I filed for bankruptcy May 28... I sent June payment to the mortgage company and it was applied to an escrow account on insurance for the house (that was due but they had sent an earlier communication allowing pay to add to the monthly payments) instead of posting towards the payment. Since I filed for bankruptcy I haven't received any communication from them. My meeting with the trustee is August 2nd... am I supposed to continue sending them payments before the trustee meeting, should I wait? why are they not sending me statements? The mortgage company is Washington Mutual.

2007-07-25 11:17:35 · 2 answers · asked by l_romanmd 1 in Personal Finance

2007-07-25 11:15:56 · 10 answers · asked by Heidi N 1 in Renting & Real Estate

I am buying a house for $200,000 (the house needs no work) and selling it for $310,000 this will take place with in twelve months, my question is how much profit will I make after every thing is said and done (taxes,profit, gains, realty cost is at 4% etc.) this is real numbers Im working with so if the info could be with in a couple of thousand give or take that would be great.
I also was told to wait a year, If you can give me the numbers if I wait after one year that would be great to!
The is in the Dallas Fort Worth area

2007-07-25 11:10:39 · 4 answers · asked by LIONEL H 1 in Renting & Real Estate

How do i know if ill get any money if my grandpa dies. and how much do you usally get. I dont want to ask him. And wats it called getting money when a family member dies???

2007-07-25 11:09:47 · 6 answers · asked by Anonymous in Personal Finance

A coporation has a targt capital structure of 50 percent common stock, 5 percent perferred stock, and 45 percent debt. Its cost of equity is 14 percent, the cost of preferred stock is 6 percent, and the cost of debt is 7.5 percent. The relevant tax rate is 35 percent.

What is the corporation's WACC?

2007-07-25 11:05:14 · 2 answers · asked by Cindi 1 in Personal Finance

Discuss the difference between control and ownership in terms of the definition of an asset?

2007-07-25 11:02:00 · 3 answers · asked by Brumby 1 in Other - Business & Finance

I know that running late to an interview is BAD but in my case, I thought that I was going to be late so I called in 5 mins before and told the interview that I was running a few mins late because of traffic on the bridge. She said that it was fine and not to worry about it. Turns out that I got there on time with a min to spare.

Was it a bad move for me to call in thinking that I was going to be when actually, I made it on time?

2007-07-25 11:01:46 · 12 answers · asked by Anonymous in Other - Careers & Employment

If a business issued a 30-year, 8 percent semiannual bond 8 years ago. The bond currently sells for 94 percent of its fact value. The company's tax rate is 35 percent.

What is the pretax cost of debt?
What is the aftertax cost of debt?

2007-07-25 10:59:55 · 1 answers · asked by Cindi 1 in Personal Finance

I want out. (but) my wife is a bit** and will take me for all she can.ware can i put $10,000-$20,000 a month so it can't be found.

2007-07-25 10:58:35 · 3 answers · asked by a1972chevytruck 2 in Personal Finance

I'm interested to find some Prague-based, fmcg companies in that look for expanding in CEE (i.e. Balcan area: Serbia, Hungary, Romania a.s.o). Can you help me please?

2007-07-25 10:56:01 · 1 answers · asked by martoi 1 in Corporations