Business & Finance - 8 June 2007

HELP! Does anyone know the proper steps I should take? I have ecellent credit. Always pay my bills.
I recieved a letter from a collection agency, claiming that I owe 1065.00 on a phone account from NYC more than 10 yrs ago! I certainly didnt leave any outstanding bills, and I even had phone service in NYC for a year after this address. Since then I have always forewarded my addresses.
Isa person requiredto keep proof of payment on an account for phone service for 10 plus years! Particularly if I havent received any notices through out the last decade indicating that I needed to proove that I had paid it.
Does anyone know my rights in this matter? Or how I should proceed to avoid a blemish on my good credit rating? I don't intend to pay them, and I cant proove after 10 years, that I did.
It could be fraud? Or it could just be a company taking advantage of people based on the likelyhood that no one keeps a receipt for 10 yrs.

2007-06-08 08:25:29 · 2 answers · asked by Mr wondering 2 in Credit

2007-06-08 08:25:25 · 6 answers · asked by POPCORN 2 in United States

I live in Wisconsin. I am considering taking a new job at a university. If I take the job, I will have a pay cut that will put our joint AGI next year at $45K; but I will be working for a University and will be entitled to free tuition if I take that job. My husband and I will each recieve about $15K worth of free tuition for graduate degrees if I take the job.

Is the value of the tuition that we would recieve for "free" ($30K) a taxable item?

If it is taxable, does that mean that we get to take deductions related to being a student, as if we had recieved and extra 30K in income, and then paid $30K in tuition?

Thanks!

2007-06-08 08:25:16 · 3 answers · asked by dasielady 2 in United States

I applied for a job at adult correctional facility and after the interview I was told that I was to young ( 19) for the job. I recieved a letter in the mail about 2 months later telling me that I was reffered to a youth rehabilitation center. They told me that
it is an orientation and I need to bring 3 reference letters and my resume. I am very confused .... I never interviewed for this job and they are calling me in for orientation. Isn't this strange. Any insight will be helpful. Thank you.

2007-06-08 08:22:18 · 3 answers · asked by Anonymous in Other - Careers & Employment

2007-06-08 08:10:11 · 2 answers · asked by artybb22 1 in Small Business

There is an easement between my home and neighbor's. Who is responsible of maintaining easement.
Is it local Township or Homeowners?
This is a grass median which is loaded with weeds and home of some of the pests: mole, chipmunks, etc.
Anyone has knowledge of laws of easement in NJ, please reply.

2007-06-08 08:07:22 · 6 answers · asked by Anonymous in Renting & Real Estate

I get paid $15 an hour. My boss pays us every 1st and every 15th of the month instead of paying us weekly. I get paid 86 hours in order to compensate the other weeks. None of those hours are overtime, obviously.

I'm single with no dependents and after taxes I receive a pay of a $1000 and some change. I get taxed $290 approximately!

Does this sound right to you?

2007-06-08 08:03:25 · 7 answers · asked by Anonymous in United States

2007-06-08 08:00:55 · 9 answers · asked by PATRICIA R 1 in Renting & Real Estate

2007-06-08 07:53:59 · 5 answers · asked by 8mm 1 in Renting & Real Estate

I recently signed up, committed and ready to go for it AND IT DISAPPEARS! Anyone know if they are scammers? I did my research and thought them to be legitimate. HELP ME PLEASE AND THANK YOU!

2007-06-08 07:39:35 · 2 answers · asked by KayToz 1 in Search Engine Optimization

In 2005 I did a lot of online stock trading and never filed my taxes for that year. It was a small account but because I traded it so much it appeared that there were tens of thousands in gains. When losses are factored in, however, the small 10,000 account actually lost money overall, so there are no gains to be taxed. The problem is interest and penalties have accrued on the assumed taxes owed. My question is, Will the pentalties and interest be removed once the taxes are filed and the losses written off from the gains? I never had more than 10,000 in the account and eventually lost most of it. The government cant expect me to pay 10,000+ in interest and penalties, can they?

2007-06-08 07:14:22 · 7 answers · asked by Bill 1 in United States

I currently live in NJ and I'm thinking of moving my family south... I see some lots for sale in Compass Lakes, FL - which is in Jackson County, FL... I don't know ANYTHING about this area - but the realtor says that Compass Lakes is an "up and coming" area - has a Super Wal*Mart and some other stores - and that is 300 ft above sea level so you don't have to worry too much about hurricanes... that is HIS perspective... he also wants to sell me property... so - I'd like to here from anyone that knows or has been to this neck of the woods... is it NICE?

2007-06-08 06:57:45 · 2 answers · asked by Doogie 3 in Renting & Real Estate

In the house we are currently renting, only my wife is on the lease. Her credit is bad, but she has the rental history. I have a good job but no rental history. How should I proceed with applysing for another rental?

Thanks!!

2007-06-08 06:41:38 · 5 answers · asked by Ayana B 1 in Renting & Real Estate

this in regards to call centers

2007-06-08 06:41:02 · 1 answers · asked by taures 1 in Corporations

Is it the interest it gives you or is it aprreciation?


Thanks

2007-06-08 06:40:33 · 7 answers · asked by George 3 in Investing

If so, how did it happened?

2007-06-08 06:32:18 · 17 answers · asked by Anonymous in Personal Finance

What all do u do for home depot oritentation when ur hired on??? what is it?

2007-06-08 06:32:10 · 1 answers · asked by me m 2 in Other - Careers & Employment

I just got a collections notice in the mail for a telephone bill I may or may not have had in 1993! At the very least, I shared that number with a roommate. WTF?!!! Could not have come at a worse time. Can I ignore this or dispute this, or will it adversely affect my credit?

2007-06-08 06:27:21 · 9 answers · asked by wayfarstar 2 in Credit

2007-06-08 06:19:19 · 5 answers · asked by Anonymous in United States

exchange traded funds

2007-06-08 06:14:26 · 5 answers · asked by realventures2003 1 in Investing

2007-06-08 06:10:37 · 13 answers · asked by Tcdog08 2 in Other - Careers & Employment

2007-06-08 06:01:08 · 3 answers · asked by Brithespark 1 in Other - Business & Finance

I hate carrying around lots of loose change. It sure it would be easier to swipe a card then dig for change when I get my soda or candy bar. There are costs to everything but it is seems like technology could help. Any ideas?

2007-06-08 05:59:57 · 4 answers · asked by Menehune 7 in Other - Business & Finance

ities?

2007-06-08 05:56:50 · 2 answers · asked by Anonymous in Investing

2007-06-08 05:47:05 · 10 answers · asked by alma s 1 in Personal Finance

I make jewelry for fun and realized I need to sell it because I can't afford to keep making it alone. I have a website and "business" cards with my cell phone and a website I pay for. I have no employees. I have an eBay store that is not profitable. I want to make jewelry for a coffee shop where I work, and sell it to them for a wholesale price. I really can't afford a business license. So what should I do, get a loan? Or do I even need a license to do this when I have no employees? I'm just 21, help me out here :)

2007-06-08 05:46:17 · 10 answers · asked by srokie 1 in Small Business

I bought something outside of the country and had to pay customs charges. Now I need to return and exchange some items. Do I have to pay custom charges on the exchanged items even though I have already paid them the first time?

2007-06-08 05:44:03 · 2 answers · asked by bleuberrie80 2 in Other - Taxes

Why doesn't our Government have to show proof of the law that forces us to pay Federal Tax?

The Brown's were taken to court and found guilty of tax evasion. When the Brown's asked the Government to produce the law that demands that we American's pay Taxes, they could not produce it.

They could not produce it because the 16th Amendment was never officially ratified and was never made into a law.

SO THERE IS NO LAW!

But when you decide not to pay a forcefull tax to the Fed's, they show up at your house with contracted Government mercinaries, tanks, snipers, helecopters. They cut your power, your phones and cell phones.

So, let me get this right.

There is no Tax law, but they can kill you anyhow?

Can someone show me the actual law? The Brown's are offering $1,000,000 in real estate to anyone that can produce the actual Tax law! We are all slaves in our own Country and must now obey the Federal masters!

Didn't we leave England and form America because of taxation?

2007-06-08 05:42:56 · 6 answers · asked by scottanthonydavis 4 in United States

how long do the following items stay on credit reports in terms of years?

1. late payments
2. sent to collections
3. closed accounts by CONSUMER

Also, how much do each of the above contributing factors lower a credit score in terms of points?

Assuming you begin to have a "perfect line of repayment" How long does it take for a credit score to come back to a higher level? months? years?

2007-06-08 05:42:48 · 6 answers · asked by locotrentrece 1 in Credit

My landlord is trying to put me out of my house. As of April 15th we have no lease and have been living month to month...In Alabama can he just kick us out or what does he have to do ...We owe him for Junes rent and for a small amount of May...What are my rights

2007-06-08 05:34:56 · 7 answers · asked by Mrs. M 5 in Renting & Real Estate