Business & Finance - 1 December 2006

But I have to fill out a w-9 form, what if I am below 18 and have no income. How am I supposed to fill out an income tax form?

2006-12-01 13:34:03 · 3 answers · asked by w_xsoadx_w 2 in United States

This website says that third party companies who buy credit card debt are not legally entitled to it because the consumer did not enter into a contract / agreement with the third party. For this reason, it says, the debt doesn't have to be paid to a third party once it's been charged off. Consumers need to be careful about sending a single payment after that point, because the "clock starts ticking again" as far as the debtors being able to hound you.

2006-12-01 13:28:35 · 0 answers · asked by DOOL64 1 in Credit

2006-12-01 13:27:09 · 4 answers · asked by Anonymous in Personal Finance

What kind of concept do you deal with? People tend to think that PF people just lecture their clients on why they shouldn't buy spinners and why credit card debt is bad. What is it reall? What's the exciting world of personal finance all about?

2006-12-01 13:24:26 · 4 answers · asked by Anonymous in Personal Finance

My wife and I both have a Depepndent care plans at our jobs, I know that we are allowed to contribute up to $5000 per year into the account for daycare expenses and I also know that the IRS provides a dependent care tax credit for expenses up to $3000 per year.

Since our yearly daycare expenses are close to 10k can we use both tax saving programs to our advantage or are there any restrictions?

2006-12-01 13:23:55 · 1 answers · asked by romasuave1 2 in United States

like just in general? how did you pay off your student loans?

2006-12-01 13:20:04 · 4 answers · asked by Starry Eyes 5 in Personal Finance

Can someone tell me if they know the name of any bank that offers the insentive that if you open a checking account with them they will give you money for that if so can u please tell me

2006-12-01 13:20:03 · 3 answers · asked by ftballplyr 1 in Personal Finance

other than the mall and fast food places!

2006-12-01 13:19:29 · 24 answers · asked by kate 1 in Careers & Employment

This is going to be my first job ever. I want to get a job over winter vacation while school is out but I don't know where. I want a job where I can have some experience in my future career (computer programmer). Any suggestions? By the way, I am in 91316 area code in California.

2006-12-01 13:18:36 · 6 answers · asked by kirbydrumstick 1 in Careers & Employment

I filed for Ch. 7 bankruptcy 14 months ago. But my credit score is now above 650. Why is my credit score not low or poor even though I filed for bankruptcy Chapter 7 14 months ago?

2006-12-01 13:17:23 · 2 answers · asked by Anonymous in Credit

I'm new at this...but it just seems so impossible to make any money in real estate. You have to pay for loan of the down payment, the property tax, insurance and mortgage......renting it out is not enough to cover the entire cost of all these components. The only way I can see making money is by it appreciating in value over time. Will the rent ever exceed these other costs...is it worth holding on to and putting your own money in? How do people buy 20 houses? I just want to know. Thanks for your input!

2006-12-01 13:15:58 · 7 answers · asked by Rachel T. 2 in Renting & Real Estate

Have any of you guys tried the fill your stocking early for xmas that H&R Block is offering if so how does it work? Thanks for any help you can give me.

2006-12-01 13:08:58 · 5 answers · asked by Anonymous in United States

someone out there that resolved a similiar situation with some sage advice. i've been putting off the inevitable. i need to know answers to several questions: do i need an attorney if i have no assets--property, etc. if not, do i use a tax negiotator or go solo? and if i do need an attorney, what would be reasonable fee for their services. i owe approximately $40,000 to the IRS and all i have is a retirement account that i can liquidate--with a substantial penalty involved. i'm willing to pay what i owe, but not the penalties and interest because i still have to deal with california's franchise tax board bill. if they won't budge is the possibility of bankruptcy a good bargaining chip? or can it backfire with possibilty of jail time. help. i let this go because i have major medical problem (physical) that had me feeling soo bad that i thought was going cause me to die young, thereby relieving of the burden. well, i didn't die and the malady is treatable. so no lecture, just advise, pls

2006-12-01 13:07:22 · 7 answers · asked by emarr3 1 in United States

Can they sell your debit to a third party and still hold you responsible to pay?

2006-12-01 13:02:32 · 7 answers · asked by DOOL64 1 in Credit

2006-12-01 12:55:59 · 3 answers · asked by C Y O A 1 in United States

2006-12-01 12:54:11 · 5 answers · asked by GUESS GIRL 3 in Other - Business & Finance

I will be 65 years old in May, 2007. I would like to learn about Medicare without all the legalese. What is the best way to go about it?

2006-12-01 12:51:05 · 6 answers · asked by nfisbell 1 in Insurance

2006-12-01 12:48:22 · 6 answers · asked by Anonymous in Careers & Employment

This group will be a community service/awareness group for adoption. We will inform people about adoption and how to reunite if they want to with someone in their biological family and we will also be raising money for non-profit adoption organizations/orphanges. They told me to try to come up with a flyer that would catch people's attention. I want to do something other than just make it a bright pink color. I thought about cutting them into different shapes with construction paper. Any suggestions? Please no rude comments. Thanks.

2006-12-01 12:42:44 · 4 answers · asked by vmarie84 4 in Small Business

Our family is considering moving to russia.

2006-12-01 12:40:44 · 4 answers · asked by gothix_barbie 2 in Careers & Employment

2006-12-01 12:37:04 · 9 answers · asked by bccrew 1 in Renting & Real Estate

in USD

2006-12-01 12:37:00 · 2 answers · asked by cyborgx2 1 in Careers & Employment

2006-12-01 12:36:10 · 3 answers · asked by applesaucesauce 2 in Credit

2006-12-01 12:35:53 · 5 answers · asked by SM L 1 in Careers & Employment

I want everyone to do something together as a group.

2006-12-01 12:30:19 · 6 answers · asked by Anonymous in Careers & Employment

In the last 3 years I have gone donwn hill financial...all in trying to help my family. 1st my 2nd son was drugged while at a bar...results, he ripped up a town, stole and damaged 2 vehicles, and is now forced to pay restitution for something he can't remember doing. 2nd, my oldest son has gone through a bitter divorce, leaving him with alot of credit card and other debt. I have been trying to help them both to get their diginty back and keep food on their tables. They are both working hard but needed help...that was me. In my motherly ways I thought I could do it, but it is leaving my check book drained, and my credit cards are becoming maxed out. I only want to help but I am lost and need to find a way to clear my debts before my husband finds out. I know this sounds tacky and sneeky but my husband doesn't want any thing to do with the finances, he leaves it up to me. I feel like I failed just to want to help. ANYONE OUT THERe WHO CAN HELP???

2006-12-01 12:29:26 · 9 answers · asked by sketernibs 1 in Other - Business & Finance

2006-12-01 12:29:11 · 2 answers · asked by NORMAN M 1 in Renting & Real Estate

I was wondering what jobs are always laying off employess? I have a family member who is looking for a jobs and really needs some money. Please help me!!!!

2006-12-01 12:29:04 · 4 answers · asked by Anonymous in Careers & Employment

the credit card company reports to them

2006-12-01 12:28:44 · 3 answers · asked by thecrazyone 2 in Credit

2006-12-01 12:28:07 · 13 answers · asked by sunny 1 in Careers & Employment