Business & Finance - 16 November 2006

The terms: Its a 80/20. Locked in at 6.5% on first and arm on the second.
The problem is my closing costs were $7550 which is extremely high. I backed out of deal at closing..but my 3k in escrow would have been lost if I backed out. I was screwed! I want to get EVEN with the broker who screwed me. Now im stuck with 2 INTEREST ONLY mortgages and lost $7500 at closing.
I have been trying to sell my condo the day I bought it and I have received no hits. Can you help me get out from underneath this cash hog condo?
Also my car was stolen last week. 1998 honda civic and I didnt have full coverage insurance and the theives burned the car, I lost 6k cause thats how much car was worth.

Lately im ready to jump off a bridge or get even with everyone who has screwed me. I need advice.

2006-11-16 15:47:25 · 7 answers · asked by usa_jcrew68 1 in Renting & Real Estate

2006-11-16 15:41:50 · 4 answers · asked by KS_21 1 in Small Business

For example: You write a check in May and now in November it still has not been deposited, is the check still good?

2006-11-16 15:41:10 · 15 answers · asked by hiyadisbtara 2 in Personal Finance

I have a website and I am wondering if anyone can tell me the easiest way to alter the code or add keywords to gain high recognition on search engines? I do not maintain the actual website, but I do own the rights to it. I would like my site to be listed in a higher ranking. Should I go with a contracted service or is this something I could do on my own? Has anyone ever done this successfully? Please only serious replies. Thank you.

2006-11-16 15:36:18 · 6 answers · asked by SoAZ Gal 6 in Search Engine Optimization

2006-11-16 15:35:51 · 8 answers · asked by tommy 1 in Personal Finance

if i deposit 800 dollars into my account then use up 600 immediately even though the 800 dollars is still "lender balance" and not yet convereded into "avalible balance" so it would show a negative 600 on my account but i do have 800 lender balance in there, will they still charge me over draft fees for this?

2006-11-16 15:32:34 · 5 answers · asked by Anonymous in Personal Finance

or where to move. Im thinking about Cali. any company NAMES I should apply with or any to stay away from.

2006-11-16 15:29:27 · 1 answers · asked by terace4 2 in Careers & Employment

Will I be able to purshase a home again. how will bankruptcy affect me

2006-11-16 15:28:47 · 8 answers · asked by Anonymous in Renting & Real Estate

I want to invest some money but i don't have the idea.
I am afraid to invest money in stock.

2006-11-16 15:25:30 · 16 answers · asked by Anonymous in Investing

I returned something back onto my debit card, but it did not post today, I have been spending money today, and I am in the negative, when realistically, there is plenty in there, it just needs to post. Are they going to charge me for overdraft, when its actually in there?

2006-11-16 15:18:20 · 9 answers · asked by Anonymous in Careers & Employment

I returned something back onto my debit card, but it did not post today, I have been spending money today, and I am in the negative, when realistically, there is plenty in there, it just needs to post. Are they going to charge me for overdraft, when its actually in there?

2006-11-16 15:17:42 · 11 answers · asked by Anonymous in Credit

I am getting a degree in Business Administration. i am wondering what type of job i should expect to get right out of college.

2006-11-16 15:17:27 · 6 answers · asked by sigmapi_razz 2 in Careers & Employment

2006-11-16 15:13:21 · 7 answers · asked by clairspivey 2 in Credit

2006-11-16 15:13:19 · 5 answers · asked by ls1boi 1 in Credit

My five year old wants to start investing. She has opened a savings account and I told her when there was a good sum in there we would look at investing it. Since the money she puts in will be her own (from Christmas, birthday, etc) I don't want it to be earmarked for college. Without a specific goal (college / retirement, etc) where would it be best to invest the money?

2006-11-16 15:12:45 · 8 answers · asked by junglekitty187 2 in Investing

if the principal is $1000 and the rate is 3 1/2% and the time is 7 years, what is the compound amount and the compound interest.

2006-11-16 15:10:54 · 1 answers · asked by ls1boi 1 in Credit

I'd like to take a part-time job (or maybe two!) so I can save up some money during the winter holidays. I have already thought about applying down at the local mall. Can you think of any other places I could apply?

2006-11-16 15:08:48 · 8 answers · asked by drshorty 7 in Careers & Employment

Does anyone know of where to find a list of all the tax deductions available? Or if one even does exist.. Ive heard of all sorts a things one can claim on there w2s to increase there income tax check...


Thanks

2006-11-16 15:08:10 · 5 answers · asked by fat85crxzc 2 in United States

I am currenly working as a restaurant hostess to a very well known hotel...unfortunally, I have an 18 year old next to me as a co-worker on the am shift which acts very unprofessional and she is always on the phone with her boyfriend...I tried reporting some of the things to the higher managers but the excuse she came out was that she is young and of course I was told to be patient with her and teach her the right way...in the mean time I was not given the tittle as a manager when I cover all the responsibilities...
should I stay there and be patient...or dissapear?

2006-11-16 15:07:03 · 6 answers · asked by highspirit318 1 in Careers & Employment

i have a felony for robbery when i was 18 i am now 21 and a freshman in college i feel like giving up school because i think with a degree i still wont find a good job with a felony am i right to think this can istill bcome a doctor the felony is for robbery i would like to become

2006-11-16 15:06:38 · 2 answers · asked by Anonymous in Careers & Employment

2006-11-16 15:06:21 · 2 answers · asked by rubber planter 1 in United States

2006-11-16 14:59:37 · 3 answers · asked by ls1boi 1 in Credit

my step son told his boss to quit talking to him like that or he was going to pop him.the boss called him several off colored names with adjetives,he hit him and was sent walking 15 miles down the road.he went back the next day to talk to the main man and was told to get the @#$% out of his office

2006-11-16 14:57:57 · 9 answers · asked by bdloesch57 1 in Careers & Employment

identify the principal in the following percent problem: $7000 deposited at a 5% interest rate $1400 over 4 years?

2006-11-16 14:56:56 · 3 answers · asked by ls1boi 1 in Credit

i have ok credit what are the easeist card to get approved for

2006-11-16 14:56:33 · 6 answers · asked by jaysgiants@verizon.net 1 in Credit

Identify whether a debit or credit yields the indicated change for each of the following accounts:
example:1. To increase Store Equipment

I am not sure what the question is asking and I speciffically don't know what "debit or credit yields" means.

2006-11-16 14:55:26 · 2 answers · asked by GeAuX tIgErS!!!!!!!!!! 2 in Other - Business & Finance

my career is under the Hospitality industry, and currently I am looking foward of changing to a better environment and future potential growth...but I am getting the immpression that I am not really going anywhere with this unprofessional behavior of the human resourses assistant manager, which she doesn't even think to call me and cansel the interview in advance in case the managers are busy with unexpected situations...WHAT SHOULD I DO?

2006-11-16 14:53:21 · 5 answers · asked by highspirit318 1 in Careers & Employment

My new boss is really nice & likes me a lot. He always says I'm doing a great job & even sent me on a business trip my 1st week.
Ok so his assistant is the problem. She is so nasty. There are many little things to learn at work like all sorts of codes and passwords on the computers, and if I have to show customers items in glass cases there are like 50 keys (unlabled of course) etc. etc. So I have to ask questions sometimes (not excessive) and whenever I do, this assistant makes me feel like I am an idiot for even asking, I always get a nasty look etc. Also whenever I do something for her, she never thanks me. Also when I say thank you for helping me, she never says you're welcome, or anything encouraging but acts like I'm just wasting her precious time & I get another dirty look. I don't think she's ever smiled. And if I make a mistake, I get of course sighs, eyes roll, etc.

And although she's generally nasty, I feel like she treats me much worse than other employees. Why?

2006-11-16 14:47:47 · 6 answers · asked by Anonymous in Careers & Employment

my career is under the Hospitality industry, and currently I am looking foward of changing for a better environment and potential growth...but I am getting the immpression that I am not really going anywhere with this unprofessional behavior of the human resourses assistant manager, which she doesn't even think to call me and cansel the interview in advance in case the managers are busy with unexpected situations...WHAT SHOULD I DO?

2006-11-16 14:45:41 · 10 answers · asked by highspirit318 1 in Careers & Employment

I have been in and out of the hospital and am unable to work , my husband makes over $55,000 a year but we are a family of 5 crammed into a 2 bedroom apt. He has student loans and bad credit from divorce. He had a home from his previous marriage, but I have never been a home owner. The question is how can we get out of this hole we are in and start moving on with our life? Iwant to try to be in a home b4 my 3 yr old son starts school.. because the schools where I currently live are unsatisfactory. we currently pay $650 a month in rent .. which is more than most of my friends house payments so I am wondering how do I get started trying to improve our situation and get into a home .. with $1,000 in debt each month and no way to possibly save for a down payment of any kind.

2006-11-16 14:43:22 · 6 answers · asked by Anonymous in Renting & Real Estate