Business & Finance - 13 November 2006

My Girlfriend has a £3,000 debt on credit cards and is getting to the stage where she can only pay off the interest each month and a 'card protection' and 'insurance' fee, so the £3,000 deficit remains (and gets worse).

I help her out now and again and she switches cards every year so they are interest free. Are there any helplines/ government bodies available for advice on how to combat such problems? Any Advice ? Thanks

(PS, please take this seriously, no "she should find a richer man" or "she should stop buying clothes". After all, these were my first two suggestions to her!)

2006-11-13 23:54:44 · 25 answers · asked by disco_stoo_1 2 in Personal Finance

2006-11-13 23:53:48 · 9 answers · asked by Anonymous in Careers & Employment

There are several other features under Investing/Stock that do not proide information.

2006-11-13 23:49:07 · 2 answers · asked by gwlaux 1 in Investing

We had a new boss start work six months ago and they nothing of the job. However, he has been trying to eliminate certain people, me being one. I've been with the company for over 15 years now. In my PEP which is an evaluation they mentioned not feeling safe around me and they fear their safety and the safety of my co-workers over rumors that were not true and found to be not true. I was looking for a laywer on this. What should I do?

Thanks

2006-11-13 23:22:32 · 7 answers · asked by Patrick 1 in Careers & Employment

If i was to train for something for 2 years what could i be called apon as an expert?

2006-11-13 23:19:48 · 23 answers · asked by momomo 2 in Careers & Employment

I'm 21 and currently working as a sales & operations administrator, but my eventual career aim is to work in IT, I enjoy computers, can I trust companies who offer training and guaranteed jobs, or is there another way of getting into the computer industry. Thanks in advance (",)

2006-11-13 23:09:36 · 9 answers · asked by Anonymous in Careers & Employment

2006-11-13 23:08:32 · 9 answers · asked by senoirpob 2 in Careers & Employment

I currently work in a warehouse and have for 13 years but looking for a complete change.Just interested to see if theres anything i havent thought of?

2006-11-13 23:02:12 · 19 answers · asked by dope 1 in Careers & Employment

my sister-in-law has been working for a dental practice for nearly 12 months now, and has recently found out that she is only on £5.14 and hour, she was told at her interveiw that she would be on £5.50 an hour, and hasnt questioned them since, shes 21 coming 22 in december, and now she has realised that this has happened she has asked her employer about it and they say they arent going to pay her what she was short for the past , but am paying her the correct amount from now on, is there anything she can do to get the money owed or does she not have any right to it???

2006-11-13 23:00:05 · 5 answers · asked by Anonymous in Careers & Employment

I work for someone who has caused 5 other people to quit. My company begged me to stay on and I agreed to help them out. Now my boss has set an arbitrary promotion standard so that I am eligible by regulation, but not according to his guidelines. Out of sheer laziness he has refused to review packets on an individual basis. I am exceedingly irritated, as one might imagine. In all likelihood, I will not actually take any revenge, but this is my only outlet to vent.

2006-11-13 22:55:51 · 11 answers · asked by adrianne 5 in Careers & Employment

2006-11-13 22:55:12 · 1 answers · asked by PETER O 1 in Corporations

One of the Lads at work thinks the higher tax band starts after £30,500 I thought it was more myself, but if this is true if I carry on working like I am, I could easily hit that and more. So how does it work if I go over that do I just get taxed 40% and that’s it or is there away around it?, as I’m staff, I get no allowances for anything I don’t have a company car etc????

2006-11-13 22:48:05 · 11 answers · asked by tom2764 3 in United Kingdom

Would it help for him to take courses in leadership in business, attitude, communication, interpersonal skills and marketing?

2006-11-13 22:42:18 · 3 answers · asked by Anonymous in Careers & Employment

Does any know the link for mastercard rewards redemtion? It is where you check to see if your mega points have earned enough for a gift card..
Thanks

2006-11-13 22:32:07 · 1 answers · asked by akroneddyelvis 1 in Credit

I.E Hobbies, Qualifications, etc.

My CV is on my old computer, so I need to start from scratch.

Thanks.

2006-11-13 22:31:59 · 11 answers · asked by Sluugy 5 in Careers & Employment

I wrote to the other party's insurers, 3 weeks ago, confirming that I accept their injury compensation offer. I've not heard anything since, and I'm wondering how long they normally take to post the cheque off - anyone know?

2006-11-13 22:31:21 · 6 answers · asked by melnellie2000 2 in Insurance

Are alot of you embrassed to say where your parents work?... If so why? My mum works for a watersports company and my dad works with pumps... im not embrassed...i think there pretty interesting.... :] Alot of people i know dont like talking about where there parents work... i mean i understand why but yeah...

2006-11-13 22:25:41 · 8 answers · asked by Anonymous in Careers & Employment

i am interested in setting up a small business but only in the internet. does this business based allowed legally if not registered as a company?

2006-11-13 22:24:32 · 2 answers · asked by adinho_23 1 in Small Business

.........all staves ----ex stock

2006-11-13 22:23:42 · 1 answers · asked by bilezlatko 3 in Other - Business & Finance

I have now had enough of debt collection and thinking of changing careers. I thought the only natural career progression would be credit control management. Would this be a good career move or do you think I should go for something completely different? By the way, I have studied up to 'A' levels, grades are not very good, and have an interest in working with figures and computers. I am in my mid 30s and live in England.

Thanks

2006-11-13 22:19:01 · 4 answers · asked by Sarabjit K 1 in Careers & Employment

why is it when you hand in your notice to your employer they start getting cocky with you? is it better in future not to hand in notice?
i have left a couple jobs on bad terms, and determined to leave this one on good terms, however since it getting closer to my leaving date they tend to get less flexible and mark me down for silly little issues that just wernt an issue before?
is there any reason for this?

2006-11-13 22:17:54 · 10 answers · asked by sam 2 in Careers & Employment

If you earn above £97 a week (the 'earnings threshold') and up to £645 per week you pay 11 per cent of this amount as 'Class 1' NICs
If you also pay one per cent of earnings above £645 a week as Class 1 NICs.

My question is: are these amounts (£97 and £645) earnings AFTER income tax has been deducted, or BEFORE income tax has been deducted?

2006-11-13 22:17:26 · 5 answers · asked by Tom d 1 in United Kingdom

i am looking for doing trading in share market.just eager to know abot each and every thing related,and then i can go for it

2006-11-13 22:14:18 · 2 answers · asked by nirvana 1 in Investing

A friend was interested in a job (local authority)...after the original post holder left, she was told the vacancy would be advertised in the local press. She's just been told that the post was filled by someone internally - with no experience of this area of work.
Is this legal??
Acas say it is....I keep thinking I've read something somewhere which say's it's not!

2006-11-13 22:04:54 · 10 answers · asked by Dee 3 in Careers & Employment

I want to open a coffee shop later when i get older, i'm 21 right now. where do i get information on how to get a business license to do so in california?

2006-11-13 22:04:21 · 3 answers · asked by KevinLT 1 in Small Business

Please anyone guide me to refer the websites or some experiences to give a Team motivation training to the employees.

2006-11-13 22:01:38 · 3 answers · asked by balakrish 1 in Careers & Employment

2006-11-13 21:53:59 · 3 answers · asked by shan 1 in Other - Business & Finance

2006-11-13 21:53:16 · 1 answers · asked by B.A.D 1 in Investing

what kind of market structure does the British grocery market have

2006-11-13 21:38:11 · 6 answers · asked by ebortsey@yahoo.co.uk 1 in Other - Business & Finance

I am 24 years old and I work in a boring 9-5 office job Monday - Friday. This I can handle but every Friday night I venture into town centre and get drunk in nightclubs, I am starting to worry that this could be a bad habit, I still enjoy it but not as much as I used to. Thoughts?

2006-11-13 21:35:53 · 19 answers · asked by JILL P 1 in Careers & Employment