I just got a thing in the mail from the Union Workers Credit Services saying I was pre-approved for a platinum credit card with a credit limit of $10,000 and an APR of 5%. It has no bank affiliation and I didn't apply for this card. My other two credit cards have credit limits of $750 and $1,500 and I don't have a great credit rating, only around 665. It sounds too good to be true so I'm hesitant to respond to it but it would be a good way to consolidate my debt onto one card and pay off my car loan.
How do I find out if this is a scam or not? It says to reply by 12/5 and send a check/money order for $37 which is fully refundable after my first purchase with my card. It doesn't give me a phone number or website, and I don't want to send $37 to someone and not be able to consolidate my debt onto this card.
I'm also not in any workers union so I don't know how the company got my name. Where can I go to see if this is a scam or not, because if it isn't, I'd be a life saver.
2007-11-17
09:03:50
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9 answers
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asked by
Anonymous
in
Credit