I hate my bank. I don't go overdrawn often, only occasionally, always accidentally. I was running a little tight last week, and I forgot about a payment I had made but it had no posted. I didn't write it down and I ended up going over. Everything I had purchased previously had already gone through with no problems, I viewed the evidence of this online. My bill pay went through last and put the account over the limit. The next day I realized what had happened and I deposited some $300 to cover the over the limit and to pay some bills. I came straight home and logged onto my acount. As soon as I had deposited the money the account showed that the order of payments had been changed so that of the last four payments the bill pay was first and the next four, which I had seen process before the bill pay had been listed last so that now all of them had put my account over. I went from one legitimate overdraft fee to four, 3 of them illegitimate in like five minutes.
Do all banks pull this?
2007-08-06
13:00:04
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11 answers
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asked by
sage
5
in
Personal Finance