My husband has an account with Dell that has around $900 left to pay on it. We pay around $100 each month on it, always on time and thats well over the minimum. At the time he opened the account, his credit was, well, less than desirable to say the least and they gave him an interest rate of around 18%.
Since opening the account a few years ago, he has made drastic improvements to his credit (to the point we qualified to buy a house). I was wondering if it is possible to get the company to lower his interest rate considering things are a lot better and he has paid them more than the minimum and always been on time with them. The 18% is killing most of the payments we are making, and it sure would be nice to get rid of this bill once and for all!
What approach should we take? Thanks!
2007-08-01
04:11:33
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9 answers
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asked by
ASH
6
in
Credit