I have paid every bill in my life on time, but when Sprint charged me $400 for ending a 2 year contract with them, I refused to pay it. I wrote a letter explaining my position to sprint and to the first collection agency. The bottom line is that I never signed a 2 year agreement. I signed a 1-year. When my phones arrived and did not work, I had to send them back. They cancelled my account and apparently signed me up for a 2 year agreement - but I did not agree to this and didn't even know about it.
I don't have any paperwork stating that I had a 1 year agreement, or a 2 year. I asked sprint to provide me with where I signed up for the 2 year but I did not get a response.
OK, now to the present. Now a company called Pentagroup is calling - and claiming they are going to garnish my wages because they have my social security number - I don't know what to think. I have the money, but I don't owe the debt so I refuse to pay. My credit score is 740. What are my options?
2007-07-27
12:25:14
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7 answers
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asked by
yah00geek
2
in
Credit