I'm trying to apply for a personal loan so I can make a residence change and move out of my paren't house as the living situation is dangerous for me right now. I'm not sure what the amount is that I would need but I'm thinking like a $5,000 loan would be good to start with. I've never had a loan besides a student loan and I have an account with bank of america. I was wondering what the difference between their personal revolving loans and their personal loans were. Also, do I have to have a cosigner and any other information you could provide would be great. Thanks!
I don't really have a lot of credit as I just got an A/X blue card and a Bank of America Visa card with a $3,000 limits but under my parents account. They have A1 credit. Both of these cards have my actual name on them though. But, I desperately would need the loan asap so I would appreciate any advice.
My student loan is in deferment until I graduate from school. Please let me know if I need to put anymore information.
2007-04-12
09:53:57
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9 answers
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asked by
Anonymous
in
Personal Finance