2 years ago i did't have any credit at all, so I asked my mom could I apply for a card in her name then add me as an authorized user to help me build credit. She agreed as long as I was responsible for paying the bill on my own.
I did very well for 2 years straight, I even help her out on her credit good until, she started having gambling problems. Not 1 but all of her credit cards are in collections or 120+ days late except the one I have. She ask me today to give her the card so she could go to the casino, I said no because I know her when it comes to gambling. Then she said well I will get it cut off, I said fine because I wasn't gonna let her ruin my credit as well but first let me take my name off of it.
I have helped her pay her truck notes lately, and help pay on other credit cards. I wanted to know if it was any kind of way that I could get the account transferred to my name only because i really do need the history of that account, and without it my scores would drop alot?
2006-08-20
03:01:42
·
13 answers
·
asked by
tiannabooboo
3
in
Credit