Renting & Real Estate - August 2007

1-2 bath house will cost.I don't want a fixer-upper but it does not need to be a palace just a nice house.Being specific maybe the St. petersburg/clearwater area.

2007-08-09 09:10:50 · 6 answers · asked by Anonymous

2007-08-09 09:10:42 · 1 answers · asked by j 2

My husband and I have been talking about buying a home for a few months now since we are both financially stable and have a baby on the way. We figure that we will need more space as she gets older and/ or as our family grows. We have looked around in different parts of town and have found a few homes that interest us within our price range but my husband says to keep putting it off until we have more money saved since the market is going to get better. I don't mind living in an apartment at all since I have mostly my whole life, but at the same time I keep thinking about my daughter and how nice it would be to have her grow up in a house just like my husband and I both did. Maybe I am just getting impatient but I feel we have more than enough money saved to do this. I know that he is just concerned that we might be on a tight budget once we buy a home... any advice or anyone who has been in a similar situation?

2007-08-09 08:45:21 · 5 answers · asked by Thelma H 2

2007-08-09 08:39:56 · 8 answers · asked by Anonymous

We will have about $5,000 to put down and haven't been pre-approved yet. We are both 25 years old with a bit of debt from school loans and credit cards, otherwise we both have great credit and are very much on top of our bills. Our debt will not be fully paid off by the time we buy our house but it will be lowered substantially. I just need to know where to start...

2007-08-09 08:14:40 · 16 answers · asked by eliz5560 1

If there any loan officers out there that can please give me some advice i would really appreciate it. My son has a house that is currently being rented and I rent an apartment. Although he pays his mortgage on time he has bad credit and I have very good credit. His score if 560 and my score is 740. He wants to refinance and put my name on the mortgage since I have good credit. Will the bank allow this? If so how will it be done. Some people are saying he has to add me to the deed and wait 3 months, I have also heard he can just add me to the title and do it right away. I have heard some banks allow you to refi as long as you are just added to title. What is the difference between the two? I am trying to get a clear answer. Also, being that the house is rented do we have to get an investment property rate which is much higher than if it were owner occupied? The tenants that live in the house now are leaving and I am planning to leave my apartment and live there.

2007-08-09 07:56:39 · 6 answers · asked by misstrini1020 1

While looking into refinancing my mortage the broker told me about a money merge account and said it would be a great way for me to "build equity and get out of debt fast". We live paycheck to paycheck as it is. Would this really be a good idea for me or it is a gimmick?

2007-08-09 07:14:12 · 3 answers · asked by Redlily 1

I am renting a house that is fully furnished, I am looking after the property, however recently the tumble dryer packed up, the on button won't stay on(hotpoint). When I leave the property could I be sued for this type of thing? I recently called out the repair guy for the washing machine, he fixed it in 2 minutes, but charged me £40. My landlord has been fine but he has a history of litigation-took the previous letting agent to court.

2007-08-09 07:08:05 · 13 answers · asked by caligula_divinity 1

4bedroom, at least 1 bathroom, move in ready, home $25,000-99,000?

2007-08-09 06:30:49 · 2 answers · asked by Anonymous

My mother needs to move to the same town as us for family reasons. She is 62 and a widow. She is currently in a housing association house and doesnt pay any rent as her rent is paid for her through her pensions, war widows pension etc, housing benefit.

Our town is quite expensive but we really need her nearby and she is desperate to move here too. The rented properties here are around the £700-800 mark per month for a 2 bedroom property (my neice also lives with her). She thinks she will not be able to afford this amount per month, plus utility bills etc.

If she does an exchange with someone in our town who wants to move to hers, does anyone know how housing associations work? Is there a waiting list, criteria to be met etc.

Or is there any other way at all - could she obtain a mortgage at age 62?? with many thanks

2007-08-09 06:08:33 · 4 answers · asked by alipaul2 2

We are 'preapproved' for a mortgage up to $220,000.
I am going to school fulltime
and my husband is working fulltime.
We have no dependants, we have to move to a new city to start my school and rent there is around $1100 a month for a 1 bedroom and $1500 for a fourplex, $1700 for a duplex. INSANE PRICES.
We have looked into buying a house as a mortgage would be cheaper then renting monthly. We have found a trailor thats at $54000 paying what we pay now in rent we would have it payed off in 5 years.
This trailor is only 31 years old...... we were told never to get a trailor because the value never increase is this true? or in this circumstance we should?

2007-08-09 05:38:09 · 5 answers · asked by im1canadain 3

2007-08-09 05:22:29 · 4 answers · asked by Sherri A 2

I live in a mobile home park where i own the home and rent the land, I have a 1995 double wide home, the wheels are still under it, I was thinking if the owner of the park will be able to move the home to a different area of the park, Will it be a major job to move? Its only a few houses away, but right now my back yard needs alot of mowing and a trail is behind it, which i get alot of 4 wheelers and kids walking across my yard, this area would be more private

2007-08-09 05:01:17 · 3 answers · asked by Anonymous

2007-08-09 04:55:13 · 2 answers · asked by Barbara H 1

ABOUT TWO WEEKS AGO HE MEET THIS GIRL ONLINE AFTER THE 3 RD DAY SHE ASKED FOR MONEY SO SHE CAN COME SEE HIM AND GUESS WHAT HE SENT IT TO HER AND NOT ONLY TWICE BUT 4 TIMES HES SENT HER MONEY AND SHE WONT GIVE UP HE ADDRESS AND PHONE NUMBER I THINKS SHES SCAMMING HIM SHE ONLY 27 AND MY DADS 55 I KEEP TELLING HIM AND HE SAYS TO STAY OUT OF HIS PERSONL LIFE BUT IAM ONLY DOING IT CUZ I LUV HIM SO NOW SHE TOLD HIM GET RID OF YOUR DAUGHTER AND HER FAMILY AND THEN I WILL COME SO HE ASKED US TO SIGN THE TITLE OVER TO HIM AND TO LEAVE ALL FOR A GIRL HES KNOWN FOR 2 WEEKS WHAT SHOULD I DO HE BOUGHT THIS HOUSE FOR US AND IAM NOT GIVING IT UP ITS OUR HOME HE CANT CHANGE HIS MIND AFTER 9 MONTHS CAN HE? HE SHOULD HAVE NEVER PUT US ON THE TITLE SO I DONT WANNA SIGN NOTHING SO NOW HE SAID HES GONNA TAKE ME TO COURT AND SUE ME AND MY HUSBAN TO GET OUT NAMES OFF THE TITLE

2007-08-09 04:46:03 · 7 answers · asked by pineda218 1

in n.j. What should i do i think i was scamed out of leaving a deposit. Now i gave up my apartment and i am scared.
They just posted the apartment today. It was supposed to be available in sept.1

2007-08-09 04:27:32 · 3 answers · asked by Elsa 1

Basically we are in foreclosure and I wanted to know if anyone could recommend a company they personaly used that is in the DFW area. Thanks

2007-08-09 04:01:33 · 5 answers · asked by caliber_9 1

2007-08-09 03:57:22 · 4 answers · asked by r44764 1

I am renting a house with private yard and attatched garage. But my landlord stores his stuff in the garage and does not want me to use it for my car or storage. There is nothing either way in the lease about the garage. If I am paying for the space and the garage is attatched to the house shouldn't I get to use it? There was no verbal mention of not using it prior to signing lease.

2007-08-09 03:55:57 · 7 answers · asked by jlmh323 1

2007-08-09 03:43:31 · 7 answers · asked by luvsfashion 1

I have a rental property in the Central Florida area worth $160,000 and the mortgage on it is $44,000 @ 7%. What would be the best way to use the equity? Refinance and purchase another?

2007-08-09 03:41:08 · 8 answers · asked by Nigel 1

I know it will vary, but I'm just talking about an average per year. I live in alabama and am in telecomunication sales now and have been for the past 3 years. Any insite would be great.

2007-08-09 02:41:02 · 5 answers · asked by Krystal V 2

2007-08-09 02:16:38 · 9 answers · asked by bljstylist 2

2 years ago in April last, my partner of 11 years abandoned me for someone else. For 11 years I`d supported him financially, he hasn`t paid a single penny to anything since he left and I have no idea where he has gone to - before he left, he ran up debts and emptied my bank account! I am in serious debt now as a result of this and need to either sell my home or re-finance, neither of which I can do without my ex`s signature - he has made it quite clear he`d be pleased if my home was re-possessed (it was bought with monies left by late husband, but I foolishly put my ex`s name on the house as he `didn`t feel part` of our home!), my mortgage company will not move! they will not take his name off and are threatening to repossess my home as I have fallen into arrears ( they are insisting on the arrears being paid off in full plus 6 months payments before they will even consider taking his name off) - I have my hands tied, can anyone tell me how I can get his name off please?

2007-08-09 01:48:11 · 4 answers · asked by Anonymous

Hi,

I am unclear on the issue of mortgaging multiple properties. I constantly see or read articles about people that invest in real estate and purchase multiple properties to rent. 90% of the time these people have regular jobs and are buying the properties will some cash down and mortgaging the rest. My question is how do they qualify to mortgage say 5-6 different properties? Doesn't it come to a point where the bank might say that you are overextended? Any help would be great. Thanks.

2007-08-09 01:07:12 · 10 answers · asked by Anonymous

I mean like walk upto someones house (with4 sale sign) and say heres the money then thats it or do u have to go through solicitors
the reason I ask is my dad has come into money and wants to buy me a house but I dont have a bank account (blacklisted )
and I dont want to have to pay for surveys etc or middle men or anyone Lol
the house I want is the exact amount he will give me
If you can't just buy a house why not thanks

2007-08-09 01:01:13 · 4 answers · asked by Anonymous

Since almost a year Vancouver property prices have really gone up up up! What are the views of those who know Vancouver property market well?

2007-08-09 00:56:58 · 3 answers · asked by snowbird552002 4

i just bought a condo and need to do a home inspection. Can i do this on my own with my realtor or should i wait until someone else can go with me.

2007-08-09 00:30:55 · 9 answers · asked by Anonymous

Since I obviously make a stupid mistake to start out with by not having an official signed lease, I wanted to let you guys help me out on this situation:
My husband has orders(military) and we need to leave in LESS than 30 days..we haven't given notice yet. There's a military clause in my lease copy (never signed this because they had some other property w/different name on it, and just never rec'd a correct copy from landlord).
So, what rules do I follow in regards to the proper notice necessary since no lease was signed, and this is for military reasons? I'm in Texas.

2007-08-08 23:25:10 · 4 answers · asked by pssyctva 2

2007-08-08 22:52:58 · 15 answers · asked by willywinkle 1