Renting & Real Estate - November 2006

It is a mega-find. The seller's were only asking $50,000 and it's perfect. The appraiser didn't know much about what he was doing so he appraised it the same as the purchase price (the last appraisal a few years ago was for over $60,000). Two other reasons we are having problems is that it's rural and some lenders don't do rural and most of the lending companies won't do loans for less than $50,000 and any money we pay down will put the loan beneath the mark. Besides getting a new appraisal, what else can I try?

2006-11-02 06:15:37 · 10 answers · asked by christina_m_taft 3

He will remain on the mortgage so I don't have to refi

2006-11-02 05:34:00 · 8 answers · asked by Lou 1

2006-11-02 05:30:06 · 7 answers · asked by Brian F 2

On a warranty deed for a new home purchase, their is a "legal description" of the home (lot #, Bokk #, map page #) How do I finf the ACTUAL mailing address that matches this legal address?

2006-11-02 05:15:15 · 2 answers · asked by 031708140503 2

I am a New Jersey resident. I was told yesterday by my lawyer's office that neither they nor the seller's lawyer can find the original deed for the house that I bought more than 4 months ago, so they are going to get me a certified copy of the deed from the county office.
Can anyone tell me whether the certified copy is as good as the original as they say? If not, what can I do? Thanks for help.

2006-11-02 05:03:24 · 5 answers · asked by kwoknguo 1

Marcia Ball is my Matron of Honor and I would like to get a nice place for $300 or less to house my girls for the wedding. My funds are getting low and I really can't afford to go over $300. I won't ask my girls to pay. A house or Condo for 2 days would be awesome. March 9-10. Right answer gets an invite to the wedding.

2006-11-02 04:57:07 · 3 answers · asked by Krickett 1

We are buying a new home. Is it necessary to have it inspected by Home inspectors?

2006-11-02 04:56:44 · 12 answers · asked by hskulkarnius 2

We have turned everything in and more and did the running for this mortage. It is still in underwriter and it been 2 weeks. I think one of my old landlord hate me and is trying to stop this process cuz this is a small town and everybody knows everybody.

2006-11-02 04:54:43 · 4 answers · asked by olivia 2

He now wants to put his girlfriend on the title, but is afraid that her bad credit will jack his payments up or something is this true or would it be safe to put her on with no problems?

2006-11-02 04:49:24 · 2 answers · asked by MOVING 5

I'm trying to buy a reposessed property at the moment, but it appears that the title still shows the previous owner as owner and not the mortgage company.
I'm hoping this won't hinder my progress (am not having much luck flat buying and really need to move - have been trying for about 9 months) and am wondering if it's just a timing issue.

Thanks or your help.

2006-11-02 04:43:07 · 2 answers · asked by Jennie F 2

How does a reverse mortgage works?

2006-11-02 04:32:26 · 9 answers · asked by Rox 1

We moved out into our new home about a year ago because we had sold our mobile home. Well, the deal fell through, and now we've been making 2 mortgage payments for over a year, not to mention, still paying utilities, insurance, etc... on the old home. We have drastically reduced the selling price - to where we are already taking a $20,000 hit just to get rid of it. We are at our end and cannot do anything else.

People keep telling us to just "give it back to the bank". Obvioulsy, this will hurt our credit score. Anything else? What are the consequences of doing this? We are not people who would have something go into a delinquent status, but so many people have told us to do this, that we don't know if it's our only option left. We just want to know the consequences if it were to ever come to this.

2006-11-02 04:19:58 · 2 answers · asked by Anonymous

I LOST MY JOB AND MY WIFE IS DISABLED AND CAN'T WORK OR THERE ANY PLACES THAT CAN HELP ME OUT.SERIOUS REPLIES ONLY. THANK YOU

2006-11-02 04:02:29 · 3 answers · asked by slick 1

a few days ago 2 window repairmen came and fixed my bedroom window. i left my key for them under my mat. when i came home my camera was missing and i'm 100% of where i put it and i know i didnt take it anywhere w/me bcuz the batteries for it were charging. i called the window company and the person i spoke to asked the men who came to my place, of course they're gonna say no. i called my property management company and they said the window company is bonded and doesn't think they would do such a thing. so now i need to know wat to do next. can you help?

2006-11-02 03:43:06 · 7 answers · asked by 3300 2

Having enough money to buy a house without mortgage...is it better to do just so?..or would it still be better getting a loan?

2006-11-02 03:19:53 · 21 answers · asked by wandabeppe 3

2006-11-02 03:06:56 · 4 answers · asked by Brian M 1

I have been getting crazy amount of bites on my arms and legs. My apartment management company sent exterminator to spray the apartment and will be coming again this weekend, but what if the situation doesn't improve?? Is there any way I can break the lease?

2006-11-02 02:55:22 · 6 answers · asked by Bonnie P 2

I am trying to determine if agents are a good source of information and if they can be trusted. If you are a current buyer or seller I would like to get your opinion on agents.

2006-11-02 02:45:09 · 8 answers · asked by trudat 2

we don't have a factor, and don't pay anything extra for the upkeep of the building, all the other owners of the flats and myself look after it ourselves. Does this mean that it is freehold? I wonder if it may be that all flats are leasehold ( I really amn't sure but I don't see how you can own the land that a flat is on as surely it must be shared with everyone that owns a flat in the tenement??). so assuming it is leasehold, how do I find out who owns it and how many years there are on it?
the reason for the question is I then want to know if I can convert the attic and who I need to ask to do that. help!

2006-11-02 02:36:01 · 11 answers · asked by Klee 2

My husband and I am thinking to put our flat under a trust. Who should we contact? If the flat under a trust, can we sell it later? Can we live there if we want to? The flat has a mortgage and we plan to rent it out since we are moving to abroad.

2006-11-02 02:22:35 · 1 answers · asked by aoilondon 1

My garbage disposal has not been working for the past 2 months. My landlord wants to charge me a late fee because my rent was late a day. I dont want to pay a $100.00 late fee for 1 day especially since my garbage disposal doesnt work and I called 2 months ago asking for it to be fixed.

2006-11-02 02:04:11 · 19 answers · asked by Anonymous

My wife passed away with no will, I've been told the daughters have 18 percent ownership, They do not live here and I do, I need to get a loan for home improvements, the home is on my name only. Please help?

2006-11-02 01:58:14 · 5 answers · asked by letstow2002 1

i recently was in a chapter13 and just sold my home. while in my chapter13 i paid of my secure debt which was back mortgage i owed. all i have left to pay is a unsecure debt of 6,058 which now that i sold my home they want all that money up front. i was wondering if i can convert my chap13 into a chap.7 to wipe out my unsecure debt because i did not make much profit off my home due to what i owed on the house.

2006-11-01 23:52:06 · 2 answers · asked by jmpoct03 1

2006-11-01 22:57:44 · 2 answers · asked by Misheel C 1

Yesterday either Abbey or HSBC (I think it was Abbey) decided to let first time buyers borrow 5 times their annual salary to get the bottom end of the market going again.

Are they mental or what?? Repostions are high enough by these criminals allowing media corrupted "Must Haves" to borrow 3.5 times their annual salary.

It proves that the housing market is artificially held high by creating false wealth among the population.

I think the only way to get the market going at the first time buyer level is for people to say, Oi! Seller! NOOOOO! I will not pay rediculous money for your tine mouse cage of a house. Price it reasonably and I may return!

If we all, and I mean all, say we will not pay more than 50k for a 2 bed house / flat, then guess what price the market will come down to????

An attitude change towards home ownership is needed in this country.
Rant over, what do you think???

2006-11-01 22:26:54 · 13 answers · asked by Anonymous

2006-11-01 21:33:16 · 3 answers · asked by Anonymous

We signed a lease over a year ago and it expired and we never recieved a copy of it after asking several times for it. My landlord says we have acrued many late fees and that is why I won't get my deposit back. Is there anything I can do about getting my deposit back? And also, they say were owe for damages that were done before we moved in.

2006-11-01 18:19:14 · 6 answers · asked by Honeybee 1

2006-11-01 18:00:27 · 8 answers · asked by klay43701 1

2006-11-01 17:58:47 · 2 answers · asked by klay43701 1

I live in Lebanon Oregon and am looking for a 3 bedroom place (preferably not an apartment) for under $600/month

2006-11-01 17:12:12 · 5 answers · asked by Anonymous