Personal Finance - September 2007

or is it just a scam, anyone else done it in the past?

2007-09-22 08:59:51 · 13 answers · asked by Anonymous

I have mine in an account with a apy of 4.5%. Does anybody here know if there is an account with a higher apy.

2007-09-22 08:41:18 · 4 answers · asked by Half-pint 5

2007-09-22 08:20:01 · 6 answers · asked by Anonymous

My bank made a deposit error in my favor. It has been in there for a month now. How long should I wait before I withdraw the funds? What are the legal ramifications? the ammount is $6,200. I made a deposit for that ammount and they some how deposited it twice.

2007-09-22 08:12:15 · 3 answers · asked by x98lbwuss 2

i receive a phone call from a guy that call me by name and told me the last four digits of my social security number and he wanted to know was this the last four digits he said he was from delta dental i told him i did not know my ssn[do not give your number out to anyone] and he hung up i really don't know how he got the last 4 digets do you?

2007-09-22 08:11:24 · 2 answers · asked by mishoney 4

I'm purchasing some sheet music over the Internet from Sheet Music Plus and I selected the "purchase a money order or send a check" payment method. At first, I was going to just write out a check like I usually do. But I just remembered that I don't have enough in my checking account, so instead of transferring, I decided to use this opportunity to do it this way.

2007-09-22 08:07:58 · 3 answers · asked by ? 3

maybe 100$ every b-day and christmas perhaps gerber bonds because i heard they match whatever u put in okay my question is how much would that be when hes 21 or 18 years old? 2nd question how do i do the gerber bonds or should i go to the bank? and why

2007-09-22 07:31:51 · 3 answers · asked by dvcgurl 7

I am sick of the daily guilt trips my family puts me through. They always use the excuse of money this, money that, and how I never do anything right and that I will never amount to anything. I am trying to improve my life here, and all they do is hold me back! I am 18, and desperate to move out, as quickly as possible. As far as money goes, I do have a job but it is not as high paying as I need. Where do I get some money to pay for tuition and books, a cheap mode of transportation, and some shared room in a house? I figure I will need maybe 10 grand total. I wouldn't even mind a loan from a bank... so if you know which one would give me the best loan, please tell me! Share your experience as well if you went through this, it will be interesting to read and a good insight. Thanks for answering!

2007-09-22 07:19:51 · 3 answers · asked by Anonymous

I would like different investment options than are in my 401K.

2007-09-22 07:14:52 · 5 answers · asked by need more options 2

i have 100 dollers to shop for 2 weeks worth of food for a family of two adults and a toddler, thier pantry is empty other then spices flour and sugar....any suggestions on how to plan this shopping trip?

2007-09-22 06:35:33 · 9 answers · asked by Anonymous

know anyone who makes that kind of money? How do you think you can make that kind of money? what are some ways to achieve this ultimate level of financial security?

2007-09-22 06:34:15 · 14 answers · asked by Anonymous

Me and my girlfriend are planning on moving in together in less than a year. The both of us our moving out of our parents house for the first time. We would like some advice, like, helpful tips to save up money for our appartment and ways to keep the cost down when we're there.

2007-09-22 06:12:44 · 5 answers · asked by Anonymous

I would like to stay at home and work. What are some good websites or companies that allow you to work at home without a bachelor's degree? I don't want any companies that are scams or anything. I want real legitimate jobs you can do from home. Thanks.

2007-09-22 06:03:23 · 12 answers · asked by Diouji 2

She must be a number of months behind. I asked her why she didn't sell it and she said the car isn't worth as much as she owes and she said she couldn't legally sell it anyway. I don't think I'm going to bail her out like she's asking... but what financially.. what is her best bet? Should she turn the car in... get a bomb and pay off the difference she owes?? or what?

2007-09-22 05:28:54 · 5 answers · asked by Bentley 7

My boyfriend has bad debt, and cannot deal with the collection agencys abuse. He has been given different options from different people. I need to know whats best for him.

I contacted American Credit Foundation http://www.debtguru.com/ which is a non profit credit counciling foundation that has agreed to make a payment plan so he can pay back the 2 creditors he owed. I figured this would give him a chance to build his credit back up.

On the other hand, his dad is telling him to just claim bankruptcy. he tried telling my boyfriend he would still be able to purchase a house within a few years.

Whos right, whats his best options.

2007-09-22 04:20:43 · 4 answers · asked by kel5204 1

I'm trying to decide which one I should use

So please tell me the goods and bads if you've been a Customer

2007-09-22 03:52:18 · 8 answers · asked by Me 2

I INFORM HONORABLE you, THAT FIRM OCCUPYING (DEAL WITH) DEBT and you SOME , THAT there IS TIME but THEY MR. THAT you and you ARE GUILTY (OWING; SHOULD) you BUDDIES ME you WILL HAVE GREAT PROBLEMS in (to) 850,000.00 .GBP YOU ID THAT FOR IT BY PHONE, EVERYTHING it IS RECORDED, you SPEAK IT in (to) NOT SEE ALREADY JOKE .BY SEE

2007-09-22 03:48:23 · 2 answers · asked by Anonymous

Hello I just got my eircom bill and i don't understand how come it's soo expensive. Please help me understand how come it is so exspensive. Hear is what the bill says :

Your bi-monthly telephone bill back to view bill
Total of your last bill € 213.50
Total Payments received - thank you -€ 213.50
Balance brought forward € 0.00

Fee for eircom talktime for this billing period € 51.22
Recurring charges € 62.64
Call charges € 58.72
Other credits -€ 8.24
Charges for this period € 164.34

VAT on € 164.34 at 21.00% € 34.51
Total bill € 198.85

What does Recurring charges mean?? Does it have anyting to do with broadband? Because me and my sisters are always on the internet? Please help me out!! Thanks in advanced.

2007-09-22 03:39:54 · 4 answers · asked by Anonymous

How do you decide who pays what? Do you have a joint account and have one person pay the bills? What about the difference? I just started back to work after my baby turned 1, my husband and I are having a hard time with money management. He thinks I don't pay enough bills. Please share what has worked and what hasn't worked for you. Thanks.

2007-09-22 02:02:36 · 7 answers · asked by af 1

We have $20k in credit card debt. Should we take a loan from our 401k to pay them off. My wife and I are in our early 30s and have time to smooth things over...hopefully.

2007-09-22 00:32:29 · 13 answers · asked by gratefulchef2000 1

I see their ads all the time, offering to slash debt in half and such. While I applaud these services for what they are trying to do, somehow they have to make money, or they couldn't afford to run these ads. Where is the profit coming from.

Appreciate the answers in advance, thanks!

2007-09-21 22:45:37 · 4 answers · asked by tech_guy_towt 5

Stupid question coming up!lol
My husband and I both have separate bank accounts but we have received a cheque made payable to both of us. Can we still pay it in to either of our solo accounts or do we have to have a joint account?

2007-09-21 22:17:23 · 9 answers · asked by ChocLover 7

i brought a computer through a scheme at work but i left the company originally 2 years ago thus breaking the contract,the outstanding money should of been taken out of my final pay packet or paid by myself in 1 week,can they still claim the money though collection agencies? to add a twist i rejoined the company but left again 6 months ago.
is there a time limit that they can still claim this money owed?

2007-09-21 20:15:40 · 6 answers · asked by sally_julian2002 1

i bought some stuff online & was backordered a couple of weeks, then i got an email from the store that they already shipped the products to me, but i don't have enough money on that debit card i used...i have a shared account with my mom by the way....question is, how can they charge me if i don't have enough money on that account?

2007-09-21 17:43:41 · 5 answers · asked by Chicken Noodle 2

I want to buy a laptop, but I do not have enough money for one. I have searched Yahoo! Shopping and have found some pretty cheap ones (all under $500). How can I earn enough money for one? I really really really badly want a laptop. I have never had a laptop in my entire life and want to try one out. Please help me! All answers are appreciated!

Thanks!
Blake

2007-09-21 17:29:12 · 6 answers · asked by Blake 4

i need money. i a legally not allowed to work anywhere... babywitting jobs are not an option.... i cant selll my **** .. how do i make money
?

2007-09-21 17:28:27 · 7 answers · asked by glassmangirl 2

It is said that most people burdened with huge amounts of money frequently end up broke, squandering their money in various ways. One Lotto winner bought a truckload of marijuana and was caught, thereby losing his fortune. Another made bad investments and ended up without a dime. If you suddenly became filthy rich, what would be your immediate goal?

2007-09-21 16:56:49 · 8 answers · asked by Me, Too 6

For the past few years, it has constantly dropped, and now is weaker than the Canadian dollar. When will the US dollar rise back up?

Is it possible that the Canadian dollar will always be stronger from now on?

2007-09-21 15:41:18 · 10 answers · asked by suns123 2

I want to open an interest-earning online checking account. I've heard nothing but good things about ING Direct but Charles Schwab is offering a higher interest rate. I'd like to hear from current customers about what you think of the banks' security, ease in transferring funds to and from your linked "regular" checking account, and customer service. Your advice is greatly appreciated!

2007-09-21 15:17:36 · 4 answers · asked by Sophra 3

this might sound stupid...I have always bought money orders for things...but I never cashed one. How do I go about cashing one? Will the bank accept it? will they ask for my ID if my husband deposit it into a joint account? will the post office cash since people buy them there?

2007-09-21 14:04:41 · 2 answers · asked by Anonymous