Personal Finance - June 2007

In the fall, I should be coming into $5,000 and I was wondering what I should do with it. I have no loans or any large bills. I was thinking of either putting that towards a cosmetic procedure (I don't really have to have it, but it will be permanent) Right now I have a temporary fix which cost a lot.) or should I put it towards a new car - an Eclipse (even though I just bought a car in 2004 and only have 28k on it) . What do you think I should do with it?

Any input would be appreciated. Thanks!

2007-06-19 17:29:21 · 14 answers · asked by out_of_exile 2

I just started a new job and the first paycheck isnt direct deposit. Im going out of town tomorrow and i get paid friday. Is my mom allowed to deposit my check for me?? Or do I have to be there to endorse it.

2007-06-19 16:49:30 · 13 answers · asked by xo_preciouscharm 2

i dont know what the routing number for my savings account is or if i even have one where can i find out what it is. P.S. i dont have any checks to look at!!!!!!!!

2007-06-19 15:18:37 · 10 answers · asked by Anonymous

2007-06-19 15:17:26 · 3 answers · asked by jackie b 2

What I am looking for is the most returns for the amount invested. I know there are many ways to invest but I've run out of ideas and there are two many investment schemes out there. I would appreciate your input in this. Thanks to all of you who answer.

2007-06-19 14:52:17 · 25 answers · asked by lotus1s 4

2007-06-19 14:08:38 · 5 answers · asked by Just Wondering 1

2007-06-19 13:14:54 · 10 answers · asked by Anonymous

I'm 24 years old and have a good job, but it doesn't offer a 401K. Any recommendations as to what I can do to set myself up for retirement? I've been thinking about an IRA. How do I set this stuff up? Do I go to a bank? I don't really know where to start and what is best for someone my age.

2007-06-19 12:53:09 · 6 answers · asked by Cochy 6

2007-06-19 11:45:22 · 5 answers · asked by zander1331 3

I am 27 yr old female,I am unemployed due to health probs,and don't have medical insurance. I am currently seeking to get on disability.due to a disc l injury and other health probs II was hospitilized a few times in 2,005 n 2,006 and have wracked up a hospital bill debt of at least 12,000. I am not employed and my husb and I hardly make the ends meet as it is.Can they put me in jail I do not own a car or a home.WHAT SHOULD I DO??i cant get medical assistance either,AM I IN DANGER OF GOING TO JAIL.im unwell and the stress is making me so depressed! the bill collectors scare me.I havent been able to pay even a few dollars on it...plz someone what should I do???

2007-06-19 11:43:18 · 2 answers · asked by flower 1

2007-06-19 11:40:46 · 2 answers · asked by dawn s 1

I live in Minnesota - I'm sure that will make some difference. Thank you!

2007-06-19 11:40:41 · 4 answers · asked by D 3

Can anyone of you tell me what kind of service is "PHONE BANKER CALL" at Wellsfargo? Im being charge $2.00... on my checking account

2007-06-19 11:32:27 · 4 answers · asked by Mr. Questionair 2

What's the difference between a fixed checking account and a balance checking account???

2007-06-19 10:49:41 · 1 answers · asked by norton2628 1

2007-06-19 10:49:28 · 16 answers · asked by Anonymous

I would like to know the difference between a fixed, percentage, and balance account. I'm trying to determine which one I have!

2007-06-19 10:23:16 · 1 answers · asked by norton2628 1

I'm trying to buy a collectors item

2007-06-19 09:45:07 · 15 answers · asked by Anonymous

2007-06-19 09:19:42 · 19 answers · asked by Anonymous

how does one easily calculate percentages especially when your at the store like for example the % off stuff?for example if something is i dunno 25.00 and you get 30% off, how can one easily know how much it'll cost with that percentage w/o waiting to go to the cash register or price check? i just wanna b smart at that stuff and use my brain.....and not some calculator..thanx in advance

2007-06-19 09:02:33 · 6 answers · asked by Zaikai2008 2

if not, why?

2007-06-19 08:56:49 · 8 answers · asked by Anonymous

I just received a call on my cell phone from a debt collector in regards to a 10+ year old debt, which was removed from my credit report after 7 years without any action being taken. Are they able to collect this old debt even though it's been removed from my credit report about 10 years ago? Are they able to garnish the wages from my pay check?

2007-06-19 07:26:50 · 5 answers · asked by Gicy 2

im cemap qualified and am looking for mortgage advisor jobs but my credit score is a bit on the downside. will this effect me applying for mortgage positions?

2007-06-19 06:43:49 · 5 answers · asked by enter_selecta69 1

Is a credit union better than a regular bank? I would like to know the advantages and disadvantages. I have heard that a credit uinon is better but I don't see how? If it is better should I go ahead and open an account as well keep my other regular bank account open?

2007-06-19 06:14:44 · 7 answers · asked by Anonymous

2007-06-19 06:03:44 · 3 answers · asked by Peggy Pirate 6

I really need to lower my mortgage payents but i dont have any family or friends i can ask. Also i cannot afford the companies out there. pls don't be nasty if you answer

2007-06-19 04:28:50 · 5 answers · asked by kcay25 2

i have worked for the same company for 19 years and over the last 2 years i keep having recuring problems with a knee injury. this causes me to go sick for a couple of weeks at a time. i had small operation 12 months ago but have been told i need further surgery and am now in the hands of nhs for time scale as to when operation will take place. i am only 36 years old. my company has a crazy absence preceedure, does anybody know the criteria for medical retirement and what payments you get? i have also paid into this companys pension scheme for 19 years? is this frozen if i meet the criteria for medical retirement? please advise, any help is much apprieciated.

2007-06-19 04:20:54 · 3 answers · asked by Anonymous

Someone owes me monies…since 1998; originally 5k, now with the interest after many years is 10K.

I every time I try to collect, they "run away"; no money to pay.

Apparently, they have no properties; financially they do make a leaving "pretty much ok", or “better than me”.

As part of the judgment -penalty-, their driver’s licenses are suspended.

How can I get their social security to see where they work and go with a writ of garnishment of their salaries?

ANY OTHER SUGESTIONS ARE APRECIATED. I already spend too much money on this. I can afford to hire any one.

Please help me, what can I do? I do not have the money to invest any more on this, but I need to collect this.

The state is Florida.

I try those websites; but no luck....

I really appreciate any advice.

Thanks

2007-06-19 02:41:33 · 5 answers · asked by Magaly 3

the people who offered are one of these lenders@yahoo.com are they real as certain people in this forum are saying they have had them arranged at 2% and 3% and i am desperate but dont want to be conned any ideas thanks

2007-06-19 02:32:28 · 17 answers · asked by michael a 1

2007-06-19 02:24:42 · 4 answers · asked by Anonymous

2007-06-19 01:52:37 · 10 answers · asked by lloydthebear 3