I really need to lower my mortgage payents but i dont have any family or friends i can ask. Also i cannot afford the companies out there. pls don't be nasty if you answer
2007-06-19 04:28:50 · 5 answers · asked by kcay25 2 in Business & Finance ➔ Personal Finance
dude, if you want to raise your credit score a credit card isnt the answer, get a personel loan for about 500.00 to 600.00. buy a scooter, home improvment loan ect ect thats how i went to almost bank rupt to a score more than 800 credit score it took a lot of time but i did it
2007-06-19 04:38:13 · answer #1 · answered by tom c 3 · 0⤊ 0⤋
They're not being nasty, they're just honest. Even if you had family, they would not do it. Honey, nobody is going to bail you out. Pay the higher rates until you can get your own score up. It may take years of sacrifice, but you can do it.
Look at some of these single working ladies who are putting 20 kids through college or eating canned beans every night so they can leave millions to their church.
.
2007-06-19 11:37:19 · answer #2 · answered by Kacky 7 · 0⤊ 1⤋
Save your time and effort. By September of this year, 'piggybacking' will no longer help raise a credit score. The FTC and the three major credit reporters have caught on to this one, and it will end before it will do you any good.
2007-06-19 11:42:48 · answer #3 · answered by acermill 7 · 1⤊ 0⤋
I'm afraid you are out of luck. No one is going to do that. Even the nicest of family members would likely balk at that one.
2007-06-19 11:35:01 · answer #4 · answered by The OTHER Boelyn Chic 5 · 0⤊ 1⤋
Why would anybody put you -- a total stranger -- on their credit card? I am not being nasty, just realistic.
2007-06-19 11:32:24 · answer #5 · answered by merrybodner 6 · 1⤊ 1⤋