I just started a new job and the first paycheck isnt direct deposit. Im going out of town tomorrow and i get paid friday. Is my mom allowed to deposit my check for me?? Or do I have to be there to endorse it.
2007-06-19 16:49:30 · 13 answers · asked by xo_preciouscharm 2 in Business & Finance ➔ Personal Finance
the point is i wont be here to endorse it... il be out of town. im leaving tomorrow i get the check friday
2007-06-19 16:54:19 · update #1
Anyone can deposit a check if they have your account number.
I have deposited many checks for others, including my employees!
Anyone can endorse a check... best endorsement is this written in legible or block letters:
FOR DEPOSIT ONLY
Your Bank Name
Your account Name
Your full name (not signature)
Signature is optional and not required.
BTW anyone who says a signature is an endorsement, has no clue about the banking system... an endorsement tells the bank how to deposit a check.
Most businesses have an endorsement stamp and the info given above is usually contained in it, along with the bank's ABA routing number.
2007-06-19 16:53:23 · answer #1 · answered by Anonymous · 0⤊ 1⤋
Best bet is to put "For Deposit Only" on the back of your check and go to the night deposit. Some banks won't even allow another person to make a deposit because the teller gives a deposit receipt, which contains your bank account number. I had a problem depsiting my own husband's check into his account when we still had separate accounts!!!
Get your mom to place it in the night deposit if they give her a bunch of hooplah...it doesn't hurt to try to deposit, but I know for a fact that almost every bank will not allow you to deposit money if it's not your account~I've been there already!!!!
2007-06-19 16:53:07 · answer #2 · answered by futureteacher0613 5 · 0⤊ 2⤋
Not sure of the exact law on this but I regularly write "For Deposit Only" on the back of my wife's checks (never get her to endorse them I just write that) and put it into our account and nobody seems to care. This is a joint account that I am also on, but I doubt that makes any difference, as they have never asked me for id when I'm just making a deposit.
2007-06-19 16:55:14 · answer #3 · answered by Slumlord 7 · 2⤊ 1⤋
All that needs to be on the back of the check is "for deposit only" with your account number. It shouldn't be a problem.
2007-06-19 16:52:37 · answer #4 · answered by Mommymonster 7 · 2⤊ 1⤋
She can write "for deposit only" on the back of the check with your deposit slip.
I have never been asked any questions when depositing a check into a friends or family's account.
It's when you withdraw, then they ask you for id.
2007-06-19 16:54:33 · answer #5 · answered by Mom of 2 great boys 7 · 1⤊ 1⤋
As long as you have a signature and she isn't cashing it you do not need to be there. If you won't be there on Friday to sign your check, I would say wait until you get back from out of town, allow her to forge the signature, or put her on your account for the time being.
2007-06-19 16:53:49 · answer #6 · answered by Gwen Z 2 · 0⤊ 2⤋
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2016-10-18 02:39:59 · answer #7 · answered by ? 4 · 0⤊ 0⤋
It must be endorsed before it can be deposited..
2007-06-19 16:57:49 · answer #8 · answered by ginamae222 3 · 1⤊ 2⤋
If she's on your account, she can deposit it for you.
You do have to endorse it yourself.
2007-06-19 16:52:01 · answer #9 · answered by Queenie knows it all. 6 · 1⤊ 1⤋
Anyone can deposit money they just cant take it out
2007-06-19 16:52:13 · answer #10 · answered by moon420 2 · 3⤊ 2⤋