Personal Finance - January 2007

I first of all was foreclosed on and didn't know what to do. People advised me to file bankruptcy and so I did. My attorney said my best bet was to file chapter 7 which discharges all debt, however he said it would be a miracle for me to stay in my home. I am at a loss and want to know if anyone out there has ever had such an experience. My ex husband also has cancer and has not been able to pay child support for a while because of not working and I think I am screwed, help?

2007-01-26 15:43:00 · 5 answers · asked by diane b 2

A few years ago I had a life threatening illness. I accumulated a couple hundred thousand dollars in medical bills. I am not able to pay any more more than what I am currently paying. I got served papers today for one of those medical bills. What can I do. Can I fill a counter suit for all the harrassing this company did to me at home and at work, what options do I have.

2007-01-26 15:38:57 · 6 answers · asked by Larry B 1

Saved up in the bank?

2007-01-26 15:29:01 · 30 answers · asked by Anonymous

what whould you buy, give, or do with the money

2007-01-26 14:57:26 · 20 answers · asked by Anonymous

These days a bankruptcy will not cover student loans and I'm wondering how aggressive they can get in garnishing all of my future wages or SSI payments until the loans are paid off.

2007-01-26 14:39:23 · 2 answers · asked by osunumberonefan 5

2007-01-26 14:25:27 · 5 answers · asked by the rock 1

2007-01-26 14:18:19 · 7 answers · asked by cwdavyl 1

this trust fund so that he can't withdraw any money from it? Why doesn't he just write him a check? It's been 3 years since she died and all his brother mentions is this trust fund but where's the money?

2007-01-26 13:52:50 · 7 answers · asked by sheree 2

several years ago I signed up for paypal using my bank account I still have now and under an email I dont use anymore...I dont remember the email address or the password....well now when I try to sign up under my permanent email it says I cant because my bank account is being used by another email...how do I change this? It's so aggrivating

2007-01-26 11:50:29 · 6 answers · asked by Sarah 4

what can you buy with $10?

2007-01-26 11:35:46 · 11 answers · asked by Anonymous

Between my husband and i we have about 12 credit cards. I know, i know we shouldn't have gotten ourselves in this mess to begin with.
We are 22 years old, I have a steady well paying job and he is in the military. We do not have creditors calling yet, but we are struggling to pay the minimum payments. 1 of his credit cards did get recently charged off.
I tried shopping for Debt Consolidation Agency's and the one i looked into was going to charge us a $2,750 service fee! Is this normal?

Our total debt in Credit Cards alone is appox. $18,000 (not including car payments, household bills etc.)

HELP!!! If not a Debt Consolidation Agency, then what? And if i go with a Consolidation Agency will it affect my credit?

2007-01-26 10:56:37 · 9 answers · asked by CaliGirl 2

2007-01-26 10:12:52 · 7 answers · asked by Soundguy 2

My husband and I made a little over $45,000 last year and have one child, we're trying to get back the most we can should we file together or apart how would we get the most?? he made more then me.

2007-01-26 09:59:26 · 3 answers · asked by amdc 1

2007-01-26 09:42:26 · 7 answers · asked by painter221951 1

there is no credit union by the same name where i live and i do not have a bank account.

2007-01-26 09:38:39 · 8 answers · asked by amdc 1

Hi, this is probably a dummy question. I am thinking to pay more each month for my mortgage. So my question is that will the extra prepayment go to the principal or the interest? If I pay more, will I get more tax deduction or less?

Thanks.

2007-01-26 09:22:54 · 7 answers · asked by bigtank 1

Just wondering.....

2007-01-26 08:58:39 · 12 answers · asked by Samantha T 3

2007-01-26 08:13:28 · 3 answers · asked by LC 2

What if someone gains access to my account and drains it?

2007-01-26 08:07:21 · 9 answers · asked by charlotte q 2

I am a single mom, and am in need for extra income, any ideas?

2007-01-26 07:39:11 · 14 answers · asked by ashlet925 1

I am trying to learn as much as I can about personal finance, but I'm very much a beginner. My concern right now is picking a bank that better suits my needs.

Does anyone know of a good resource (website, book or otherwise) that can explain as clearly and completely as possible how to pick financial institutions, what to look for, etc...?

I'm especially interested in learning more about the differences between online and traditional banks, and how to use online banking.

2007-01-26 07:38:16 · 9 answers · asked by Claire D 1

2007-01-26 07:26:05 · 17 answers · asked by edmund g 1

I was keeping the deeds to my house at my bank its now stopping the service i ve tried a couple of other banks but they either dont do this service or wont take on new customers. Do soliciters provide anything like this.

2007-01-26 07:15:57 · 5 answers · asked by Anonymous

2007-01-26 07:13:40 · 1 answers · asked by LC 2

2007-01-26 06:26:20 · 4 answers · asked by sheela s 1

im 22 and have been putting money in it now for a little over 2 yrs - i don't really need to take money out, but i do need some info and how all this 401-k works...

2007-01-26 06:26:17 · 12 answers · asked by Peter S 2

I try to pay over the minimum but all I seem to get is a higher interest rate or my credit line cut. I have not been using those cards for months. I try to keep my use to minimum with one since I have been trying to get out of debt. I feel stuck!!! Anyone have ideas?

2007-01-26 06:02:55 · 9 answers · asked by Ann 5

what is the fastest way to get rich..

2007-01-26 05:40:16 · 9 answers · asked by Anonymous

I'm thinking of moving 16,000 from 401k to a Roth IRA. I realize I will have to pay $4000 in taxes (in cash--to avoid 10% penalty) to do so.

Do I need to covert to traditional IRA and THEN to a Roth. If so, is there a length of time it has to be in the Tradional IRA before converting.

And, finally...what i really want to know. How much of the 16,000 converted can i withdraw from the Roth without penalties? I know you can withdraw up to your contibutions in a "regular" Roth, but what is considered my "contributions" in this case?

BASICALLY -- can i turn 16,000 from my 401k into 16,000 in Roth IRA money and turn it into everyday cash to use?

I would like to take some money of out my 401k, but I don't want to do a loan.

2007-01-26 05:24:59 · 5 answers · asked by brad_boose 1

there is money going in to my current weekly for about 2 years now a couple of months ago it change over to my deposit account no one got in touch with me i now have to to transfer my money into my current account every week which is costing me money i thought no one but me could do that any advice

2007-01-26 05:23:41 · 4 answers · asked by maxine 1