What can you do to cash a personal check from a credit union that was a gift from someone out of state?

Question

there is no credit union by the same name where i live and i do not have a bank account.

Answer 1

Take it to the bank and open a savings account with it. Then add to it when you get other gifts of money. When you get to one thousand dollars put it in a mutual fund ( a Roth Ira is better if your working) The sooner you start saving the more time you money will have time to grow.

Answer 2

Without a bank account, personal checks are tough to cash. It's a credibility issue. Even as a member of a bank, you might have to wait for the check to clear before it shows up in your account. You best option is to find someone who trusts you who has an account and have them give you the cash.

Answer 3

Go to a grocery store or a check cashing place. They're going to charge you, but without a bank account that's really all you can do. UNLESS.... you can sign the check over to someone else and have them agree to give you the cash for it.

Answer 4

You would have to do it at a bank or other financial institution.

I suppose if you're really desperate you could get a friend with an account to help you.

Answer 5

Ask your parents or friend who has an established bank account if you can sign it over to them and they cash it for you.

Answer 6

Look up check cashing in your phone book and call around. Some will do it if they can verify the funds first. However make sure you go during business hours in the time zone for their bank.

Answer 7

on the back of the check sign your name and get a friend or your parent or a trusted adult to cash it for you with their bank account.

I'm guessing you're young thats why no bank account?

Answer 8

sign a check over to someone who has an acct. or get an acct and cash it yourself.