Personal Finance - January 2007

Someone is wanting to pay me via bank transfer and I'm paranoid. Is there any they can use my info to later make a withdrawal?

2007-01-26 05:17:11 · 11 answers · asked by Someday Soon 2

I make good money but feel like I'm throwing most of it away and I don't even know where it goes! I'm not even sure how to do a budget. What are some tips that have worked for you as far as making a budget and sticking to it? Thanks!

2007-01-26 04:31:42 · 6 answers · asked by Anonymous

2007-01-26 04:29:26 · 1 answers · asked by lknsbrbr 1

2007-01-26 03:54:47 · 2 answers · asked by Anonymous

2007-01-26 03:43:33 · 1 answers · asked by scott r 1

Adding all assets, subtracting all debts, what would average worth be.
Mortagages should be into latter stages, retirement savings increasing, etc etc.
My guess is average working man or professional would have net worth of about $450k.

Sound about right?

2007-01-26 03:30:59 · 7 answers · asked by Kaboom 3

Can I deduct this like my 401 K contribution and where do I enter it on my 1040 if it is a deduction?

2007-01-26 02:59:41 · 2 answers · asked by Pam C 1

Hi all,
It's tax time and we are in a situation where we are considering moving $4k from an individual investment account (stock) into Roth IRA. The question is: What are the tax implications of such a transfer and if it is a prudent move?
thanks

-Sm

2007-01-26 02:36:31 · 3 answers · asked by SurajM 2

I have a part time job three kids and I want to clear up my credit I have no credit cards just other stuff from not knowing how important credit was.

2007-01-26 02:19:29 · 5 answers · asked by firstlady 1

I am paying 15% interest what is the best way to do this should I put the money in the bank and withdrawal monthly payments out or if I put a lump sum down would it lower my monthly payments I want to know the best way thank you

2007-01-26 02:01:01 · 3 answers · asked by Anonymous

2007-01-26 01:49:51 · 6 answers · asked by zane 2

We're going to be living on a single income this year as I take an extended maternity leave. We'd like to find a way to lower our mortgage payments during this period. Any suggestions?

2007-01-26 01:17:33 · 6 answers · asked by greyhoundjen 2

I am really fed up with not having enough money to do all the things I would like to do. Any advice will be much appreciated. Thanks.

2007-01-26 00:09:39 · 13 answers · asked by tulip 4

I'm 32 and live in spain. What are the pros of getting your residencia? Are taxes lower in Spain?

2007-01-25 22:49:05 · 2 answers · asked by Anonymous

2007-01-25 22:37:16 · 6 answers · asked by JULIE P 1

$250,000 house (that's the low end here), 2 car payments, some credit card debt, one school loan payment, various bills....nothing too crazy.

How much money would you need? How much should we be able to live on?

2007-01-25 22:15:30 · 6 answers · asked by avalonlee 4

My husband has run almost £2000 overdraft and he says its not debt just an overdraft, nothing to worry about.

I am worried sick and I still see it as debt!

He had just finished paying a massive debt last year which took him over 10 years to pay off.

Now he's started a small one without telling me. I made him promise to tell me if he had any problems with money which he failed to do so.

I helped pay off a few of his urgent debts in the past.

I can't afford £2000 debt right now as things are different now we have young children and I'm unemployed.

2007-01-25 21:20:35 · 16 answers · asked by _ 4

I give my parents money on a monthly basis so they can save for their retirement, but they end up spending it on other things. I want to open an account for them where I can deposit the money and not let them know about it, butI want them to have access to it in case of emergency, what kind of account does this need to be?

2007-01-25 20:01:07 · 7 answers · asked by NoLandlines 1

2007-01-25 19:35:47 · 11 answers · asked by ER Nurse 3

IF I HAVE ONE HOW DO I EXCHANGE IT

2007-01-25 18:28:13 · 6 answers · asked by Anonymous

Have you done business with them before? Is it fairly easy to use? Would you recommend saving money with them? Do you know of any security problems, since they are a website?

2007-01-25 17:44:45 · 7 answers · asked by Jon M 4

They asked me to fill in the form and the form requiring credit card number. Is it true or they are tring to cheat us?

2007-01-25 17:29:20 · 14 answers · asked by Anonymous

Every time you go to a ATM,the charge you 1.50, 2.00,or 2,50 Dollars from your Money,which you paid tax on,and Bankcharges allreddy,I think Mr.Layton is right.

2007-01-25 17:17:45 · 5 answers · asked by karl s 3

Every week my job puts my check in my bank at 1am on friday morning. The past two weeks Washington Mutual has held charges for over a week, and when my balance is low, right before my direct deposit comes in, they put through over $100 in puchases that have been pending. This has resulted in over $600 in over draft fees in this month alone. How can I get these reversed? Thier policy says they won't charge an OD fee if there is a same day deposit, but they charged me anyways...! Help!

2007-01-25 16:38:52 · 2 answers · asked by tianac23@sbcglobal.net 2

2007-01-25 15:45:25 · 5 answers · asked by Cynde H 1

Georgia lending group approved me for a $5000 loan. All I had to do was send them a $500 money gram made out to william vinson so I did stupid me Dont go to georgia lending group Dont be stupid like me

2007-01-25 15:02:37 · 13 answers · asked by ROBB S 1

Georgia lending group approved me for a $5000 loan. All I had to do was send them a $500 money gram made out to william vinson so I did stupid me Dont go to georgia lending group Dont be stupid like me

2007-01-25 15:01:13 · 2 answers · asked by ROBB S 1

2007-01-25 14:58:15 · 6 answers · asked by Anonymous

my bank said that they couldn't do it. is this just them?

2007-01-25 13:44:38 · 4 answers · asked by Anonymous

Or could people just often think items are worth considerably more than I do?

2007-01-25 12:54:36 · 5 answers · asked by shadouse 6