Personal Finance - October 2006

I got this packet in the mail the other day referencing a Campbell Class Action Settlement. Apparently someone sued Verizon/Airtouch, and it's just now done.

OK, so apparently Verizon did something wrong way back in the day, and so they have to offer benefits to affected subscribers to make it right. So why do I have to extend my service contract an addiitonal year to receive a crummy $15 service credit or a whopping 25% discount on a wireless accessory? Why do I have to do ANYTHING to get this when I am not the one who did anything wrong?

The alternative is to get a service credit of $3 every 3 months beginning in my SEVENTH month after redemption of the voucher, up to and including the 28th month after redemption, or until I enter into a new contract.

It looks like a scam to me, like it's not real. Anyone else get this and A) know if it's for real; or B) think it's a cheapo way of getting out of trouble?

2006-10-30 12:24:33 · 5 answers · asked by OK yeah well whatever 4

I do not need this for homework. I am trying to find what your payments would be on a mortgage at different interest rates. I need the formula and an example of how you work it out. FOR EXAMPLE

2006-10-30 11:48:28 · 5 answers · asked by bettyswestbrook 4

2006-10-30 11:03:40 · 2 answers · asked by Anonymous

2006-10-30 10:49:01 · 9 answers · asked by Anonymous

I have to send (within the uk) an A5 size bubble wrap protected type envelope containing a letter and a cd. It hardly weighs anything.
Royal Mail postal rates seem to be incomprehesible. Would you just chance it and stick one first class stamp on it, or should i go get it weighed? (and queue up for a couple of days in the post office)

2006-10-30 10:36:07 · 9 answers · asked by Anonymous

2006-10-30 10:02:04 · 11 answers · asked by wonder 1

Like, without a lawer?

2006-10-30 09:26:08 · 4 answers · asked by John T. 2

2006-10-30 08:50:02 · 3 answers · asked by Anonymous

In the following scenario, what's the best thing to do to reduce the debt the fastest and keep interest costs and balance transfer fees to a minimum?

Home Equity Loan balance of $26,000 (limit is $27,900) rate is variable (between 8.25 and 8.75%). The interest I pay on this loan is deductible on my taxes I think?

Discover balance of $8,400 (limit is $11,000) rate is currently 0% but will go to 8% in a few months.

Visa balance of $6,000 (limit is $25,000) rate is currently 20%.

Thanks for your advice. 10 points to the most helpful!

2006-10-30 08:39:31 · 5 answers · asked by Suzanne 4

he bullied me into taking out loans and credit cards he also bought things from a catalogue without telling me i only have a low paid job and cant see a way of ever paying them off.at the moment i only give them all a minimal sum but dont want to be paying all my life.he is not interested

2006-10-30 08:31:19 · 18 answers · asked by toto 2

Without taking a loan and without robbing a bank!!!

2006-10-30 08:21:24 · 7 answers · asked by secret_smile4u_only 3

2006-10-30 07:56:40 · 21 answers · asked by Anonymous

One of my credit card companies has offered me a check to do anything I want to with. I can write the check up to $7500 and pay less than 1% interest for the next 6 months.
I can take that money, put it in my money market and earn 5.25% interest. This will net me about $120-130 dollars and then I will just pay it off before the interest rate goes up to 4.99%. I will only write the check for $7000. I realize this might lower my credit score, but my score is 817 now.
Should I do this??

2006-10-30 07:13:50 · 7 answers · asked by Anonymous

2006-10-30 07:04:38 · 4 answers · asked by dd 1

2006-10-30 06:33:18 · 3 answers · asked by jbjefferies 3

Prosper can not help me right now cause Ohio has not raised the precentage. Anyone help me in finding another way to help me get the loan I need. To make a long story short my ex beat me up his sister was my boss and she fired me for pressing charges on him. HELP ME PLEASE!!!!!!!! Need to get out of debt so I can make a better life for me and my son.

2006-10-30 06:27:47 · 1 answers · asked by hippie4192002 1

Wow. They really, REALLY, suck... don't they? Points to the one who can put it better into words than I can. I've had nothing but good experiences with BofA, by the way.

2006-10-30 03:38:13 · 3 answers · asked by Nick 2

I really need help!!!
I am addicted to spending. I'm not one of those 'Spendaholics' you see on tv, cos I don't spend anywhere near as much as them, but I am now finding myself short of money.
I have a full time job which pays well, and I am trying to get a weekend job over xmas to help clear some debts, but I could use some advice on how to make extra cash. My evenings are free so I could do something from home, but I can't afford to lay out cash to get started so it has to be something I can just get into. Any suggestions? Serious answers only please.

2006-10-30 03:06:41 · 5 answers · asked by Emma W 4

2006-10-30 03:01:46 · 5 answers · asked by sina n 1

I am 24, and don't have much money saved yet. I am worried that when I get older, I won't have saved enough money to live off. My college Professor told us that we should have already gotten started saving up money for retirement. I'm very good at budgeting, paying bills on time, and handling money....but I just have not done well as far as my savings go, and don't feel like I have enough saved. Have I waited too late? What can I do to jump start my savings?

2006-10-30 02:57:30 · 7 answers · asked by LibraT 4

iv done a buisness course and been awarded 200 from the wda office (but) cant get help anywhere because of my credit history iv been a single mum since my eldest was 2 now 13, and only wanted what was best for my children im trying to come of benefits and created my own buisness but no-one seems to want to help me out financially i cant turn to family members what should i do its really getting me down dont these finance companies realize a leopard can change its spots thanks to all those that reply

2006-10-30 02:44:02 · 5 answers · asked by scourersandscrubbers 1

2006-10-30 00:53:13 · 4 answers · asked by Stacey 1

2006-10-29 22:41:41 · 11 answers · asked by do you wanna 2

2006-10-29 18:43:53 · 6 answers · asked by kccheeba 1

2006-10-29 17:18:19 · 6 answers · asked by Anonymous

there is a financial credit company called TCC but i was wondering what other options do singaporeans have with turning to for a loan as banks tend to set a litmit income for those who can apply for loans

2006-10-29 16:56:59 · 6 answers · asked by lyn d 1

right now I have a full time job and a part time job and my paychecks go into his bank. and I get an allowance every week. I make about 1,200 a month and get $50.00 a week. But then he pays all bills out of the rest.We live together, he also works make somewhat more than me. I feel like I have lost my independence.

2006-10-29 16:47:34 · 22 answers · asked by mmechelke 1

have a profit sharing where i use to work.it says i will be penalized 10 persent for taking it out early.Will i still be penalized if im disabled

2006-10-29 15:17:29 · 4 answers · asked by waynecook52 1

i need a camera, like really fast because im going up north for a while and i think it would be such a waste to not bring a camera. It costs like 250 and right now i only have 150....and im leaving my house like in two weeks!! how am i supposed to earn 100 bucks? DONT SAY work for my neighbors because my neighbors arent those kinds of people, and my parents would NEVER allow my to go out of the block. maybe i can sell something...er have a car wash? but where are they gonna park there cars? exactly. please help?

2006-10-29 14:48:57 · 12 answers · asked by theawesomegrl 2

Can you summarize chapters 3 and 4 of rich dad poor dad?

2006-10-29 12:36:54 · 7 answers · asked by Debra J 2