Personal Finance - October 2006

Both are retired OAP's ,each having separate pensions. Is there any advantage financially.

2006-10-26 04:06:11 · 14 answers · asked by clivecaulfield 1

2006-10-26 04:01:50 · 11 answers · asked by firasfrsa 1

2006-10-26 02:41:25 · 19 answers · asked by Julie Nguyen 1

2006-10-26 02:40:43 · 15 answers · asked by tulip 4

2006-10-26 02:37:41 · 11 answers · asked by peter o manzinga 1

I have had some bad experiences with Bank of America. Is it just me or are they raking you over the coals with overdraft fees?

2006-10-26 02:09:35 · 15 answers · asked by yakimablueyes 6

Here's an example. Let's say that I write you a check and you attempt to cash it or deposit it into your account at your bank. Since I have insufficient funds in my account, the check bounces. I'll get charged a fee for overdrawing my account, no problem as I should keep better track of my own funds. However, your bank will also charge you a fee, up to $15, for my check that bounced. This seems completely unfair, as you have no idea whether or not the check is bad when you accepted it. Why is it that banks can get away with this?

I'm tempted to write my congressional representative about this, after the elections, to see if there are any laws that can be enacted to prevent banks from doing this.

2006-10-26 01:56:34 · 8 answers · asked by Anonymous

Do I have to wait until he turns 59? Will I have to pay taxes on the amount I receive? We were married 23 yrs. He was with the same company for 24 yrs. How will the judge in Louisiana split this income?

2006-10-26 00:58:58 · 8 answers · asked by greeneyes 3

My friend cannot work because he is prone to seizures but he has been going from one social worker to another trying to get help. He also cannot pay for his medications and the hospital bills but the creditors are hounding him. What can he do? He lives in Southern California if that helps.

2006-10-26 00:41:13 · 7 answers · asked by Bethany 6

2006-10-26 00:37:53 · 9 answers · asked by Anonymous

2006-10-26 00:30:54 · 13 answers · asked by norbert clitfinger 2

I need to live on a budget of £100 a week for one month and was wondering if anyone had any tips on saving my cash over the month.

2006-10-26 00:09:52 · 20 answers · asked by abluebobcat 4

I've recently sold a number of shares on the NY Exchange and am expecting a cheque pretty soon. However, it will be in Dollars and I only have a UK High Street bank account. I've been told my bank will only accept cheques in GBP

How can I cash a foreign currency checque? What is the clearing process?

Thank You

2006-10-25 23:33:04 · 11 answers · asked by Cracker 4

Im going to ask my question-in another way.
I am looking for a FREEbudget program.
This program/software will be a budget in which if i alter the amounts for my bills,the entire budget will automatacily re-adjust its self,meaning,if i alter ONE bill amount,the grand total OWED at the end of the month will adjust itself,without me "re entering"the grand total.
Any ideas?
Thanks for your help! :)

2006-10-25 23:15:47 · 2 answers · asked by J M 1

I have Visa Electron right now, but it doesn't work. What's the problem? I used my card while I was in the western europe, but it doesn't work in the US internet, why?

2006-10-25 21:52:31 · 3 answers · asked by Anonymous

I am planning to go for a personal loan to meet my marriage expenses. I was just wondering if I could use my Credit Card to meet my marriage expenses, and later agree with the bank to pay the dues in EMIs. Will this work out cheaper than personal loan?

2006-10-25 21:34:53 · 6 answers · asked by venu g 1

What are differences between Master card an Visa card? which one in better?

I want a Credit card that I can buy Online with it,and If someone misuses my card,one can not pay more that money in the card? I mean: IS THERE ANY CARD THAT WE CAN NOT PAY MORE THAN MONEY IN THE ACCOUNT? I need a little for online buynig.I don't like to have problems with Card rubbers at all! just safe and a little money! please inform me. thank you :)

2006-10-25 21:33:49 · 6 answers · asked by Anonymous

i dont have a job at the moment, and no phone or car. im staying with some friends for now. but im going crazy with no money. i've been looking for work but nothing yet. i am totally broke and dont know what to do. need to make money but dont have any to get started with

2006-10-25 20:04:25 · 7 answers · asked by BoredInVegas21 1

my mom told me that back in the day she was able to afford a two bedroom apartment and pay all of her bills making $86 a week. Here i am making $300 a week and i cant even afford to live in a studio or one bedroom apartment. What the hell is wrong with this picture? Is this the reason why so many high school grads still live with their parents?

2006-10-25 19:57:48 · 13 answers · asked by Anonymous

I'm 31 years old and make about $105,000 a year. I'll be married within 12-16 months. Should I borrow from my 401k to pay off this mbna loan?

2006-10-25 18:13:26 · 10 answers · asked by mrT 2

somepeople say"" you can pay incheques or DD. What is DD ?\

I am not a banker I don't know what the heck thisis
thanks

2006-10-25 17:09:49 · 10 answers · asked by Anonymous

2006-10-25 17:05:14 · 22 answers · asked by Anonymous

i need200.00 by the 31st what to do

2006-10-25 17:02:21 · 8 answers · asked by toni m 1

Is this true? if so, how do i get one?

2006-10-25 16:20:44 · 6 answers · asked by Anonymous

I found out that by paying cash for most items over the past 10 years, that I have ruined my credit rating. It's not that I have bad credit, but I have NO credit. As I went to puchase a car this evening, I was stunned to hear that I am a banking risk. How does one begin a credit history at 50 years old? I've checked on line for some secured and unsecured credit card deals. I suppose that's a starting point. Any thoughts?

2006-10-25 16:19:19 · 2 answers · asked by Avery G 2

Which one did you/ would you choose and why?
My baby is only five months old, but I know that college tuition is probably going to be really high in 18 years.

2006-10-25 14:07:28 · 3 answers · asked by Lilly 2

I am willing to give them part of the money.

2006-10-25 11:51:11 · 12 answers · asked by stejsinka 1

My fiance and I want to buy a house and I am in charge of figuring the cost. I need a list of things that will be a cost to us such as water, heating, garbage.
I have water, hearing and garbage... what else?

Also a resource of the cost of living in Northwestern Indiana would be ultra-helpful.

2006-10-25 11:50:48 · 11 answers · asked by Anonymous

2006-10-25 11:49:09 · 6 answers · asked by dentalboards2002 1

Does anyone have any tips on how to make a million dollars? or just make alot or even decent money on the side other than work?

2006-10-25 11:38:40 · 13 answers · asked by Anonymous