Personal Finance - August 2006

2006-08-07 22:46:10 · 8 answers · asked by worldpeace 1

2006-08-07 22:06:18 · 4 answers · asked by cha 1

My credit card bill is not going lower even though i've been paying promtly every month. I need to get a loan so i'll be able to pay off my credit card bills and just concentrate repayment to one party.

2006-08-07 21:50:30 · 7 answers · asked by siti r 1

I'm 21, in college, live at home but i've been saving up a lot and i don't buy as much clothes/shoes etc anymore but all my other friends seem to buy all these things (tiffany bracelet, LV, dior). It's tempting but should i spend my money on those or is it true that the more i save up now, the faster i can put a downpayment on a house?

2006-08-07 21:40:06 · 22 answers · asked by cOcO 2

2006-08-07 21:36:02 · 5 answers · asked by Daisy Dix 1

I wanted to schedule a payment of $100 every month to a relative in China. Any companies out there that is reliable and doesn't charge lots of fees?

2006-08-07 20:57:47 · 11 answers · asked by Happy 1

2006-08-07 19:52:46 · 17 answers · asked by Jennifer N 1

i been trying to find the right answer on overtime please help

2006-08-07 19:48:45 · 6 answers · asked by liz_805 2

I have some things on my report, some are real old and the new things are paid on time, I don't want to do a whold lot of calling or going places. Can someone give a less hassel way?

2006-08-07 19:04:40 · 4 answers · asked by Montee P 2

I think i have something here, but I am not a real writer. So I put togather some shorts about each one of my family members in a combine situation. And I want others to read it. OK, OK, you got me, yes i want to sell it. But it might need editing and so forth....
so let me know some thing
Thanks

2006-08-07 18:57:29 · 3 answers · asked by Montee P 2

2006-08-07 18:22:59 · 3 answers · asked by harshad_soft 1

2006-08-07 18:19:34 · 3 answers · asked by DJDK 1

2006-08-07 17:31:43 · 5 answers · asked by Finnale 2

Hi; I have a question regarding choosing from either credit union or dealer to finance my future car(Toyota Corolla or Matrix). I knew some credit unions provided better APR than dealer, and I was wondering to buy a car on Sep.4; the Labor Day. My problem is, I got a experian score about 746, and I don 't know should I finance my car directly from dealer or credit union? furthermore, I knew that the credit union would have to collect my income information; however, my income seems a little low, but I got support from my mom who is in foreign country right now, will they really have to get such information from me because I am afraid my application will be decline, andI want to make sure is it better to finance from the dealer or credit union because I have heard my friends say that on Labor Day there will be big sale on autos... tks for answering my question.

2006-08-07 16:13:45 · 3 answers · asked by Bobo 2

2006-08-07 15:46:18 · 3 answers · asked by ray_4156 1

I really need some advice. I'm getting some very nasty phone calls from collection agencies & it's really stressing me out. I did some math today & I have 14 maxxed out credit cards equalling over $25,000 in debt. I know that is completely monstrous & that I was very irresponsible. I'm really not sure what I was thinking, but I know I have got to take some action. I want to file for bankruptcy, but obviously I can't afford a lawyer. I know that a person can file pro se, but I tried to fill out the paperwork & can't understand hardly any of it. I'm at my wit's end about this now. The only income I have is my $200 a month for child support (of which there isn't enough left over to make a difference on my debt). Gabe's checks barely cover our utilities & groceries, so he's unable to help out either. All of our bills get paid except my credit cards & store accounts. I just don't know what to do! Please offer any advice you can. Thanks.

Sidenote: I'm 39 weeks pregnant (& can't work).

2006-08-07 15:13:38 · 8 answers · asked by Mommy Kai 2

2006-08-07 13:42:06 · 10 answers · asked by cuteredhead 3

Hm? there is no bank of america in utah and I need to buy something offline!

2006-08-07 13:38:43 · 2 answers · asked by dahamu_626 1

If so, what interest should I expect?
and would my new on time payments increase my score?

I need to increase my score to get a nice apartment. I never had a bankruptcy, or foreclosure. I missed several credit card payments(I was in college) 6 years ago.

2006-08-07 13:25:13 · 5 answers · asked by Anonymous

I closed my bank account over 12 months ago. I made sure that I payed the bank's fees ect and then collected my pay before closing this account. Last week, this bank contacted me and demanded that I pay them 700$! They say that the money I withdrew (whenI closed the account), which was MY pay, was actually their money. I am now being asked to pay this huge amount (they gave me 24hrs to pay)-eve though I have not heard from this bank in over 12 months. Can theydo this to me? I had no loans, overdrafts or credit cards, so I can't work out how they think that I owe them even one cent! Please help me-I am in a panic over having to pay a debt that was not my making??

2006-08-07 12:38:13 · 4 answers · asked by nursemeg 1

i am trying to find a way directly through the us treasury but i can't seem to do it right....can someone help

2006-08-07 11:58:55 · 5 answers · asked by ok 1

2006-08-07 11:45:09 · 8 answers · asked by magpie 6

I'm in NJ, and my brother and a friend who worked together in a restaurant in the GA area decided to open a small take out place for themselves. My brother asked me for a loan of $10,000 to help purchase the restaurant, and I wired the money to a joint account of the friend and her mother, since my brother did not have a savings account. (He's here on a Visitor's Visa.) The acquisition didn't work out, so they decided to look for another one. In the interim, however, my brother's friend decided to use the money to purchase a house in a girlfriend's name!

What can I do to try and recoup the money? I only found out that the friend had spent the money when I reqeusted it back, and nothing came after two weeks of her daily claims to have wired it.
I've tried to reach both the friend and the mother, but they are not returning my calls.
They never signed the promissory note, but I do have a notorized copy of the documentation showing the wire transfer.
Any guidance at all would be great!

2006-08-07 11:22:08 · 16 answers · asked by supererogatorysesquipedalian 1

2006-08-07 11:15:12 · 20 answers · asked by Anonymous

My credit reeks, but I am trying to consolidate my debts & have just one payment. If you can SERIOUSLY help, let me know.

2006-08-07 11:12:44 · 11 answers · asked by nelltx 2

How do I see last year's tax return?

2006-08-07 11:00:04 · 5 answers · asked by Tracey F 1

2006-08-07 10:27:19 · 3 answers · asked by ERICKZ 3

I've got two separate credit card bills, and I want to find a loan which will pay both. My salary doesn't cover the minimum amount due each month.

2006-08-07 10:09:45 · 12 answers · asked by Rsn M 1

..and don't simply say..."budget" cause if you do, then HOW do you do that, how do get the discipline to not over spend, etc...?
How do YOU do it?
(in advance... Thanks...

2006-08-07 09:41:39 · 9 answers · asked by omnimog 4

2006-08-07 09:33:59 · 13 answers · asked by spiratic 1 2