My credit card bill is not going lower even though i've been paying promtly every month. I need to get a loan so i'll be able to pay off my credit card bills and just concentrate repayment to one party.
2006-08-07 21:50:30 · 7 answers · asked by siti r 1 in Business & Finance ➔ Personal Finance
You didn't say how good or bad your credit is or how much money you are dealing with.
If your credit is pretty decent, there is a couple options you might try.
Check with your bank or credit union and see what kind of rates they can give you.
Open a credit card that has a zero interest rate on balance transfers. Then transfer your balances over to that card.
If your credit is not good enough for that, you might try some place like Citifinancial. You will pay a fairly large interest rate with them though.
2006-08-07 22:22:03 · answer #1 · answered by echo 7 · 0⤊ 0⤋
If you own yor own homw you can refinance and pull cash out to pay off your credit card bill and raise your credit score dramatically. I work for United Lenders Group and I work with over 45 different banking companies so I could get you a mortgage loan no matter how bad your credit is or how much in debt you may be
916-606-1090
keyon
2006-08-08 08:25:09 · answer #2 · answered by Keyon F 2 · 0⤊ 0⤋
1) Roll your credit card debts from the one with the hightest interest rate to the one with the lowest first and concentrate on paying off the card with the largest amoutn of debt.
2) Get a personal loan from the bank using your credit score.
2006-08-07 21:55:45 · answer #3 · answered by penny_zf 3 · 0⤊ 0⤋
nicely, there are various factors to contemplate. before everything, how plenty is the entire debt? 2nd, what are your costs of activity? in case you have a conceivable volume of debt and are waiting to acquire a private loan at a decrease activity fee then it relatively is recommended. in spite of the incontrovertible fact that, be sure you pay the enjoying cards off at present yet do no longer close the money owed (and refrain from utilising them as nicely or you will defeat the purpose!)
2016-12-11 04:55:54 · answer #4 · answered by ? 4 · 0⤊ 0⤋
Last time I got over 60k. You had to close all account, negotiate with the Banks for instalment in lower interest. Most banks will accept.
2006-08-07 22:08:26 · answer #5 · answered by Tan D 7 · 0⤊ 0⤋
well, I don't promise anything but
here's two links that often get me best answers:
http://credit-cards.ebookorama.com
and here http://finance.ebookorama.com
you may also pass them around and help anyone get rid of their debts, people always seem to find help via these links so spread the karma and get points.
good luck!
2006-08-11 12:08:24 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Try www.consumercredit.com
2006-08-07 21:56:30 · answer #7 · answered by Anonymous · 0⤊ 0⤋