Hi, I got a called from collection agency saying that used my credit card to buy something for $700. It was a credit card that I lost many months ago. Somebody used it. They say that this credit card didn't go thru the next day, but they released the product to the individual when he used my credit card.
They called me and say that I am responsible of this debt, they say that the signature in their file signature it is mine and I bought it.. This is Wrong, I don't know what they talking about.
They have threatened me that they will do something against me.
Can they do SOMething to my credit or hurt my credit only with my name??? They only have my name. I am in Socal California.
What should I do? What are my rights??
2006-12-22
07:38:38
·
3 answers
·
asked by
christian80.geo
1