Business & Finance - 3 December 2007

2007-12-03 02:05:38 · 4 answers · asked by Anonymous in Investing

We had a terrible experience with a realtor so now we want to try and sell our home by ourselves. How do I get an MLS number in Missouri?

2007-12-03 02:01:01 · 7 answers · asked by julie744527 4 in Renting & Real Estate

2007-12-03 02:00:31 · 18 answers · asked by Anonymous in Personal Finance

A good friend of mine got tired of working and decided to see how long he could live on credit cards. He was making about $30K a year working as a cook at a restaurant, and applied for dozens of credit cards. He was accepted for most of them and they were more than happy to give him lots of credit.

He also got lots of credit card convenience checks in the mail and before long he had over $100K in his bank account. He uses the money in one account to pay off the minimum payment in other. He has complex Excel spreadsheets to keep track of his various credit cards. His goal is to get access to $200K.

He lives on about $25K a year, so he can live off his credit cards for a very long time. Once he runs out of credit though it will be a big problem. He says that is years in the future and will worry about that then. He is either a genius or an idiot, your choice?

2007-12-03 02:00:26 · 6 answers · asked by Anonymous in Personal Finance

Trying to sell property but it is difficult getting a mortgage right now. Alot of lenders are not making new loans or refinancing right now...

2007-12-03 01:59:51 · 1 answers · asked by carolcoleman123 1 in Renting & Real Estate

Found a 12 yr old 3,200 sqft house we want to buy that needs some work. It has been moved 200 yards to make way for a new development. Its structurally sound but needs new kitchen countertops (granite), molding replaced, addit. insulation added (they skimped on this) and needs all the wood single pain windows replaced, some won’t open and some have gaps

The seller bought the house as an investment. He got the house for about $79k, land for $49k, and about $60k to move it and add new carpet, paint and some upgrades (New HVAC and Hot Water Heater). He has approx $190,000 in the house. He added “Desperate Seller, Make offer” to the posting. The agent said he is over extended and needs to move it or probably lose it soon.
He has lowered the price from $420K to $399K, to $345K. It has been on the market since Jan. with little interest. With the needed improvements ($30-$50K) Is $250k a good offer for a “Desperate Seller”? He would still make $50k+ is this a fair offer or way too low?

2007-12-03 01:57:42 · 12 answers · asked by wvuap372 2 in Renting & Real Estate

2007-12-03 01:52:52 · 11 answers · asked by Anonymous in Other - Careers & Employment

2007-12-03 01:42:50 · 15 answers · asked by cashmere 1 in Other - Careers & Employment

2007-12-03 01:32:06 · 2 answers · asked by David 1 in Personal Finance

I simply cannot wait any longer to hear back from this job. I am in a financial crisis and need to know whether or not I got the job. How can I politely ask if I'm hired in business talk?

2007-12-03 01:31:10 · 3 answers · asked by Todd M 1 in Other - Careers & Employment

2007-12-03 01:28:55 · 4 answers · asked by Rena G 1 in Insurance

I was wondering about those we buy your house buisnesses and how they work. Do they give you appraisal value for your house? Or do they try to give you just what you have in the mortgage? Do they do it by what the county market appraisal is?
I have a house I owe little on and I feel would appraise for what I would like to put in my pocket. Is it worth looking into one of these places and not bothering putting it on the market and playing the waiting game? Or is it worth playing the waiting game and the money I would spend in replacing the few things that need to be replaced like the carpet and some new paint, because thats really all that needs to be done.
How much more money would I really gain in this market if I were to play the waiting game, compared to the "we buy houses" option?

2007-12-03 01:22:38 · 8 answers · asked by W 3 in Renting & Real Estate

2007-12-03 01:22:32 · 2 answers · asked by Anonymous in Investing

2007-12-03 01:12:56 · 1 answers · asked by lana_abeer2000 1 in Corporations

In terms of racial difference and sexes?

Do everybody have an equal opportunity to get promoted at their work?

Just wondering!!!

2007-12-03 01:07:38 · 3 answers · asked by w s 3 in Other - Careers & Employment

My landlord came round recently and accused me and my partner of putting stuff down the toilet, they said we have been putting kitchen roll down. Apparently the toilet in the shop downstairs flooded and they said it "must" have been us as the people in the shop never use their toilet (yeah right).
We have never put anything other than loo paper down there and it turns out this is what they mean! Is it legal for them to stop us from putting toilet paper down the loo? They said that instead we should put in in the bin, I find this disgusting as we have no garden so all our black sacks of rubbish have to be stored in the flat till collection day which would mean we would have used toilet paper in sacks in the KITCHEN or BEDROOM (we have no other rooms as its a small flat) for up to a week!
At the moment we are still putting it down the loo and I might go see citizens advice if the lanlord complains again.

2007-12-03 01:06:24 · 7 answers · asked by Miss marmite 2 in Renting & Real Estate

sale. What if the home we are selling is too much to afford with the new house and it goes into foreclosure? what will happen to the contract with the real estate lady if its within her time frame?

2007-12-03 00:56:14 · 6 answers · asked by cdf0 1 in Renting & Real Estate

should i tape it..is that allowed and will people accept it? or should i just take it to a bank and have them replace it?

2007-12-03 00:47:31 · 11 answers · asked by topi5389 3 in Personal Finance

Greetings,

I am about launching a web and multimedia development firm. I have tried using numerous names, but am not tottaly satisfied with the names.

Can someone please suggest a name for me. I like something web/graphics/technology related.

2007-12-03 00:45:45 · 2 answers · asked by n.makinde 2 in Small Business

2007-12-03 00:16:01 · 1 answers · asked by sinharoy_avijit 1 in Other - Taxes

It makes me absolutely vomit that the banks rip off their own employees and customers and get praised for it.
Look, UK base rate is 5.75 yet loans are around 10% if you include the costs.
Mortgages are never under 8% and credit cards are over 15% and it is all such a TOTAL RIP OFF !
Maybe it is fair to charge a 0.5% margin on mortgages and 1% on credit cards (because of merchant charges too) and perhaps 2% on unsecured loans as 1% of people might default.
But hey, current margins are CRIMINAL and it is absolutely ridiculous that banks are allowed to do this in a democratic society.
Don't you think UK banks ought to be properly regulated and then everyone would be better off and we would avoid the coming economic depression.

2007-12-03 00:05:08 · 3 answers · asked by Anonymous in Personal Finance

Interviewed by employer from Abudabi on 16th sept'07 through a reputed job consultant for stores manager at Delhi. At that time interviewer told me you will hear from us within 6 to 7 weeks. But till now no phone calls from employer and consultant. When phone the consultant they tell few have recevied, only engineers but not for stores.
How can I confirm that whether my employer is trying for my visa or they have taken another person in my place?
When I telephoned HR senior staff of the employer he politely told me please don't disturb me I cannot attain everybody's telephone ask your consultant.

2007-12-03 00:01:51 · 2 answers · asked by Prince 4 in Administrative and Office Support