Business & Finance - 20 October 2007

I lost my job earlier this year and it put my wife and I behind pretty bad. Just now are we back on our feet able to starting paying these things off. How can I level with a collection agency to try and pay as less as possible. It's not that we have alot of debts, just a couple of ones that are like between 1k-2k and you can't exactly just put up a thousand bucks up front and still expect to buy groceries and pay rent.

2007-10-20 09:11:34 · 1 answers · asked by MM 1 in Credit

I sold a garment on ebay.Then two days later i had an email saying that this garment was bought as a gift for somone else.I should state it was a wedding suit.The buyer said that after looking at the suit ,that there were sequins missing fron the bottom of the skirt.Well when i sent it it was in tip top condition.He is asking for a full refund plus the packaging costs .Can you tell me what my rights are please.Thank you for taking the time and patience to read this.

2007-10-20 09:09:26 · 11 answers · asked by Linda 6 in Small Business

I am having the money taken directly from my bank account, and it says the status is "this item is pending payment through paypal. Payment was sent on Oct 18th." What does this mean? Did the e-bayer receive the payment? Could the package have been sent already or does the status change when it is? Please help!

2007-10-20 08:52:12 · 2 answers · asked by dazed and confused 2 in Credit

how can i develope my career in auto loss adjuster?

2007-10-20 08:51:39 · 2 answers · asked by Anonymous in Insurance

and then they go onto your computer and see that email, how do you legally stand?

2007-10-20 08:42:41 · 1 answers · asked by Matthew O 1 in Corporations

2007-10-20 08:24:42 · 2 answers · asked by bnpduval@sbcglobal.net 1 in Other - Business & Finance

The job needs to be easy,located in Hiawassee,Georgia,and easy on his back(he has degenerative disk disease).Help!(he dosen't want a full time commitment job,just one that will last a few days off and on .

2007-10-20 08:24:29 · 3 answers · asked by Holly G 1 in United States

I bought a condemned warehouse, I am unfamiliar with the process, what should I do?

2007-10-20 08:17:37 · 2 answers · asked by aw-auto 2 in Renting & Real Estate

Could you also give me some buisness ideas Please. . . Thanks! :D

2007-10-20 08:11:02 · 28 answers · asked by Brandon 1 in Small Business

we are playing a game at my school and all the money is fake and in exactly 16 days, the person with the most money will win an Ipod shuffle. plzzz tell me anything that might help. and advice will also be appreciated. thanks!

2007-10-20 08:03:34 · 5 answers · asked by Soccer lover 2 in Investing

advertise on?

2007-10-20 07:55:25 · 5 answers · asked by Anonymous in Search Engine Optimization

2007-10-20 07:52:04 · 11 answers · asked by ANDREA A 3 in Other - Business & Finance

2007-10-20 07:41:52 · 10 answers · asked by fatimam19 1 in Insurance

I'm doing some investment forecasting and I'd like to know what rates I should use for someone in what is described as the "highest tax bracket"?

I need the 3 USA federal rates for ordinary income, capital gains, and cost recovery.

2007-10-20 07:41:35 · 1 answers · asked by Patrick 1 in United States

My 16 y/o son, who is a fulltime student and I support 100% financially (lives with me) and materially, works parttime (less than 15 hours a week) at minimum wage since July of this year. I have been claiming him on my returns since birth so I don't have to worry about anyone else claiming him...and I am a single mother so I file the EIC as well. My questions are, how would I go about claiming him this year and what do I do with his W-2 (his YTD income/wage)? Do I need to fill out another form? Filling out my returns have been very simple as I do not owe/own anything. I usually file taxes online for free.

Thank you for your time :).

2007-10-20 07:31:52 · 7 answers · asked by Anonymous in United States

How would you prepare journal entries for the following:

A. ultility bill for factory $15,000
B. cost of salaries and wages- direct labor $150,000/ indirect labor $48000/ selling and administrative $125,000
c. rent for building $100,000 (80% factory, 20% selling and administrative)

2007-10-20 07:26:40 · 2 answers · asked by Anonymous in Other - Business & Finance

2007-10-20 07:23:21 · 3 answers · asked by chandra s 1 in Other - Business & Finance

2007-10-20 07:09:56 · 1 answers · asked by twizard 3 in Renting & Real Estate

What is the worst thing that can happen to you if you don't pay off a credit card? The account was already charged off and the creditor is calling my parents house when I don't pick up my cell phone.

2007-10-20 07:00:18 · 8 answers · asked by Anna Rexia 5 in Credit

t, of the Zaken Corporation, located in Chatsworh, CA. Has anyone ever heard of this company? If so, is it legite?

2007-10-20 06:59:49 · 11 answers · asked by MARK T 1 in Corporations

2007-10-20 06:56:11 · 8 answers · asked by Annelle R 1 in Small Business

I am seeking to improve my credit score. In addition to paying up past due and collection accounts, I have opened and have been paying, secured and unsecured credit cards accounts and a new car loan for over a year. All is heading in the right direction.
When checking my recent credit reports (All Three of the Majors) I see they DO NOT have my employment history correct at all.

My question: Is addiing employment history a good thing? Does it help raise the credit score? Please advise. Thanks.

PS: I am currently employed and run a very successful busieness. Not sure if this helps or not.
Thanks

2007-10-20 06:54:25 · 6 answers · asked by Avery G 2 in Credit

If someone uses your debitcard in your own city on the internet can they find that person

2007-10-20 06:50:41 · 4 answers · asked by MIC 1 1 in Credit

Do You Have To Pay Taxes In The State Of Florida I Don't Think You Have To Cause Of Tourists And Toll Roads But I Wanted To Make Sure

2007-10-20 06:43:09 · 5 answers · asked by MidnightStar Sparks 3 in United States

2007-10-20 06:43:05 · 9 answers · asked by Anonymous in Other - Taxes

2007-10-20 06:36:15 · 6 answers · asked by Anonymous in Credit

I have a credit score of 435!!! YIKES!! It was 470 last July and that was right before I paid off only one of four delinquent accounts. One was a car repo. I had in Nov. 2005 which has since been paid off (now over a year and a half ago). My credit score doesn't even say repossession anymore. It just says, "paid profit and loss"-don't know what that means exactly. Two other things are accounts for late payments of under 300 dollars. So, why is my score this low? Really, it's ridiculous!! I have had numerous people check my score for a personal loan and am wondering if that did it. I'm talking maybe 10 banks, I applied with online.

2007-10-20 06:33:03 · 3 answers · asked by justellemJimsaidhello 1 in Personal Finance

i heard that you should always pay your cards in full, but i also heard something about how you should never use up more than 10% of your credit limit per credit card? is that true??

2007-10-20 06:30:25 · 4 answers · asked by meredith 1 in Credit

I'm a upcoming hip hop beat maker. I have an MPC 2000XL and I was wondering about the sampling techniques. I've made various beats/productions that include samples from old songs etc. etc. But I am afraid to sell them because of copyrights. For example, I took a vinyl record from The Beetles called Something. I put it on the turntable. Loaded it to the MPC, chopped it up to get the drums and a guitar. Then made a beat outta the chopped instruments from the song. Once I am finished I mix it and finished. Then I sell it to an artist that wants to use the beat. I know I can get sued. But how do I get permission to use the beat and sell it??? Do I have to pay?? RZA from the wu tang clan, Kanye West, and others probally have to pay alot because they use alot of samples from old records.

2007-10-20 06:29:05 · 2 answers · asked by Senseless Productionz 1 in Small Business

I was looking into INGDirect.com, because I already have a savings with them. However, when I was reading the details, I noticed that they note they are not FDIC insured. What does that mean? They mention it in a few places, and I am wondering if I should go with another back who IS FDIC insured?

2007-10-20 06:17:04 · 11 answers · asked by carmenPI 3 in Investing