Business & Finance - 4 June 2007

My husband and I will be looking to buy a home around Jan. 2008. However, we have a really high car payment that we would like to ditch first so we can afford a mortgage. My question is should we hold on to our higher car payment and have a longer payment history but with high debt to income ratio (our credit isn't that great) or should we get a lower car payment for a lower debt to income but short payment history?

2007-06-04 07:20:49 · 6 answers · asked by missy l 2 in Credit

2007-06-04 07:17:03 · 8 answers · asked by Joanne A 1 in Credit

2007-06-04 07:16:25 · 7 answers · asked by daiseymi 1 in Investing

2007-06-04 07:15:45 · 1 answers · asked by Anonymous in United States

my taxes are very high because the school , but I do not have kids , i want to know if I can reduce the amount of taxes that I paid cause Im not utilizing the school benefit

2007-06-04 07:12:35 · 4 answers · asked by luis s 1 in United States

I was told that if couple is married for 10 or more years and gets a divorce whereas the ex-wife never remarries she gets the ex-Husband's government retirement funds..ex. Social Security Check. Also it doesn't matter about if the ex-Husband is currently married. Is this true?

2007-06-04 07:08:30 · 4 answers · asked by T D 1 in United States

My official title is a "admin assistant". I work REALLY hard. Most days are very stressful but I have a salary that makes up for the stress and demands of the position. However, no matter how much I do at work or well I do my job - people always think they can dump on me and show me little respect. How do you demand respect from your co-workers without getting fired?

2007-06-04 07:06:38 · 10 answers · asked by Anonymous in Other - Careers & Employment

2007-06-04 07:05:22 · 4 answers · asked by TillieDillie 3 in Personal Finance

has to do with transaction of money from one place to another

2007-06-04 07:04:16 · 1 answers · asked by Anonymous in Other - Business & Finance

Ok this is my problem I am wanting to file for finacial aid for fall semester and my mother will not give me her fedral forms so I can complete the financial aid application she always says that they should not need my tax forms because I do not live with her and that I am an adult. So I call the financial aid office at my local community college and had them explain why they need her taxes. So after they explained to her why I then preceeded to ask her my I please have your tax forms so I can complete my financial aid application and she said well you dont even have a job to support you, remember college doesn't start until August, and I know I will find a job by then. Then she was like why don't you get a job before completing the application and I try to explain to her that you have to file in advance in order to ensure that everything will be completed before the semester starts. So she didn't want to hear that and started to say leave me alone and quit borthering me about it.

2007-06-04 07:01:08 · 2 answers · asked by Anonymous in United States

I have found there is a TON of misunderstanding around reverse mortgages.
1. What do you think a reverse mortgage is?
2. How do you think it works?
3. Why do you think it is good/bad?

You must answer all three to be considered for best answer.

2007-06-04 07:00:35 · 6 answers · asked by Anonymous in Personal Finance

2007-06-04 06:56:54 · 5 answers · asked by Anonymous in Small Business

2007-06-04 06:52:02 · 2 answers · asked by JOHN D 1 in Corporations

I've paid off all of my old debts except for the repo which is $5800. I really can't see paying all that money and I don't even get the car back which sucked anyways. Any info on programs for first time home buyers with 1 blemish on credit report.

2007-06-04 06:45:45 · 6 answers · asked by mimi1980 3 in Renting & Real Estate

2007-06-04 06:37:26 · 9 answers · asked by kevin b 1 in Personal Finance

They just called me up right now and offered 3 months of life insurance for being such a great customer. They were gonna forward me to a supervisor and I just hung up, but was thinking maybe I should see what else they have in store. They offered to mail me something. I guess that shouldn't hurt, right?

2007-06-04 06:36:43 · 5 answers · asked by jutx2 2 in Insurance

While our home owner and business taxes skyrocketing why do we still allow churches to not have to pay property taxes?
Time to wake up and treat a church like any other business.
Stop being brainwashed, I promise you will not go to the devil.

2007-06-04 06:35:59 · 11 answers · asked by mr.dingus 1 in United States

What is $270.93 invested per month for 48 months @ 8% per annum compounded monthly? Plz show calculations

2007-06-04 06:33:20 · 4 answers · asked by Anonymous in Investing

I understand that at periodic intervals you invest money and buy securities, thus increasing the number of units you hold. So if the NAV is low you buy more units and if the NAV is hight you buy less units. Then since the number of units you hold remains the same no matter how the market performs, and the money from the fund is not withdrawn till the locking period is over, is it so that the entire time period till the next buy doesn't matter at all?

2007-06-04 06:31:13 · 7 answers · asked by Kannan J 2 in Investing

I made the mistake of renting an apartment in Queens with my second cousin. The situation is unbearable- I buy groceries most of the time, do most of the cleaning, all the utilities are in my name so I have to wait for her share (which is always late), she borrows money all the time (and I can never keep track of it all), flips out over the stupidest things (is a spoiled rotten only child), and makes the apartment a living hell... etc.

Both of our names are on the lease. We have 11 mos. to go. I believe the lease says I cannot sublet the apartment.

I know my cousin cannot afford the place on her own. If I were to move out would I simply forfeit the security deposit and the lease would be void, or would the landlord be able to sue me for my share of the 11 mos rent? And, assuming my cousin would be bold enough to refuse to move out if the landlord were to sue me, might I then have to pay for half of a 2BR apt for her to occupy by herself??? Please help!

2007-06-04 06:30:03 · 2 answers · asked by Anonymous in Renting & Real Estate

Will this info re-start soon?

2007-06-04 06:27:27 · 1 answers · asked by cuke2@sbcglobal.net 1 in Investing

I am a young investor looking to spend 800k to 1 million on an elderly care facility because I hear they generate a nice cash flow. Any suggestions on what the ups and downs are if any?

2007-06-04 06:19:58 · 3 answers · asked by carlsbadomar 1 in Investing

Mailing address?
Robert Dotson
President and Chief Executive Officer
Of t-mobile

2007-06-04 06:12:32 · 2 answers · asked by Cobalt 2 in Corporations

I have a duplex that I would like to put up for sale in Florida, but my tenant on one side of the duplex is giving me a hard time. She signed a lease in February of 2007 and was told prior to signing that we would be selling the house within the next year, which she was fine with. Last week we told her we wanted to put the house on the market, and she flipped out on us. Her friend is a realtor (an obnoxious loud mouthed one), and told her that she can break her lease and move out as soon as I put the house on the market. The lease really doesn't have any specific clauses in relation to a home sale nor can I find it in the state senate statutes.

So my question is...is the tenant allowed to break her lease and move out? I do not want her to move out as it is easier to sell a tenant occupied house. I've already told her that we want her to stay and that we would see to it that a new owner would have to honor her lease.

Any info or websites would be appreciated....thanks!

2007-06-04 06:11:57 · 10 answers · asked by miztiffany 3 in Renting & Real Estate

I'm getting ready to start a small one-person home-based business, which will require minimal capital (less than $5k) to start and probably under $200 to maintain a month. My low-end projections indicate a minimal monthly profit of $500 a month, but it could grow to well over $5,000 per month. I do have a f/t job and would not depend on this for my income. Any amount would be extra money to my family budget. In order to set it up, I was considering starting an LLC to acquire a separate Tax Id. No and use that for a line of credit. Is that a good idea? Should I wait to start an LLC until I'm making a certain amount of money? Or is it best to just do all this without an LLC and file all everything on my income taxes? Thanks!

2007-06-04 06:09:42 · 2 answers · asked by dvox 1 in Small Business

I know paypal is the best way but it is not supported by my country (malta). i can pay via paypal but I can't receive money. I need to receive amounts less than £2 so i can't afford to pay certain bank fees.

2007-06-04 06:03:11 · 7 answers · asked by orinc 2 in Other - Business & Finance

I'm sure I could meet with dozens of slick salesmen, but I don't have time for that and I want to compare cold hard facts. Anyone been there, done that?

2007-06-04 05:56:29 · 12 answers · asked by shambo 2 in Insurance

This question is related to accounting anf financial statements.

2007-06-04 05:43:27 · 3 answers · asked by sharon s 1 in Investing

I am bilingual...but it has nothing to do with the new job I'm applying for. should I still put it on my resume? how about my hobbies and interests?

2007-06-04 05:39:51 · 7 answers · asked by RetroBunny69 5 in Other - Careers & Employment

notify my ins. co. that the loan was paid off and I no longer need the policy?I'm assuming the bank does it and just refunds the difference,but I just want to make sure.

2007-06-04 05:24:11 · 4 answers · asked by Anonymous in Renting & Real Estate