Business & Finance - 2 June 2007

I was coerced into taking a home equity loan along with a mortgage refinance four years ago. The max on the loan was 15,000, of which we spent around 9,000. Since the time we did this, the monthly payments have continued to climb because of the high interest rate, and late fees. The loan has been maxed out for several months. In February we turned the account over to a credit counseling agency we are using. Today I received a summons that will account for nearly 20,000. I have never had a late mortgage payment; can I end up losing my house because of the home equity loan?

2007-06-02 04:44:56 · 0 answers · asked by Cratchet 1 in Personal Finance

2007-06-02 04:43:44 · 2 answers · asked by Anonymous in Corporations

I am a 33 year old single mother of 2 teenagers, a girl and a boy, I have a high school diploma from 12 years ago, but no college education, I have lived in 4 different towns in 17 different addresses and have had at least 20 jobs in the same amount of time, none of which lasted more than 2 years. My childrens' fathers are unable to help with child support due to incarceration. I am at my wits end about how to get ahead. My bills always get behind, I have had my utilities turned off several times in the last 2 years, my rent has gotten behind, and I rarely have money for groceries. Combine this with the fact that I live in one of the poorest states in the country, North Carolina, that pays one of the lowest wages in the country, I need someone to tell me how to get ahead and stay there. Please help

2007-06-02 04:32:23 · 5 answers · asked by tammylicious 2 in Personal Finance

2007-06-02 04:27:27 · 17 answers · asked by rusptsmed 1 in Small Business

Covert please need help.

2007-06-02 04:26:00 · 1 answers · asked by Anonymous in Other - Business & Finance

This a Shipping/Logistics Company. They say that they have been in business for 8 years and they are a merchandise forwarding company. People from around the world order products from the U.S but need a local address so that the packages can be sent to them. this company provides an address. As an employee the orders come to you, you submit a form with the information just like shipping a package via. UPS. The company sends you a prepaid label and you take it to be shipped. It cost nothing and there is no investment and you get paid to do this with company benefits. Has anyone ever heard of this company and do you have any info.

2007-06-02 04:20:28 · 1 answers · asked by Caddy Man 2 in Corporations

I'm 22 and I need to take out a loan but I don't have any collateral for the bank. I want the loan so I can pay off my motorcycle ($9,000) and get the title so I can sell it for $7,000 which means I personaly would only be paying $3,000 back to the bank. Is this a good idea or is it even possible

2007-06-02 04:18:38 · 8 answers · asked by Anonymous in Credit

What is your greatest fear/worry/concern, financially speaking?

2007-06-02 04:16:03 · 11 answers · asked by Stealthbong 4 in Personal Finance

that was due yesterday (i really really did forget the date and so there wasnt enough money in to cover it) now they say i have to pay the standard 39 pound charge.
i rang them and they said as goodwill they could stop the charge but unfortunately this happened 2 ande a half years ago also so they wont stop it-is there anything i can do or is it just tough and ill have to pay it-please help if u can thanx

2007-06-02 04:13:29 · 11 answers · asked by Anonymous in Personal Finance

Because of ill health and not so strong physical poisition, I am thinking of starting paid survey online. Has any member here has been doing it or have done in past. From my search, I found out that there's a company name SurveyScout, based in USA, they charge you one time 34.99 US which they claim is for giving us their information of good companies which pays for online surveys. They say that if not satisfied within 8 weeks, they refund our money. Serious readers please help. Thanks.

2007-06-02 04:08:21 · 6 answers · asked by salimdist 4 in Small Business

2007-06-02 03:56:13 · 7 answers · asked by 6th Finger 2 in Renting & Real Estate

What does disposable income mean?

2007-06-02 03:55:08 · 2 answers · asked by kristina 1 in Credit

2007-06-02 03:48:53 · 10 answers · asked by Anonymous in Other - Careers & Employment

2007-06-02 03:41:48 · 1 answers · asked by omo baba 1 in Other - Business & Finance

I realized I left the first deposit slip, all filled out with my account number, name and address, on th ebank counter. What if someone found it (I mean some customer)... can they take my money with that info? (name, address, account number) SHOULD I RUSH BACK TO SEE IF THEY CLEANED THE COUNTER UP? The bank closes today at 1 pm, do you think they clean up before re-opening monday? Am I totally risking identify theft or money theft in these couple of hours remaining before they close???

2007-06-02 03:40:08 · 6 answers · asked by Anonymous in Credit

If someone agrees to be a reference for me, is it necessary (or even protocol) to notify them beforehand if you know (and especially if you know for sure) that a potential will call him or her? Does it show courtesy (or that I'm a pain) if I notify the reference and ask him/her when it would be most convenient for them to take the call?

I've gotten different feedback about both questions, and I'm not sure what's the best action to do.

Two of my references are upper-level management from my past jobs. I don't want to give them for EVERY job I apply to because I don't want to impose too much or make them frustrated if they happen to get multiple calls. (Some places have screened references before they offered me the position.)

I just want to do the right thing. Can anyone help?

2007-06-02 03:34:42 · 4 answers · asked by confused! 1 in Other - Careers & Employment

I watch three kids, a 1 year-old, a 9 year-old and a 13 year-old, from about 7:30 to 4:30 Monday - Friday. And now that school is out I have all three kids all day. I was getting paid $60 a week but it came out to about .18 cent's an hour so I told her $85 a week flat rate, and if they forget their luch it's an extra $2 and if she picks them up after 4:30 it's an extra $2 an hour. So what do you guys think, to much or not enough?

2007-06-02 03:29:17 · 9 answers · asked by Chyra ~ 1 in Other - Careers & Employment

I started working at a fast food restaurant about a week ago. At the same time I applied for this job, I applied for a lifeguarding job as well, which I was more interested in. After starting the fast food job, the lifguarding job called me and hired me. I would rather have that one, but I have only worked at the fast food restaurant a few days; I haven't even finished my training yet. I really don't want to keep the fast food job, but I feel terrible for quitting so early. What should I do?

2007-06-02 03:19:25 · 9 answers · asked by kminnick76 1 in Other - Careers & Employment

2007-06-02 03:10:45 · 3 answers · asked by Anonymous in Investing

2007-06-02 03:09:34 · 1 answers · asked by zeusdonna 1 in Corporations

in order to be able to live there, I have to make atleast 4 times the amount of what the monthly fee is. Well, I am just a couple hundred short. Do you think I have a chance of sweet talking my way in, or is there no chance for me to do this at all?

2007-06-02 03:06:20 · 7 answers · asked by misscaseyld04 2 in Renting & Real Estate

There are a lot of intelligent and creative people who have been passed over. What a waste!

2007-06-02 02:59:35 · 3 answers · asked by Menehune 7 in Other - Careers & Employment

I';d like to find the results of the investigation against Sam Leccima (from Flip that House) in Atlanta.

http://news.yahoo.com/s/ap/20070601/ap_en_ot/house_flipper_investigation;_ylt=AsjzDNg4vETKfkPNiv9B8AXMWM0F

2007-06-02 02:39:22 · 1 answers · asked by Anonymous in Other - Business & Finance

Please illustrate

2007-06-02 02:17:15 · 2 answers · asked by Anonymous in Investing

I just could never understand the reasons brokers say to buy bonds. Aren't CDs just as good and less risky? I've never bought a bond, but instead by CDs and layer them so they mature at different times. Am I missing something?

2007-06-02 02:14:36 · 4 answers · asked by digicamhelp 3 in Investing

2007-06-02 02:13:11 · 3 answers · asked by Anonymous in Credit

I now live in the USA (originally from Yorkshire)...it is a requirement to have a 4 year degree to get into pharmaceutical sales. Just curious about the UK requirements. Back in 1983 when I left school, only a small percentage of people went onto University.

2007-06-02 02:13:10 · 2 answers · asked by P-Cruiting 1 in Marketing & Sales

I HAVE BOUGHT MY CONTRACT ABOUT A YEAR AGO AND I RECORDED DELIVERY ALL MY MONTHLEY INVOICE BACK TO THE MOBILE COMPANY BUT THEY SAY THAT THEY CAN NOT PAY MY CASH BACK.

2007-06-02 02:08:58 · 6 answers · asked by KAMI 1 in Other - Business & Finance

2007-06-02 01:47:49 · 8 answers · asked by sue l 1 in Renting & Real Estate

Just want to put out a warning ..I had a call that I had missed and the message said I am in good standing with my credit card and I could have my interest rate reduced. They did not leave a number so I called my visa to aquire this reduction and they said it was good I hadn't answered that call .
It's a scam.
Somehow they get you to confirm your numbers then they run with your money .
Be wary and hang up no matter how good it sounds and call yourself to your credit company to see if it's real.

2007-06-02 01:47:03 · 3 answers · asked by lcb 1 in Credit