Business & Finance - 11 December 2006

I am broke (due to making bad judgements) I am in debt due to using credit cards to pay medical bills and to survive.I am a single mom, so my only income is soc.sec.I tried to refinance my home (117000 due 170000 value) but I do not qualify due to poor credit. I can't afford to file bankruptcy and I am disabled.

2006-12-11 06:53:01 · 4 answers · asked by Anonymous in Credit

how much will cost me to have my unborn bebe, at san diego, CA hospitales, anybody has an idea, if i want to pay on my own, no insurance.

2006-12-11 06:52:39 · 4 answers · asked by Anonymous in Insurance

I'd bought a collectible Lewis & Clark Comemorative silver proof coin from the US Mint a few years ago.
Recently, I took it down to the local coin shop curious to see what it might be worth.
The dealer there weighed it, and offered me the amount silver was selling for at the time.
When I told him I'd bought it for slightly more than what he was offering, he said they buy only at the weight value, but would not explain further.
Any collectors out there who'd be able to help me with this?

2006-12-11 06:52:20 · 4 answers · asked by Anonymous in Other - Business & Finance

I'm looking to open up a bar/lounge, but have no idea (1) how much money I'd need to open it up and ready it for clientele and (2) how I'd get my hands on that much money, stuck as a temp. Does anyone have any advice for me?

2006-12-11 06:47:28 · 2 answers · asked by Masta Batang Dollar Billz 5 in Personal Finance

I have until friday to get a whole bunch of computer assicgments to get done, and I dont have a computer at home, and weither I get to stay at the school that I'm at depends on it,what should I do?

2006-12-11 06:46:40 · 5 answers · asked by jurassicmunchie 1 in Careers & Employment

I'd like to hear economists' opinions, not political ones. It seems to me that by taxing income, we are discouraging something that is desirable to society- people working. What if we replaced income tax with a "consumption tax"- charging people for the resources they consume rather than their work? This would encourage resource conservation while at the same time eliminate a negative incentive on working. I think this would lead to increased productivity and job growth in the US. What are your thoughts?

2006-12-11 06:45:33 · 7 answers · asked by Cardinal Rule 3 in Other - Taxes

My ex GF of two years helped pay to have my house repainted and replace the water heater. We broke up 3 years ago and now she tells me I am responsible for the money. She was never charged rent or utilities when living there. I sold the house about a year ago. There was never any signed agreement or contract of any kind. These items were paid for with credit cards in her name only!

2006-12-11 06:44:55 · 22 answers · asked by michael s 1 in Renting & Real Estate

I'm looking to open up a bar/lounge, but have no idea (1) how much money I'd need to open it up and ready it for clientele and (2) how I'd get my hands on that much money, stuck as a temp. Does anyone have any advice for me?

2006-12-11 06:44:14 · 2 answers · asked by Masta Batang Dollar Billz 5 in Small Business

2006-12-11 06:43:15 · 3 answers · asked by ny625pr 1 in Careers & Employment

My husband and I screwed up our credit early. We defaulted on our car loan and had it reposessed. We need a car...any advice on how to get a car now?

2006-12-11 06:41:53 · 7 answers · asked by Mommy to One 2 in Credit

2006-12-11 06:40:52 · 2 answers · asked by stephanie k 1 in Small Business

When a trucking company, for example, picks up freight and delivers it from point A to point B, is there a public record of this?

2006-12-11 06:40:39 · 1 answers · asked by Anonymous in Small Business

... and if so what?

2006-12-11 06:38:22 · 34 answers · asked by Anonymous in Careers & Employment

2006-12-11 06:38:13 · 2 answers · asked by Shiner Vinh 1 in United States

At what point do the 30 year payments make more sense than a lump sum payment for large awards like winning the lottery. Assuming you're like me and in your 30's and healthy (expecting to live well more than the 30 year payout). Lump sum's usually incur higher penalties and taxes and are smaller right? but putting the money in some conservative investments at some point should give you a better return at some dollar amount than taking the money over 30 years (and investing it as it comes in).

2006-12-11 06:37:02 · 8 answers · asked by Anonymous in Personal Finance

I've a rather old laptop & had been thinking to buy a new one. Up until recently this laptop had been working OK except that it's been hanging up every now & then while using. Local PC repair shop couldn't do much about it & the only option that I was recommended to was to falsely claim it being damaged as a part of home content insurance.

Since I've never done such "fiddling" with insurance, I felt less comfortable but seeing this being the only option of either getting it repaired or getting it replaced, I'm inclined to give this "fiddle" a go, with my insurance claim.

I've already reported insurance company that I've had laptop dropped accidentally on the stairs while taking it upstairs, they've arranged their company to have my laptop collected & get it inspected.

2006-12-11 06:36:13 · 18 answers · asked by j4mes_bond25 2 in Insurance

I heard that there is some sort of federal tax credit for college students that you can use twice throughout your college career-anyone know anything about this??

2006-12-11 06:34:11 · 6 answers · asked by lilbit1231 2 in United States

im planning on finding a job in fast food just for two months until i start school.Im 19 and i want to no if they really call ur referees to see your personality .

2006-12-11 06:30:53 · 4 answers · asked by Ashanti 3 in Careers & Employment

I have just put in an offer to purchase a house in downtown Winnipeg Manitoba, walking distance from a university and a large hospital. It is a 4 bedroom fixer upper, 1400sq ft, full unfinished basement and built in 1882. I purchased it for 32000$ and it needs about 10000$ work. Taxes are low, about 290$ a year. The tax assessment for the house is assessed at 35000$ for the house and 15000$ for the land. So it's assessed at 50000$ and I'm paying 32000$. I think I could rent it out for about 650 to 700$ a month plus utilities because it's so close to the school and 4 bedrooms. House is fairly solid but needs some cosmetic work. Floors, new doors, a couple windows and an addition that needs new everything. This is my first purchase and I intend to rent it out. I plan to eventually own several rental properties. Can anyone give me tips on anything to do with rentals, tenants and fix up work? Did I get a good deal? ANYTHING would be really appreciated!

2006-12-11 06:30:15 · 3 answers · asked by Vanessa 2 in Renting & Real Estate

2006-12-11 06:28:17 · 4 answers · asked by UC 1 in Careers & Employment

I want to become passionate about a career path, but I can't make up my mind about a specific career since I don't know what I'm really passionate about. I enjoy research, and that's about all I know so far. Any ideas - how do you become passionate?

2006-12-11 06:26:44 · 6 answers · asked by KatGuy 7 in Careers & Employment

Currently I am employed and seeking better/more stable employment.

2006-12-11 06:26:24 · 13 answers · asked by galantgyrl06 2 in Careers & Employment

Here's a question for those of you who have worked for a long time at the same employer, especially if you don't like the job?

Why do you stay? What motivates you to NOT look for a different job?

2006-12-11 06:25:01 · 5 answers · asked by Searcher 7 in Careers & Employment

2006-12-11 06:24:11 · 7 answers · asked by menyon2 2 in Careers & Employment

does anyone know what restrictions key bank has on cashing student loan checks? Will they allow me to sign over the check and deposit it in my dads account? It is a 15000 dollar check and I need to buy my car and pay my apartment rent up front but no where will cash it and will make me wait 11 days to clear. any suggestions?

2006-12-11 06:22:55 · 6 answers · asked by ohioian 2 in Personal Finance

2006-12-11 06:22:48 · 18 answers · asked by HorribleDeath18 1 in Credit

What's the max I can contribute to my IRA each year? What's the max I can contribute to my ROTH each year?

2006-12-11 06:22:20 · 3 answers · asked by Claire 3 in Personal Finance

Will investors support ideas that have a market, just as a start up plan?

2006-12-11 06:21:17 · 4 answers · asked by bricyns 1 in Investing

2006-12-11 06:20:20 · 14 answers · asked by kerry p 1 in Renting & Real Estate

how can you find out if your landlord is through the program?

2006-12-11 06:18:52 · 1 answers · asked by Stephanie W 1 in Renting & Real Estate