My husband and I screwed up our credit early. We defaulted on our car loan and had it reposessed. We need a car...any advice on how to get a car now?
2006-12-11 06:41:53 · 7 answers · asked by Mommy to One 2 in Business & Finance ➔ Credit
We have no cash to pay cash or we would have done that. Does anyone know of a buy here pay here location in NY/NJ area?
2006-12-11 06:52:59 · update #1
Find a buy here, pay here car lot....Or, some car lots will help you find with financing bad credit. Your interest rates will be very high....but you'll have a car, and you can start rebuilding your credit. Look for dealerships that advertise good credit/bad credit. Good luck!
2006-12-11 06:48:14 · answer #1 · answered by Shelly B 5 · 1⤊ 0⤋
it is going to haven't any effect in the previous you owed X on a variety of credits taking part in cards and you had no mortgage. Now you have X on a private loan yet no stability on the credits taking part in cards. = sure, for some months issues could properly be screwed up because of the fact it oftentimes takes ninety days for issues to submit, yet in 6 or 9 months, the subject could be long gone.
2016-10-18 03:01:36 · answer #2 · answered by Anonymous · 0⤊ 0⤋
i think you're going to have to put out the cash for a used one.
or
have someone with good credit sign/co-sign a car loan for you (perhaps a parent/sibling). Of course this means the car would be in their name, or partially in their name.
2006-12-11 06:46:12 · answer #3 · answered by I scream for ICE CREAM!! 3 · 1⤊ 0⤋
Save up $1000 and buy one with cash.
2006-12-11 06:45:43 · answer #4 · answered by Phoenix, Wise Guru 7 · 1⤊ 0⤋
Pay cash.
2006-12-11 06:48:50 · answer #5 · answered by miketorse 5 · 0⤊ 1⤋
buy here pay here - but check your local gm dealership and see if they can help you - good luck
2006-12-11 06:45:39 · answer #6 · answered by Anonymous · 1⤊ 0⤋
take the bus or buy a bike - it's cheaper
2006-12-11 08:38:24 · answer #7 · answered by been there, done that 5 · 0⤊ 1⤋