Business & Finance - 30 October 2006

Is consolidating a good thing to do. I want to do it for my bills. But I don't want it to go against my credt. Is it a good thing to do or not?

2006-10-30 10:42:43 · 4 answers · asked by Anonymous in Credit

Does anybody know how to get started in a career in zooology or animal training? Also, what is the average salary for such careers. Do you have any suggestions for similar career fields? I have a huge passion for animals but not sure I want to go the Veterinarian route. Thanks in advance!

2006-10-30 10:41:18 · 3 answers · asked by Heather 3 in Careers & Employment

Until my next paycheck, I can only pay about half of the rent. What do you think I should tell them and what will they do?

2006-10-30 10:40:33 · 10 answers · asked by xcr0ss_my_heartx 4 in Renting & Real Estate

I believe that the state of California did not send me my 2004 tax refund, is there a website where I can look this up?

2006-10-30 10:40:25 · 2 answers · asked by Leticia R 1 in United States

We jointly own my house, we separated nearly two yrs ago. Only morg and council tax had his name on everything else was in my name. Yet he has been able to get cards and loans.
How is this possible?
If he has got loans on my house (i really hope not) wouldnt my signature be needed?
Also if he gets made bankrupt does it affect me?
My children and i dont want to move, i,m paying mortgage myself. What shall i do?

2006-10-30 10:38:20 · 11 answers · asked by NIcole 1 in Credit

I wish to know more about IT graduate enter into business field. Many employees tend to think that only marketing graduate can do marketing position and only finance graduate can do financial position. Maybe some of the position do need some specific skills. But in term of IT industry, I think that IT graduate also can do marketing for their own product and be responsible on operation. Please give advice and examples as well as some ways to make yourself as an IT graduate to be more marketable to the market and giant corporate.

2006-10-30 10:37:59 · 1 answers · asked by KenWei2u 1 in Careers & Employment

I have to send (within the uk) an A5 size bubble wrap protected type envelope containing a letter and a cd. It hardly weighs anything.
Royal Mail postal rates seem to be incomprehesible. Would you just chance it and stick one first class stamp on it, or should i go get it weighed? (and queue up for a couple of days in the post office)

2006-10-30 10:36:07 · 9 answers · asked by Anonymous in Personal Finance

My year lease has ended, and I am on a month to month arrangement. People have been telling me that I do not have to give 45 days notice to vacate and 1.5 months rent and that I only have to give a 30-day written notice. I don't want problems with the landlord, as she holds a substantial security deposit that I want back. I am a senior. Your advice is appreciated.

2006-10-30 10:35:22 · 4 answers · asked by Anonymous in Renting & Real Estate

2006-10-30 10:27:50 · 10 answers · asked by Anonymous in Other - Business & Finance

Now before the jokes start, let me explain. :D I've found that it's easier to focus on my work when I have something in my mouth, like gum. Problem is, chewing that stuff is bad for your jaw (I already have jaw problems), and I don't want to do it all day. I'm thinking like a candy or a coughdrop, except the sugar is horrible for teeth. And I hate sugar-free candies! lol. What can I put in my mouth to occupy it, so I can concentrate better?

2006-10-30 10:23:12 · 7 answers · asked by melon_rose 2 in Careers & Employment

are house payment is due on the 1st but we cant pay till the 3rd, will this harm our credit and count us late.

2006-10-30 10:21:09 · 9 answers · asked by TERESA B 2 in Renting & Real Estate

2006-10-30 10:20:05 · 14 answers · asked by NIcole 1 in Insurance

Expiry Price =100, Stock price=107, time to expiry=15days, discount rate=0.05, del=0.06
d1=ln 107/100+15/360(0.05+0.06/squrt.2)/0.06.sqirt/15=.072/.232=0.31.
If I have 100 stocks to hedge I sell 31 calls from the above formula for hedge ratio d1 for say $7 price of option today and if price move to $100,
gain from writing call = 31x7 = 217
loss in stock = 7x100= - 700 with a downside loss of $483.
If this is the case then how can d1 be the hedge
ratio if it cannot protect against downside risk. This is te 'in the money' case.
Suppose if the option is 'out of money' similar result happens without any degree of protection for downside risk.

2006-10-30 10:16:07 · 4 answers · asked by Mathew C 5 in Investing

What if they racked up $15K in credit card debt and borrowed against their 401K for a down payment on their house and I cannot sell the house for more than what is owed? Do I have to pay for it?

2006-10-30 10:11:44 · 9 answers · asked by Vianka 4 in Credit

I am a US citizen of Indian origin residing in India for the past 5 years. I would like to repatriate earnings made in India back to the US. Can I do this? If so, how?

2006-10-30 10:04:40 · 4 answers · asked by vjanand 1 in India

I've gotten to the point where I am so comfortable getting jobs, I dont try hard to keep them anymore! LOL. I get sick of them quick, then i put in my two weeks and start another job. My real job isnt coming until after i get my BA degree in about 1.5 years anyway. but still, is it bad that my resume is getting longer and longer and longer? or, should i just look at it like "hey, Im getting the experience I need for later ventures?"

2006-10-30 10:02:55 · 3 answers · asked by aimjbtnh3 1 in Careers & Employment

2006-10-30 10:02:04 · 11 answers · asked by wonder 1 in Personal Finance

2006-10-30 10:01:09 · 4 answers · asked by MICHELLE R 1 in Other - Business & Finance

Alright, I'm 15 I'm growing up.. I'm "extremely mature & responsible for my age" Why can't I find a job, I'm pissed I don't want no itsy bitsy babysitting gig or mowing lawns hello?? it's Autumn ova here I don't wanna paint nobody damn fence. I just want a piece of my own Independence... So If anyone knows A Job of where I can be employed In "Connectciut" Help a sista out ya digg??

2006-10-30 09:55:47 · 9 answers · asked by Anonymous in Careers & Employment

There was some damage in the bath and it was noted in my move out. She said she was going to get her carpet guy to quote it for repair. (I had the carpets cleaned the day before my final walkthru). No visable dirt, no smell. She said all was fine.A week later she calls and says that her carpet guy found urine under the area in the dining room after pulling up the carpet. Why would he pull it up unless he was looking for something to charge me with? And also the carpet has not been replaced since the complex opened 4 yrs ago. Now they are trying to charge me for it. He was only suppose to quote for a repair to the bath. It doesnt sound legal. Do I have any rights? Nothing was done to the carpet after I moved out. I had it cleaned the day before and then had my walkthru. I need to look at my rental contract. But am going to fight them. The walkthru paperwork only notes the repair to the bathroom.

2006-10-30 09:55:06 · 9 answers · asked by Anonymous in Renting & Real Estate

I'm interested in the ones produced by the Islamic Mint (which is, I think, in Dubai).

I'm also interested in some of the ones produced in Kelantan (a State in Malaysia).

Does anyone know where I can find examples of these coins, in real life?

2006-10-30 09:52:31 · 1 answers · asked by Larry Powers 3 in Investing

There are so many scams, that it is hard to know in which direction to go.
I would like a way to earn money from home, but I want a fair compensation and a company of integrity.

2006-10-30 09:52:21 · 8 answers · asked by Anonymous in Small Business

can you please provide me a part time job for 4-6 hours in morning plz
If u have a job please mail to me my email id is srinivas_02031@yahoo.co.in
Thanks..
srinu

2006-10-30 09:49:23 · 5 answers · asked by Srinivas N 1 in Careers & Employment

I am sooooo irratated with everyone here and feel like I might say something that I probably shouldn't say. I only have 1.5 hours left but I feel like that is too long. Should I play it safe and leave or suck it up and try my hardest not to open my mouth?

2006-10-30 09:46:44 · 2 answers · asked by TJ 4 in Careers & Employment

I owe them about 7k & they are taking everything I make above & beyond $143 a week. I CANT LIVE ON THIS!!!

2006-10-30 09:45:19 · 17 answers · asked by imcablesteve 2 in United States

I need to find a good name for my business (I design websites, flyers, brochures, booklets, etc for local community groups free of charge) pls help!

2006-10-30 09:39:34 · 10 answers · asked by crazy in love 1 in Small Business

i already placed an xbox up for sell

2006-10-30 09:39:08 · 1 answers · asked by Anonymous in Search Engine Optimization

My husband and I just closed on our house in September and I've been hearing all this stuff about how owning a home gives you a break on income taxes. We had rented up until then, claimed 0 allowances, and still ended up getting hardly any refund or actually paying. Homeowner friends of mine were getting thousands back and were in the same situation as us (no children, claiming 0). Can someone tell me what kind of credit we get for owning property? A Tax Professional's opinion would be GREAT!

2006-10-30 09:37:16 · 7 answers · asked by Yuna 2 in United States

2006-10-30 09:36:13 · 2 answers · asked by l41304130 1 in Corporations

Like, without a lawer?

2006-10-30 09:26:08 · 4 answers · asked by John T. 2 in Personal Finance