Business & Finance - 18 October 2006

£200,000 mortgage - 5% interest - 25 year repayment.

Total interest = £150,754 thus for your house you have paid a total of £350,754 which is 175.5% of the original price.

Do you think this is fair?

An organisation that makes billions in profit every year get to make money because they have money. What makes them rich...YOUR money!

Banks, insurance companies, etc, the whole lot produce NOTHING at all but they have money so they get richer. They will fleece each customer for all much profit as possible so laying of staff where possible and lowering your customer service where possible.

Any short cut - call centres in India, no chance of seeing a manager, closing down branches and yet still make the billions.

If you think about the extra years you have to work then it might add to your concerns:

For the UK average wage (£21000), to pay off the extra interest you need to work for 16.7 years.

So you want to work nearly 17 years to line someone elses pocket? I don't think so. A con.

2006-10-18 23:53:52 · 9 answers · asked by Anonymous in Personal Finance

What would be the TOP (MOST) 5 Things
to CHANGE in your PAST (life) if you could?

2006-10-18 23:51:42 · 7 answers · asked by YOU 1 in Careers & Employment

2006-10-18 23:45:28 · 5 answers · asked by kara 1 in Other - Business & Finance

2006-10-18 23:36:33 · 17 answers · asked by Anonymous in Personal Finance

for many years ago a lot of girls dont like wearing pantyhose more ... that is true ...they like jeans ,...etc.. .so it is better for pantyhose factories to make brands & models for men .. and as soon as possible for fall winter .. I am sure it will be a very sucssesfull project .so they can make a large reklam ( it is nessisory ) because if man wearing pantyhose ( women say to him ubnormal ) for this reason they need a new brand , and very large reklam .so it will solve all men problem ,isnt it ???

2006-10-18 23:31:31 · 5 answers · asked by hanar_k 1 in Other - Advertising & Marketing

She uses the F word and keeps saying how everything gets on her t*ts!

2006-10-18 23:26:38 · 36 answers · asked by The way I are 1 in Careers & Employment

2006-10-18 23:16:24 · 8 answers · asked by lynn m 1 in Careers & Employment

Do people from the EU (France, Netherlands etc) pay national insurance when working in the UK? Do they pay the same income taxes? What's the deal?

2006-10-18 23:15:34 · 3 answers · asked by The Golden Child 1 in United Kingdom

2006-10-18 22:52:17 · 8 answers · asked by swetha p 2 in Credit

problem but i had sick certs to cover my sick. I suffer from IBS. total of 9 days sick in 12months and 90% covered by sick certs. There are 3 people in this office who had 4 weeks sick and more covered by a sick note in the last 12 months and they got 2k bonus, reckon i should complain cos in this company its not what you know and how hard you work its who you know. the boss doesnt like me because i dont suck up to her and make it kinda obvious im not going to chase ronud after her when im already involved in something else. I dont want to complain but feel unfairly treated. I wont get a bonus i appreciate that but im leaving in 2 weeks and this is the main reason i am as i dont fit in because i dont believe in treating people differently because they expect people to bow everytime they come in a room! thank god im going! what do you think, nothing sarky or abusive please. i want opinions not rudeness!

2006-10-18 22:49:26 · 18 answers · asked by caroline17nov 3 in Careers & Employment

Pls explain the details of post dated cheque and pre dated cheque

2006-10-18 22:46:30 · 11 answers · asked by MOHAMMED SANNU 1 in Personal Finance

URGENT FOR SECURITY REASONS

2006-10-18 22:42:14 · 4 answers · asked by gbjony9 1 in Personal Finance

Both my bosses just came in to town and I left a box of chocolates each in their rooms with my numbers. My local colleagues fired me and initally my bosses wanted to talk to me about it. When I saw them yesterday, they were too tired from 20 hrs of flight. They asked for my numbers and said they'll call the next day or after. Were they being polite of will they really call???

2006-10-18 22:39:26 · 5 answers · asked by Nemrac666 2 in Careers & Employment

2006-10-18 22:30:30 · 2 answers · asked by Jkasks 1 in Credit

Why do you think it is the most successful? just only profit and stock price?

2006-10-18 22:27:16 · 3 answers · asked by Anonymous in Corporations

If you were to get your degree in criminal justice..what are the job opportunities you have?

2006-10-18 22:12:43 · 2 answers · asked by bubuma 3 in Careers & Employment

2006-10-18 22:11:41 · 2 answers · asked by malou 1 in Other - Business & Finance

2006-10-18 22:06:27 · 1 answers · asked by Anonymous in Careers & Employment

Since recent changes in interest rates, I have heard that house prices have gone down significantly. Is it a good idea to sell? When is it really going down? Any analysts here who can help?

2006-10-18 22:05:09 · 2 answers · asked by DALIP B 2 in Renting & Real Estate

If you are like me, you may be fed up with all the data that credit card co's are building up on . Anyone ever gone cardless and rely only on cash? Sounds like heaven!

2006-10-18 21:59:43 · 18 answers · asked by Anonymous in Personal Finance

2006-10-18 21:59:35 · 4 answers · asked by Anonymous in Other - Business & Finance

i need some financial help to get myself through college. where do i go?? any web sites that aren't fake?

2006-10-18 21:58:36 · 5 answers · asked by bubuma 3 in Careers & Employment

I recently placed an add in the paper asking for any work i could do in my spare time (evenings and weekends) as i work full time during the day (I was hoping for somthing like leaflet delivering or some work over the internet) but someone has just phoned and ask if i would be interested in lingerie modeling he will pay £80 an hour, he said he is an amatur photogropher and the photos will just go in his portfolio, Do you think I should give it a go I could really use the extra money and it would also be in my own home, Im not sure what my husband would think either, what do you think

2006-10-18 21:48:00 · 29 answers · asked by Anonymous in Careers & Employment

When I applied for a job , I was asked the question above . However , I did not know how to answer it . The interview turnned out to be a disaster and they did not offer me the job ,of course.Anyone give me some advice?

2006-10-18 21:44:30 · 3 answers · asked by ΄ Т size= 1 in Careers & Employment

i live in palermo and i whish to make import /export of musical cd so ineed reseller adress thanks

2006-10-18 21:42:42 · 2 answers · asked by tek2tek3 1 in Other - Advertising & Marketing

2006-10-18 21:35:40 · 23 answers · asked by Anonymous in Investing

I have a lot of parking tickets and a couple other traffic tickets like driving without a liscense and parking in a handicap spot. I probably have about $2000 in fines, all of them are minor traffic offences.

Would filing for bankruptcy eliminate these fines? And how long does it take to establish credit after filing for bankruptcy?

2006-10-18 21:23:38 · 7 answers · asked by Anonymous in Credit

I think it can find out and compare the advantages and weakness between a company and its competitor and predict the competitors business activities.

What do you think?

2006-10-18 21:16:09 · 2 answers · asked by If u happy i'm happy 1 in Corporations

is there a website or some free software that has a budget i can set up, and fill in every week, so that i can track where my money is going?

any advice! thanks!

2006-10-18 21:05:15 · 9 answers · asked by vlad84 1 in Personal Finance

2006-10-18 20:57:59 · 25 answers · asked by muttyuk 1 in Careers & Employment