Business & Finance - 13 September 2006

If your minmum payment for your credit card is $100.00 & if you can't make the minimum and you ask to pay lower than that or if you just send in a lower amount will this go against your credit score? My son is having trouble making the minimum payments and I was wondering if you would just send in an amount lower than the minimum or renegotiate the minumum if would mess up his credit. He wants to pay off his debt and will but needs some time to get financialy situated to do so.
Thanks for any guidance or help.

2006-09-13 07:37:43 · 6 answers · asked by ? 2 in Credit

2006-09-13 07:33:14 · 5 answers · asked by chuy333 1 in United States

as a single mother I do not have alot of income. Is there any way a credit card company will work with me to lower my monthly payments or anything? This is really important to me and I just don't know what to do.

2006-09-13 07:33:08 · 15 answers · asked by Kamryn's Mommie 2 in Credit

2006-09-13 07:30:30 · 19 answers · asked by Lisa M 2 in Careers & Employment

I don't like it. I'm actually terrified of this class. I hate math and I'm a slow learner.
Am I just overwhelmed? Is it not that bad?

2006-09-13 07:30:21 · 8 answers · asked by Anonymous in Other - Business & Finance

2006-09-13 07:28:30 · 21 answers · asked by Anonymous in Careers & Employment

i have to show someone at work the right and wrong ways to answer the phone at work, i would like different examples of right and wrong ways to do this, if anyone knows of anythign that can help i would appreciated it emensly!!!!!!!

2006-09-13 07:26:23 · 15 answers · asked by Anonymous in Careers & Employment

I know there are a million online calculators for this stuff but I'd like real-person opinions.

If you are retired - what age did you retire at, how much annual income did you allocate, and what level of "luxury" or lack there of has it given you? Just curious how my retirement plan compares to reality....

2006-09-13 07:23:19 · 1 answers · asked by ontario ashley 4 in Investing

what does quick books experience means?
I am looking for administrative assistance jobs where can I go for related courses to get job?
what else I need to know for this kind of job ?
I am in SJ ,CA if you know where to go for classes and any recruiting companies or sites to find a job.
From last few weeks I have applied online for lots of Jobs with a proper cover letter. I did not even get one interview.
I have tried monster, Craig list ,hot jobs and other similar websites no results.
why am I not getting calls. I am only applying to jobs where my experience match. Does online works to find a job. I am little disappointed but hoping to find a decent job.
I will highly appreciate your suggestions.
Thank you.

2006-09-13 07:22:33 · 14 answers · asked by richie 2 in Careers & Employment

may or may not have an advertised position but definitely has a working relationship with the current company one is currrently employed with ? If it makes a difference it's the construction industry.

2006-09-13 07:22:16 · 7 answers · asked by bbq 6 in Careers & Employment

You are told to deposit the money and send it to their designated agent and then they will send you your winnings ($225,000.00) once you do. The strange thing is that it is a Wells Fargo Bank check that looks legit! Are they just trying to get my account number? If the check goes through and I decide to keep the money, would I be held responsible if something went wrong or would they be the ones to get in trouble? It all smells a little fishy to me, but this one is a first!

2006-09-13 07:21:07 · 12 answers · asked by melfc2006 1 in Other - Business & Finance

The cost of getting loan repayment protection on a £17000 unsecured personal loan over 36 months is an extra £90 per month! Surely there must be cheaper alternatives to this that offer the same cover benefits.
Can you get covered after you have started making repayments?

2006-09-13 07:18:39 · 6 answers · asked by David 1 in Personal Finance

I am looking for a rental property for a family member. Any number of bedrooms but prefer two +. Must not cost more that $800 inc utilities. Must allow pets. Looking for Oct 1st or sooner.

2006-09-13 07:17:51 · 1 answers · asked by mchepburn@rogers.com 1 in Renting & Real Estate

We're moving and considering our options on what to do. We have a total of about 30K in debts from a student loan, a home equity loan, and an auto loan. We also have a home where we still owe the same amount as when we first purchased it, but the value of the house has increased by at least 50%. We both have good jobs and are able to pay down the debt that we owe at a rate of about 5-7K/yr. We are considering two options for our future finances. Which one is better?

A) If we sell the house, we could sell it for enough of a profit where we could pay off our 30K in debts, and still have enough money to put down 10% on a new house. The money that we are using to pay off debt would now become additional income for us. So we could be entirely debt free.

B) Keeping the house and opening it up for a rental property. We would have to continue to pay off our debt, but at a faster rate b/c we have a new source of income. This ~$500/mo could be long term after our debt is gone.

A or B?

2006-09-13 07:14:40 · 9 answers · asked by Bert S 1 in Personal Finance

to apply for Medi-Cal, there is a limitation of property reserve.

2006-09-13 07:07:30 · 2 answers · asked by KingLoey T 1 in Insurance

I feel like I'm gonna lose it. The stress level is through the roof. I need to take control of my finances. Please help.

2006-09-13 07:07:25 · 9 answers · asked by deedermarie 2 in Personal Finance

for my class project, i am doing research/designing for global giving, which is a place where they list causes and people can find a cause to support. so i'm just wondering, what makes you want to contribute to a cause or help others? is it seeing people living their real lives in negative environments? any answer will help. thanks. =)

2006-09-13 07:07:12 · 4 answers · asked by Pika2202 1 in Search Engine Optimization

All the numbers on my portfolios keep changing colors and changing values. The total is right at the very beginning for a second, then it changes to another number. The computer clicks with each change. Last week it was just the total, now it is all the numbers on the file. Poltergeists? I've had these portfolios on Yahoo for seven years so I don't think it is me going crazy!!!!!

2006-09-13 07:02:10 · 1 answers · asked by pinafore1999 1 in Personal Finance

Hi, I'm planning a little--umm--'Party'. Bunches of questions here:

Could you please tell me what kind of privacy I might expect in a hotel (or motel) etc. if I want to have a with about 6-10 people. There will be drinks at the bar and porn on the tv and couple and triples laying around the room.

Do I have to tell the hotel I'm expecting guests? Or can they just drop in?

As long as we're quiet and respectful, we can do pretty much what we want behind closed doors, right?

Or do I have to worry about getting thrown out of the hotel (or even arrested) because the maid or the room service waiter saw something that they didn't like.

What's my best bet for getting the best room at the best rate? I expect to be hosting several events throughout the year in different areas.

2006-09-13 07:01:07 · 4 answers · asked by sarahmodel13 1 in Small Business

I'm starting to get really bad at figuring out stocks. Sometimes, it goes up or down regardless of the news about the company. Today, it's up more than 10% which is good for me, but I'd like to know exactly what evenement caused this.

2006-09-13 06:58:14 · 5 answers · asked by Vinh 3 in Investing

no credit card, so no rental. I feel being stuck is form of pain and suffering. No way to carry tools, so cant work. Broke cellph. in mishap, also. Had to walk over 10 miles to get new phone. Now, leg hurts...is this suffering? No med. insur. so didnt go to doctor. Its not injured bad, but theres discomfort. Less each day. Each day, though, frustration grows...todays only fourth day with no transpo. Dont want long drawnout thing...so, no lawyer. Just want whats fair. Car bluebooks for 1600. Miss 200 per day sitting here. Ph. was 100. Tow was 140. Neck will be ok, I hope. but...theres stiffness less every day. Lifes on hold, basically.

2006-09-13 06:57:45 · 9 answers · asked by jemrx2 4 in Insurance

Seems to me like even the "McMansions" are made of particle board.. quick splat of this..splat of that..couple of nails here...pre-fabricated junk.. that within 2 to 5 years is falling apart..

I know the market is down now..but still..those new houses aren't worth it...are they? Why do we let builders sell us on this crap?

2006-09-13 06:53:23 · 5 answers · asked by RUNINTLKT 5 in Renting & Real Estate

2006-09-13 06:50:57 · 8 answers · asked by bg4804 2 in United States

I want to reclass a prepaid expenses account. For instance, I have some shopping bags that I bought. How do I reclass it out of the prepaid expenses assets account once these bags have been used. I would credit prepaid expenses but what account would I debit?

Thanks!

2006-09-13 06:50:36 · 8 answers · asked by Anonymous in Small Business

I was wondering if anyone had problems, i'm thinking about hiring a lawyer to get the process going faster. I filed a claim against the guy who rear-eneded me, i went this morning to get my car ajusted and they was saying that they have to see if his insurance was effective the day of the accident.......i'm thinking about getting a lawyer, i shouldnt have to go through this and find out his insurance policy expired. Any ideas!!!!!

2006-09-13 06:49:48 · 1 answers · asked by damacios_gurl_20 2 in Insurance

hi i'm looking for a credit card that dosent require you to have an savings or checking account do you know of any that i can apply for

2006-09-13 06:49:27 · 11 answers · asked by kiyahatlga 1 in Credit

if a person fails to file tax return does his/her employer pays tax money deducted from that employee's paycheck to IRS anyway?

2006-09-13 06:48:49 · 5 answers · asked by Anonymous in United States

2006-09-13 06:45:47 · 8 answers · asked by Anonymous in Careers & Employment

i want to start investing in stock market and i dont have commerce background.and i have very little idea about stock.can anybody help me how to learn to invest in stock market and where to start ?thanks

2006-09-13 06:45:28 · 9 answers · asked by Anonymous in Investing

2006-09-13 06:43:54 · 8 answers · asked by ? 1 in Small Business