Business & Finance - 23 August 2006

2006-08-23 14:57:28 · 1 answers · asked by tlc289 4 in Investing

2006-08-23 14:56:30 · 5 answers · asked by Terry472 1 in United States

I am just about in over my head with my credit cards. It's becoming harder and harder to pay the bills. I don't want to declare bankruptcy. Is it possible to call your credit card companies and negotiate a pay-off?? Ex: I owe $8000 could I negotiate to pay only $6000?

2006-08-23 14:54:49 · 8 answers · asked by aint_a_player_no_more 2 in Credit

i borrowed money from a school council account and am having trouble paying it back. the chairperson doesnt know should i tell them or just try to avoid him until it is paid. my children go to the school. i know what i did was wrong dont judge me i made a mistake and am trying to correct it

2006-08-23 14:49:26 · 8 answers · asked by Anonymous in Other - Business & Finance

2006-08-23 14:44:55 · 10 answers · asked by Angel's Smile 3 in Renting & Real Estate

2006-08-23 14:42:04 · 12 answers · asked by ? 1 in Investing

Has anyone out there ever had a job working at walmart and hated it but wanted to stay with the company any way. If so how long did you have to stay in that position before you could be moved

2006-08-23 14:41:51 · 7 answers · asked by southernman662 1 in Other - Business & Finance

I am most interested in sewing. directory is USA based.

2006-08-23 14:41:21 · 8 answers · asked by leslie R 1 in Small Business

2006-08-23 14:40:38 · 9 answers · asked by tennille b 1 in Credit

2006-08-23 14:39:07 · 11 answers · asked by Anonymous in Advertising & Marketing

I'm not a technology person but I need some perspective on what best practices in managing technological change might look like. Any input you can offer is greatly appreciated.

2006-08-23 14:38:35 · 1 answers · asked by Anonymous in Other - Business & Finance

starting a new biz and need all options that r low caost...thanks all

2006-08-23 14:37:00 · 8 answers · asked by Anonymous in Advertising & Marketing

2006-08-23 14:34:36 · 5 answers · asked by April N 3 in Investing

And what are my other option so i don't appear in front of any judge or authority figure?

And another question is my crediters seud me to appear in court in september. what will happen if i don't show up?

2006-08-23 14:33:44 · 9 answers · asked by Anonymous in Credit

1) I am Flat2) I sometimes have a hump on me3) I am used alot in the work forceWHAT AM I?

2006-08-23 14:28:50 · 5 answers · asked by JOJO 2 in Other - Business & Finance

I HATE MY JOB AND I CAN'T AFFORD TO LEAVE IT!!

2006-08-23 14:26:59 · 12 answers · asked by Anonymous in Careers & Employment

2006-08-23 14:25:26 · 2 answers · asked by ajanji 1 in Careers & Employment

2006-08-23 14:24:35 · 5 answers · asked by axelf57 1 in Renting & Real Estate

Hi,
Question to landlords out there, especially those that own one or two units only. I need an objective opinion as to what you think is a reasonable action of a landlord in this case:
"While inspecting the rental property, you notice that there is the intermittent occurrence of bugs, say, spiders and crickets. They seem harmless to you". What is the reasonable action here?
a. Do you ignore it since you think these are harmless creatures
b. Do you take action to try and resolve the problem because you will be renting the property out.
Reasoning behind your answer a well, appreciated.

2006-08-23 14:21:45 · 4 answers · asked by NewLL 1 in Renting & Real Estate

I am getting 20K from the Indian Health Service to help me pay back my student loans, because I work in a rural indian health center. They make a direct deposit to me - I have about 130K in loans to pay back. As long as I have qualifying loans I can reapply each year for another 20K. If I send the money directly to the loaner and take 20K off the top, my monthly payment will only reduce about $150/mo if I'm lucky. If I bank the 20K instead and use it for monthly payments of say, $1500/mo then I could keep what is NOW coming out of pocket ($850/mo) to increase my personal income - which is desperately needed. So, bottom line there is I would be increasing my payments by 650/mo. Question is, would this be better for me or worse in the long run due to compound interest rates? $150/mo decrease in monthly payments with 20K off the top of 130K owed. OR bank the 20K and increase monthly payments 650/mo. HELP! My loans range from 8% for state loans (80K) and 3-4% federal loans 50K. HELP!

2006-08-23 14:21:14 · 7 answers · asked by ariasonota 2 in Personal Finance

I am clarifying that I am looking for samples of "civil complaints" re aforementioned. Fidelity National Insurance sent adjuster after flood. Adjuster made initial offer WITH understanding that more settlement monies$ available if more damage found. Additional damage (significant) has now been uncovered. Now Fidelity renegs on its promise. My acceptance of first part of settlement did not waive my right to additional funds. There is underlying damage as was discussed with adjuster at time of first inspection. Additional work had to be done to see and assess that damage. Not looking for LEGAL advice. Just need site(s) where I can look for sample complaints re non-payment of flood insurance. (I have searched Fidelity National...they are also a title insurance company). If no sites available for Fidelity, would appreciate ANY insurance complaints re other complaints for non-payment of flood insurance claims.

2006-08-23 14:20:36 · 4 answers · asked by Anonymous in Insurance

2006-08-23 14:15:41 · 6 answers · asked by tennille b 1 in Credit

where can buy all kinds wire mesh,who can help me.

i want buy all kinds wire mesh.you can add my msn:api.e@hotmail.com
thanks

2006-08-23 14:12:09 · 1 answers · asked by xuning110 1 in Small Business

$125K debts (includes $65K fed. student loan)
$183K price house was bought at
$256K current value of home
$163K owed
400-500-ish credit score
No to refinance
No to loan
Which would you choose?
1: Sell home, buy down, but in the $100K range in better/more desirebale neighborhood, to free up monthly cash that would normally go to hi mort. pmt. Not as able to pay a lump sum to student loan, but at least make payments, (while interest accrues), to this and other debt.
2. Buy a smaller, less comfortable condo. Cash purchase in $80K-$90K range, pay lump settlement to student loan, and make larger payments, (compared to the 1st scenario), to other creditors. Still own property, but may have trouble selling it in a few years.
Thank you. Your responses will be very helpful.

2006-08-23 14:10:09 · 8 answers · asked by sunday siren 2 in Personal Finance

I'm trying to buy a computer and I probably have about 300 bucks to work with, I would like a laptop but it isn't in the cards right now.

2006-08-23 14:08:54 · 12 answers · asked by Roxy 3 in Personal Finance

(Please dont respond if your not making more than 1k in passive income)

If you are, how did you get started? What type of asset is it? business, real estate, dividends? If its business what type of business is it?
And how much money are you currently making per month of this asset?

2006-08-23 14:06:53 · 3 answers · asked by mookie123 1 in Other - Business & Finance

I took out a $600 loan from a payday advance store. With interest, I owe them $720 in 14 days. I didn't realize that I had to pay in 14 days. I thought I could pay a set amount every month until paid off (like I did 2 yrs ago at Finance Security). They have called me 2 times and I told them that I have NO money right now. I get disability once a month. I had that on the application. Does anyone have advice on how I can pay this off without them having to take me to court. Can I pay monthly towards a collection agency?

2006-08-23 14:04:21 · 6 answers · asked by Anonymous in Credit

2006-08-23 13:58:27 · 7 answers · asked by Dilyla V 1 in United States

I just got a call from my credit card company MBNA. They were offering a credit monitoring plan. Of course my answer is no anyway. But it is 8:52 p.m. When I told this to the woman, she said they are allowed to call until 10 p.m. Does anyone know what specific rules/laws govern the hours telemarketers can call? I would like to call MBNA tomorrow and complain/request I not be called after 7 p.m. (Husband sleeps for early morning work hours).

2006-08-23 13:55:36 · 8 answers · asked by Jill&Justin 5 in Credit

2006-08-23 13:48:17 · 6 answers · asked by Anonymous in Investing