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If buying a property for £100,000 -to include a 10% vendor gifted deposit (so borrowing 90,000), what is the transfer figure for exchange of contracts?

My solicitor says 100,000 for tax and land registry purposes

Sellers solicitors says it has to be the net figure... I understand this to be incorrect as the property is valued at 100k with the mortgage lender, and they are lending 90% loan to value, so it will go through as being sold for 100k with land registry..

the sellers solicitors seems to think this is wrong..not sure if they are just suspecting mortgage fraud due to the size of "deposit"... one of her points being her clients liability for capital gains...well to my knowledge you pay capital gains on profit, not on gross income, the 10% seller gifted deposit can be put down as an expense against the figure of 100,000

Can anyone shed any light on the matter please?

2007-07-25 22:05:36 · 1 answers · asked by Anonymous in Renting & Real Estate

Hi, a puzzling thought I had, Jesus was killed we all know, but how by his own people, the ones he supposingly gave life to, does this mean he wasn't a God but probually a messenger?????

2007-07-25 22:05:05 · 23 answers · asked by Anonymous in Religion & Spirituality

I have seen them tip toe around all the questions that make them uncomfortable. Why is that? Are they afraid that they don't know how to answer the questions? Do they feel like they are too good to answer questions that make them vulnerable?

2007-07-25 22:04:59 · 12 answers · asked by big_burner 1 in Elections

i'm gonna make me some hot milk ....anything on the way??

2007-07-25 22:04:47 · 34 answers · asked by RoChEr 5 in Polls & Surveys

do you genuis's have days when you feel like you've lost the plot?

2007-07-25 22:04:17 · 14 answers · asked by Louise H 3 in Psychology

2007-07-25 22:04:17 · 8 answers · asked by kiran kumar mahaur 1 in Religion & Spirituality

2007-07-25 22:04:17 · 9 answers · asked by STALKER BLOCK 3 in Rap and Hip-Hop

And how is it made?

2007-07-25 22:04:17 · 4 answers · asked by Anonymous in Polls & Surveys

A cow would always be there for you if you needed to borrow a cup of sugar.

2007-07-25 22:04:09 · 10 answers · asked by Anonymous in Polls & Surveys

It's a black and white bug/insect...I know, it's a black and white copy. Well, My camera on my phone was a little too fuzzy. So I picked 'em up and plopped him on the copy machine, scanned the photos, and there we have it. He's about 2 1/4 inches long, 1/2 inch wide, and one of his antennae is 1 1/4 inches long. He really is black and white....Notice the little horns on his neck, if you can...very tiny. Antennae look like ants legs. He has a split shell, I'm assuming has wings because of it. I'm very curious about this one.
http://i67.photobucket.com/albums/h315/munkykai/71677975512_0_ALB.jpg
http://i67.photobucket.com/albums/h315/munkykai/46401085512_0_ALB.jpg

2007-07-25 22:04:06 · 4 answers · asked by ridesonroces 3 in Zoology


i love pocky!! ♥ my firends get anoyed of me a'cause i take liek a half hour to finish one aha *sweats* but their better when u suck them!! *looks earnest*
http://www.ilike.org.uk/stuff/sweets/japan/images/pocky.jpg

2007-07-25 22:03:07 · 13 answers · asked by Anonymous in Polls & Surveys

Isn't this contradicting yourself in the one sentence?

Nick Carter, the editor, said: “A tiny minority of people seem to want to say nasty, spiteful and defamatory things. They are bombarding our site"

If they are such a minority, then surely you would hardly notice their messages amongst the 'millions' of messages of support the McCanns receieve.

Unless of course its all a lie, and the fact is there is a sizeable majority of criticism for the McCanns which is why they have had to ban people's comments because its too much work for them to sift through what may be liebelous and what is not.

Because Im pretty sure that when people are sending a message to the Leicester Mercury, they arent sending a message then writing another message and sending it. Then writing another one ......... and so on.

I think Nick Carter needs to question why he is being 'bombarded' by criticism and think to himself that maybe, just maybe, people are sick of the sycophantic media in this country.

2007-07-25 22:03:00 · 20 answers · asked by dave s 2 in Current Events

I don't mean that in a mean way, I just don't want his feelings hurt when he fails (which he will)

2007-07-25 22:02:20 · 21 answers · asked by carla here 1 in Friends

Dear Sirs Are Miss
Who Would Like To See The World Series Go Between The Detroit Tigers And The Chicago Cubs ? This Year ? Are The Red Soxs Against The Chicago Cubs ? Are The Chicago White Soxs Against The Chicago Cubs ?
So What I Would like to know is who where any why on this matter ok. Please No Bad Words Remarks Are Any thing ok
Please Be kind To Me And Do not make fun of my spelling are typing i am doing the best that I can ok and no i am not a child are a kid I am A grown up who wants to know your thoughts from these teams listed and do you think that they have a change for the big show ok
TAKE CARE

2007-07-25 22:02:19 · 9 answers · asked by ? 7 in Baseball

Is there an organization here in the U.S, or even on the web that brings former child soldiers together, and discuss about their past. I was 13 when i started to battle with others in street corners of Mogadishu than was forced to fight in another city when our militia lost control in Mogadishu. Anyone else, there?

2007-07-25 22:01:43 · 3 answers · asked by Anonymous in Military

can u do it yourself ,,or u need someone??or something>

2007-07-25 22:01:15 · 7 answers · asked by reifguy 6 in Polls & Surveys

do i need planning or building regs permission to install a cloakroom in a space currently used as a larder? I understand it will need venting to the outside with a window or extractor. The space opens onto a utility/laundry room.

2007-07-25 22:00:44 · 8 answers · asked by chris s 2 in Decorating & Remodeling

My hair is naturally wavy so I use a GHD straightener. Its also dyed light blonde. I use a Loreal conditioner on it and leave it in a few times a week, but its still disgustingly dry. I've tried oils and mayonaise but they dont work either. Can anyone suggest what i can do so that I can grow my hair without it breaking off. Thanks

2007-07-25 22:00:27 · 12 answers · asked by whateva 1 in Hair

2007-07-25 22:00:06 · 5 answers · asked by Enigmatic A 5 in Polls & Surveys

the 80's ?
the 70's ?
the 60's ?
the 50's ?

2007-07-25 21:59:01 · 15 answers · asked by Anonymous in Lebanon

Does anyone know if this is possible, apparently I am a spiritual being that is trying to have a human experience, and having a hard time at it!!! (which is true) I feel as though I am different to other people and I am not so experience with life! How would I know if this is true? All the other things of what he said was true.
can anyone please shed some light on this?
thankyou

2007-07-25 21:58:56 · 11 answers · asked by Anonymous in Religion & Spirituality

Can anyone please advise on tipping for services out there please? Usual things ..... taxi drivers, service in restaurants and bars, room service etc ........ reason I ask is that I understand it's not the norm to tip anywhere out there but doing so for 'good service' will not offend. This seems to be a complete reverse to New York where tipping is almost compulsory!

2007-07-25 21:58:37 · 14 answers · asked by Anonymous in Perth

A single mother has 2 kids - 12 and 5. She gets involved with a guy - they have similar interests and get on well and everything is fine for 6 months or so and the guy buys a house and the mum and her kids move in. But things don't go so well when they're living together. They argue and break up for a few months, then get back together and almost immediately the mum and her kids move back in. The arguments start again, so they move out. Then they move back in again and eventually move out again for good. Each time they move the 12 year old has to change schools.

Obviously the kids are being messed around, but who do you blame more - not for the problems in the relationship, but for the instability in the kids' lives.

2007-07-25 21:57:56 · 31 answers · asked by Alex 5 in Marriage & Divorce

What makes an advertisement appealing?

2007-07-25 21:57:56 · 18 answers · asked by Anonymous in Polls & Surveys

I went shopping with my other half and we went to get some new beeding, i get a nice clean looking black and white one and a cream bed set, he comes up to me with a big grin holding a complete black satin bed set, sheet pillows and duvet cover all black satin. As nice as it looks we are finding it really hard to keep it on the bed and the pillows are a constant battle. I know it looks good but i dont think its all as cracked up as its ment to be! Theres even less action if anything coz we are too tired after fighting with the duvet! your thoughts?

2007-07-25 21:57:55 · 3 answers · asked by Anonymous in Singles & Dating

I was told by a friend that blowing air inside the vagina while giving cunningligus is very pleasurable for the woman. How far is this true? Does anyone know anything about it?

2007-07-25 21:57:53 · 6 answers · asked by ackupme 1 in Singles & Dating

ok, my dog Kobuk is a Saint Bernard, he can pull over 200 pounds, last time i tryed to take him for a walk i got dragged on my tummy and it hurt, TREATS DO NOT WORK when kobuk is in that state of mind he doesnt pay attition to anything, and with giving prays its like he cant hear anything to when hes out side, WATERBOTTLES do not woork i tyed to spray him with lemon juice and nothin, i tryed hopping on top of him once he took off and i got a ride, and i am 13 so i do not have enogh money for a profenal trainer,

i live in alaska and there is only 2 other people living on my road so its not really dangerous when he run into the road

PLEASE, i just REALLY want to walk my dog!

2007-07-25 21:57:45 · 11 answers · asked by Anonymous in Dogs

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