If I had a few credit cards that didn't report to experian, and did to lets say the other two, is it possible that even with bad debt/histories, etc, one agency can list you with a great credit score while the others have you lower?
Also, if that's the case, then isn't that saying you can technically get away with bad credit, as long as it doesn't get reported?
My TransUnion score is 666, Equifax at 675 and experian at 768, or something like that.
It's just so different, and I have absolutely no idea where I stand.
Also, I guess it's foolish to just establish credit history, if you don't know that those creditors are reporting to all 3, or even reporting at all isn't it?
That feels like you're being ripped off at least establishing a credit score, but then again it might come in handy if you're delinquent, or went bankrupt, and those creditors haven't reported.
What's the deal, can we really get away with things if they're not reported, or will the agencies catch on?
2007-06-22
07:39:50
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4 answers
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asked by
Anonymous
in
Credit