Here’s my situation. I owe about $60,000 in unsecured credit card debt. I’m from New York. The last payments I made were in 2002. I was under the impression that after 7 years of your last payment, they will not be able to collect anymore. I am currently unemployed and have no real assets besides a car under my name. The first couple of years, collection agencies were calling all times of the day. Now there is just two that are calling, I owe one of them $30,000. This collection agency bought the debt off the original creditor. They recently won a judgment against me and has since frozen my bank account. I would like to know if it is legal for them to call my neighbors. They even sent an Information Subpoena to my landlord requesting him to fill in information about where I live, last verified employment, etc.
2007-04-14
19:05:50
·
11 answers
·
asked by
aprilmadness
2
in
Credit