All categories - 31 January 2007

I asked them for proof (copy of credit application) they said they don't have and all they can give me is a signed statement from the bank that it was opened in my name(but the bank could of made a mistake). I never received any correspondence from the credit card company or the collection agency and this account has never showed up on my credit report until now. I found out about it in November 2006 when my credit score dropped because of this. I contacted Equifax(all they did was contact collection agency that entered the inaccurate data) and the the collection agency. Agency said the last pmt made was 9/2001 I asked where was statements being mailed cause they never came to me. They say I have to pay, but this is not mine. I have excellent credit with low interest, this is going to make my interest rate jump to over 24%. What can I do? Shouldn't they have to give me proof. Do they have to take this off my credit report until this is settled? Help!
Thank you.

2007-01-31 03:39:07 · 8 answers · asked by Anonymous in Credit

WHy cant Singapore and Malaysia work together?

I really hope both nation can become good friends.... both country cannot do without one another.. right?

Hey guys, we will wait and see the futures... hoping the best for the two nations....

2007-01-31 03:39:06 · 7 answers · asked by Johnny 1 in Malaysia

2007-01-31 03:39:02 · 8 answers · asked by beautifly459 2 in Other - Entertainment

2007-01-31 03:38:59 · 6 answers · asked by glenda c 1 in Hair

2007-01-31 03:38:58 · 5 answers · asked by baby 2 in Other - United States

"Can I have a martini please?" Says the string. "No" Says the bar man we don't serve string here. Second evening the string walks in and asks for a martini, "No" Says the barman "We don't serve strings in here" The third night the string walks in and asks for a martini, "Look, didn't I tell you we don't serve strings in this pub?" Says the barman, "I'm a frayed knot" Said the string.

2007-01-31 03:38:57 · 7 answers · asked by florrie f 3 in Jokes & Riddles

I've been getting bitten every night while I sleep, but I haven't seen a single bug. I keep my room clean and haven't seen a live bug in my room since I have lived in this house. What on earth can I do!?!?

2007-01-31 03:38:55 · 6 answers · asked by Meg 1 in Other - Home & Garden

2007-01-31 03:38:52 · 27 answers · asked by katerina 1 in Singles & Dating

2007-01-31 03:38:49 · 5 answers · asked by Tara B 1 in Other - Beauty & Style

2007-01-31 03:38:45 · 16 answers · asked by journey_to_uranus 2 in Religion & Spirituality

2007-01-31 03:38:42 · 3 answers · asked by Anonymous in Credit

2007-01-31 03:38:41 · 5 answers · asked by esm_sho 1 in Malaysia

hi i bought two fishes when i go for a field trip. but after sometimes one had die.i want to protect the other.i want to know whether we cant put fish in salt water or in which water.please help to protect my fish.give me more tips to grow fish.bye

2007-01-31 03:38:39 · 12 answers · asked by meenakshi 1 in Fish

I know that banks charge big fees & such for bounced checks, overdraft fees, paying the largest check 1st & bounce the other 3, some even charge per week for being overdrawn. But when do we turn to ourselves & say "I have a lot of control over the fees I am charged". If you have $50 in account, write 4 checks for $100 each & get mad we got $30 fees X 4?

I work for a credit union & make no excuse for kicking someone when down! But come on! There are errors on the banks & publics side but Im talking about the regular everyday stuff. People who overdraft 10-15X/month, live off the o/d loans, use other ATMs 2X/day & get fee of $4 to get $20!

And I know that $30 is a high fee for o/d by $2. But it is called a penalty for a reason! It is to discourage the use of. Do you think it really costs a city $30 b/c you didnt put a dime in the meter? No, its to teach a lesson for next time to be careful. Just like credit cards, folks complain about late & over limit & still charge any way!

Additional Details

20 hours ago
I brought this topic up because I was reading an article on MSNBC about fees charged for small purchases.

Why blame the bank b/c you dont keep track of spending? Or just dont care? What about personal accountability? I am as much a consumer advocate as the next guy, but are we not to share in the blame for this? If we stopped making it so profitable for banks because we dont write down we went to the store, there would be no fees!

Again, I know that we all make mistakes, I have done it myself. Cant we accept our mistakes as that & move on? Why must the blame go to the deep pockets because we cant add & subtract?

2007-01-31 03:38:39 · 0 answers · asked by ricks 5 in Personal Finance

2007-01-31 03:38:38 · 5 answers · asked by puzzled 2 in Television

family movie

2007-01-31 03:38:36 · 15 answers · asked by prem 1 in Movies

2007-01-31 03:38:36 · 5 answers · asked by eyepopping hideous female troll 4 in Polls & Surveys

Hey Guys and Gals

I know i'm livin in the past but i love this game and would like to know what or where is the cheat option on this game. Forums say that you type in the word gouranga in the cheat option but hell, I have no idea where the cheat option is..
Thanks in advance

2007-01-31 03:38:33 · 3 answers · asked by A O 2 in Video & Online Games

to take care them but let many of the child suffer, starve and die, what would you think of me?

2007-01-31 03:38:33 · 12 answers · asked by Anonymous in Religion & Spirituality

2007-01-31 03:38:32 · 7 answers · asked by esm_sho 1 in Malaysia

I have an aftermarket intake on it, I changed the sensor bout 10 months ago. I dunno if it could be the wiring or something? Could that make my car jump when I start it up and put it into drive??

2007-01-31 03:38:28 · 3 answers · asked by jay 1 in Maintenance & Repairs

2007-01-31 03:38:27 · 2 answers · asked by Valy 1 in Renting & Real Estate

2007-01-31 03:38:26 · 3 answers · asked by Jasmine W 1 in History

talk to him on the phone yesterday, but wait i need my ladies on this one he said it is good if we dont talk on the phone every day but am like it bad enough i not going to every see you again then you got to pull one like this what wrong with you. does this mean something bad or good for me is the friendship going down hills or should i just be patient and stopping worrying myself.

2007-01-31 03:38:24 · 1 answers · asked by jazzyjqween 1 in Friends

2007-01-31 03:38:23 · 8 answers · asked by hillaryc59bc 4 in Alternative Medicine

My breath smells like something that would come from Satan's bottom, what would be the best thing for it?

2007-01-31 03:38:20 · 10 answers · asked by Fu Manchu 4 in Dental

2007-01-31 03:38:14 · 17 answers · asked by tita 1 in Pregnancy

If you are going to, please give reasons...thanks!

2007-01-31 03:38:07 · 16 answers · asked by A True Gentleman 5 in Elections

how do they know that? i read it in an article on my home page the other day. how do they know alot of things they tell us are going to happen millions of years from now? or what happened millions of years ago?

2007-01-31 03:38:06 · 5 answers · asked by little S 2 in Media & Journalism

2007-01-31 03:38:00 · 2 answers · asked by Anonymous in Other - Electronics