The debt is no longer reported to the 3 credit agencys, but they are checking my report bi-monthly, and now they are trying to contact me by phone. The statute of limitations is way past, and the debt has been charged off by the original creditor. I want to pay it off, but I need a house asap, and my FICO score has improved enough to do so! If I talk to them will they start reporting it again, and what can I do if they do? I lost 2/3 of my income 81/2 years ago due to downsizing, and am just now recovering from it.
2006-12-23
05:06:52
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7 answers
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asked by
wwtpo
3
in
Credit