I went into a three year cell phone contract one year ago with two cell phones. I can not afford to pay for my phones anymore because of circumstance which are not in my control.
I can not afford to pay out my contract which would cost around $500 for both phones up front. I can either drop it to the minimum and pay around $30 a month for 2 years and not use my phone, suck it up and use all my money on cellphones or just cut my phone off and take a hit to my credit.
I was really considering taking a hit to my credit, I know collection agencies will be after me but I do not think the company can legaly take the money from me out of my bank account (I don't get direct deposit from work). I am only 19 and was thinking of taking a big credit hit since I can not afford these phones and it is VERY stressful on me to come up with the funds to pay my bills now. My cell phone is pointless anyway.
What do you think I should do?
2006-12-27
12:21:38
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8 answers
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asked by
catanomicsunset
1
in
Cell Phones & Plans