Insurance & Registration - April 2007

My car was hit by a drunk driver about a month ago. The insured was not driving, but in the passenger seat; her boyfriend was driving. Damage was fortunantly only cosmetic and no one was hurt.
Her insurance company is giving me the run around. I know that they have recieved the police report and estimates and I also know that the vehicle was covered at the date of accident. I received a letter from them saying they are "investigating a coverage issue". Last week it was waiting on statments.
Are they gonna get away with not paying for my damages because the insured wasn't driving? I thought liabilty in Texas was meant to cover issues as this?
My car is older, but in fantastic shape (minus the bang in the rear bumper they caused) and any money due to me isn't going to cover hiring a lawyer. HELP!!!!!!!

2007-04-01 04:01:04 · 11 answers · asked by Alicia M 1