Renting & Real Estate - January 2007

Is it better to have a mortgage on a house and if so why ( financially , investment, appreciation etc)) , or is itbetter to have no liens on your property and not pay any mortgage

2007-01-22 02:09:33 · 7 answers · asked by Capitalone 2

2007-01-22 02:07:36 · 8 answers · asked by Cissa Malfoy 1

My father recently died and my family and I are going to be going over his assests and I need to know about his land/deeds, etc... I would like to have some prior knowledge before we meet. Where do I need to go to find this information ?

In Alabama

2007-01-22 01:54:30 · 5 answers · asked by Anonymous

hey im a new loan officer.. i was wondering if it was thrue that the most important part of the job when meeting your client for the first time is taking the 1003 smoothly and confidently.. b/c that shows experiance.. is this true? whats part of the process will have the most impact on the client? thanks a lot!

ps- the fisrt section in the 1003 "Type of mrotgage and terms of loan" doesnt get filed out till you have done a credit check and spoke with account exec.'s correct?

2007-01-22 01:54:02 · 7 answers · asked by calhoun11566 1

my mother owns a house and my husband and i would like to live in the house. she is interested in adding our name to the mortgage and the deed, in turn, we would be partially responsible for the payment of the mortgage. will the lender allows this? thank you,

2007-01-22 01:51:27 · 7 answers · asked by jlw 2

I live in West Virginia and moved out of my apartment 2 months early but I supplied my landlord with my last 2 months rent, so I did not break my lease agreement. She visited my apartment and said everything looked clean, except the carpet in one of the bedrooms needed to be replaced due to my cat getting sick while I was gone one day. She said the rest of my security deposit would be returned to me within 90 days. After 90 days passed, I contacted her on several occassions and she would not return my calls and actually told me at one point that my security deposit was in the mail. I sent her a letter via certified mail 120 days after I vacated the unit, she still would not give me any information about my deposit. It's been one year, and I finally filed a claim against the properties. I did not take pictures of the apt. when I moved out, and I afraid this is going to hurt me. What are the chances of me getting back my deposit?

2007-01-22 01:44:12 · 5 answers · asked by mtneerchic01 2

I am a fist time home buyer and I have been looking at a home that i have fell in love with, although i have only seen the exterior of the home. It has been in sale pending status for four months now. Can i still request to look at the home eventhough it has sale pending status? What is going on with this house? Please help i need answers. Thanks

2007-01-22 01:43:38 · 17 answers · asked by loved 2

While buying house, I have selected some listed houses, which looking promising. I have a realtor, but she is not adding any value in helping me search the right house. My questions is : Should I work directly with the sellers Realtor, what are the advantages and disadvantages?

2007-01-22 01:41:55 · 8 answers · asked by rjain15 2

youre not allowed to sell it. its in the middle of alabama so condos or apartments wouldnt make a profit. its good for farming though. any suggestions? i do plan on possibly building a dream home for retirement there someday. but i want to hear others ideas first.

2007-01-22 01:26:38 · 8 answers · asked by dean 2

2007-01-22 01:26:20 · 1 answers · asked by Anonymous

I want any info on houses for rent in Graves/Marshall or surrounding counties. Need a couple of acres horse property. Can pay around $400/mth. Fixer upper OK

2007-01-22 01:04:04 · 2 answers · asked by deborah j 2

I am searching for a flat to take on rent for my brother who is getting married.

His monthly disposable income is 24 Thousand rupees.

What is the maximum that should be paid on rent considering the fact that he is getting married and will be starting a new life with the responsibilities that come with marriage?

I will be living with him for a few months. But, since I am unemployed at the moment, I will not be able to help him out financially too much which saddens me.

So, I was thinking how much he should spent on rent considering his 24K disposable income.

2007-01-22 00:37:31 · 4 answers · asked by nirjhar_jain 2

2007-01-22 00:14:53 · 3 answers · asked by Anonymous

2007-01-21 22:49:28 · 4 answers · asked by neo 1

Hi, this question refers to rental agreements in Paris, France.

I know a little about what's asked by French estate agents when renting a property in France and I'm aware that as a general rule they ask the tenant to prove that they earn over 3 times the amount of the rental price. What I'd like to know is "would it be possible for me to combine my salary with that of my girlfriend in order to rent a better place than what is available to me at 1/3 of my salary?"

I want to know if the decision to rent a place to someone is governed by law in this respect or whether the "3 times more than the monthly rent" rule is just a guideline that can be adapted in accordance with the combined financial situation of the prospective tennants.

Any help would be much appreciated - bear in mind that this question is directed mainly at either French people or people with experience living there as an ex pat.

2007-01-21 22:33:04 · 2 answers · asked by Diarmid 3

As a landlord who would I need to talk with all members there or only one person who acts on behalf of the rest of the tenents? Would it affect any possible eviction in the future if only one person is named on the agreement and the rest aren't? Do the bills/council tax have to be in one person's name?

2007-01-21 22:30:59 · 8 answers · asked by Anonymous

2007-01-21 21:45:28 · 7 answers · asked by king_art_thegreat 2

My mom, grandma, and I have rented because it is easier to have someone else do the maintainence and upkeep with me being disabled, my mother working and my grandma having Alzheimers. However, this is our second move in 5 years because of rent increases VS. lack of improvement in the complex where they are severely lacking.

We decided to purchase a home (in cash) and are wanting to put it in my name as I will most likely be the one who lives the longest, in the home.

Will this affect my benefits?

2007-01-21 20:14:11 · 5 answers · asked by Anonymous

2007-01-21 19:17:45 · 2 answers · asked by Anonymous

I have bought another house so need another buyer for my house do I :

*Rent (I will have to pay extra on top of the rent)?
*To sell the house for cheaper to one of those organisations that does quick sales?
*Try and sell it below valuation price (that is what Im doing at present)?
*Get a bridging loan at 1% of the value of loan to set up
* Get sued by the company i have bought the new house from (will lose around 15,000)

2007-01-21 18:54:19 · 6 answers · asked by oceanwaves 2

I live in an apt building and have a idiot above me for a neighbor. Loud noises all times of night, heavy stomping etc, running through the apt and such after midnite, etc...My question is, I am moving due to his actions as well as some of his friends he has over. Can he be sued for moving expenses and/or the increase in rent I will be paying? There is also harrasement on his and his friend part which is on tape. The location is Maryland. Thanks

2007-01-21 18:01:52 · 11 answers · asked by ms p 1

I owe more than the house is selling for, and therefore, need to acquire the difference by closing. I don't think I can get the money by closing, but I'm sure I can have the difference 20 days after the now contracted closing date.

2007-01-21 17:46:53 · 6 answers · asked by Anonymous

2007-01-21 17:21:55 · 3 answers · asked by clsaleco 1

2007-01-21 16:54:07 · 15 answers · asked by guerop3 1

my husband makes about 60K yearly..and we can only afford to buy about a 150K home. how do the others guys he works with buy such lavish 250-300K homes?
are we figuring something out wrong?

2007-01-21 16:47:06 · 8 answers · asked by Jules 2

lets say you have a 25 % down payment of a 200 000 K house
so thats 50 000 dollors so you put down 50 grand and the house is yours then 1 year later you sell the house for 260 000

so you get your 50 000 back plus the 60 000 proffit you made is that how it works?

2007-01-21 16:43:46 · 3 answers · asked by Anonymous

My husband and I are interested in investing in real estate (house flipping, maybe), but we don't have much in savings. How difficult would it be to get a loan for a mortgage on an income property like this? What are the factors they consider besides credit worthiness (credit scores and such)?

2007-01-21 15:47:19 · 8 answers · asked by Anonymous

As I am a first time home buyer , I don't have too much of capital to invest,as you may have guessed it. However, I am considering various options that I can avail as a first time buyer therefore foreclosure was one of the options to consider. I am currently looking in Santa Clara County in Bay Area, California
Thanks

2007-01-21 15:43:23 · 5 answers · asked by jay s 4

Scenario:
For the past 3 years (since graduating from college) I have building my own business. I was able to survive on the income. I have not taken a job with a $55,000 salary. I've only been working there 2 weeks. Will I be able to get a $225,000 mortgage? If so, how? I have a 750 credit score.

2007-01-21 15:35:10 · 9 answers · asked by shopalldeals 1

for example, if i wanted to buy a house for $600,000, can i get two mortgages for $300k each or do I have to get one mortgage for the $600k? the reason i am asking is that you get better interest rates on smaller loans.

2007-01-21 15:03:45 · 2 answers · asked by aduerwachter 1