Personal Finance - December 2007

Hello,

I have recently had my bank account confirmed with PayPal. In the past, i have paid my eBay selling fees with PayPal, but instead of taking it from my money in my PayPal account, it let me withdraw the money direct from my bank account. Can this be done with any item bought on eBay, because it is a lot more convienient for me.

Tom.

2007-12-19 09:16:19 · 4 answers · asked by Tom C 1

Okay...listen. Keep it real simple.

1. I work for Nike
2. YES, i know they have a 401k plan
3.I already know what a 401k is.

ALL I WANT TO KNOW IS STEP BY STEP ON HOW TO START IT. Is it a website i go to? do i have to go to my employer?

Let me know...PLEASE!!!

2007-12-19 07:02:49 · 5 answers · asked by tproductmade 2

Or vice versa. Starting in January, I want to pay my parents back on a loan they gave me. I want to do it the safest way possible. A check mailed could get lost. Bank transfer fees are too much. If I just set aside the money as I go, without sending it to them, I'm likely to spend it elsewhere. Ideally I'd like to find a bank that has an affiliate near my parents so I can just set up a joint account and have them take the money out as I put it in. How would I find such a bank, if one exists?

2007-12-19 06:40:23 · 2 answers · asked by Erin 7

i am married, i make 45k a year my wife 25k a year live in the dallas area and both of us are 30.
house loan 160k worth 180k payment with taxes 1420month
car loan 11k just bought it payment 269 per month
Our other car we own/no payment worth 7k
have 11k in a retirement account
and 16k in reserve savings.
we dont spend much but all of our family and friends have lot and lots of stuff. are we in a good position.

2007-12-19 06:31:12 · 15 answers · asked by Anonymous

And it is so hard to make a feed back to the bank.

2007-12-19 06:29:58 · 3 answers · asked by Huynh T 2

what do you think banks need to offer or what do you think is a good idea for a new banking service

2007-12-19 06:24:40 · 4 answers · asked by Anonymous

what do you think banks need to offer or what do you think is a good idea for a new banking service

2007-12-19 06:21:12 · 3 answers · asked by Anonymous

I called them back and they said that my number was not in their database. Should I be worried about this?

2007-12-19 05:51:05 · 2 answers · asked by Anonymous

Nothing too sinister on there, just used to be pretty bad at paying bills on time.
Looking to apply for a mortgage in spring and would like to bring my credit upto scratch.

2007-12-19 05:45:22 · 8 answers · asked by stepheneuro 2

2007-12-19 05:30:34 · 5 answers · asked by smartshopper318 1

kim recently opened her own shop, and has contracted her service to a local hospital.She is paid a monthly fee for her service, and she recived a small gratuity from her accountatnt.She is quite upset.The statements show a cash balance of 3600 at the end of the month,but a net income of only $500.She has written you a letter asking you whether such a situation is possible, or whether she should find another accountant?

2007-12-19 05:24:33 · 3 answers · asked by Gaba a 1

How many one dollar bills can I put in a Chase ATM deposit envelope? I don't want to overstuff it either. Should I just bring it to the bank (I think I answered my own question)?

2007-12-19 05:23:35 · 4 answers · asked by Jimbo 1

what would you say if the statment shows a cash balance of $3600 at the end of the month but a net income only $500.Is such situation is possible

2007-12-19 04:57:17 · 3 answers · asked by Gaba a 1

I've seen answers on here both yes and no. I've already received the court summons for the "$2000" . The account was bought and I can't pay. I'm on disability and only make about 600 a month. I have 3 other debts about this same size and have paid off settled 2 others in the last year. What should I do?

2007-12-19 04:49:15 · 12 answers · asked by Anorwen 2

I have a gf that wanted to buy me a new cell phone that cost alot of money. Well she spoke to a seller that works at a cell phone store and gave him her credit card number. All went well.....but a day later he calls me and tells me that it was declined. My gf calls me back and tells me that her mom FROZE her checking acct. The guy called somewhere to get the phone shipped to his shop. Well there is no way i cant pay for the phone. Is it mandatory that i pay for the phone now that it is shipped to his store waiting for me?

2007-12-19 04:46:46 · 3 answers · asked by Eric R 2

I live in a small town in New Mexico and was sent a money order from a bank that isn't here in this small town, and my bank is in another town because we're in the military and i need to cash this check and don't know what to do....what are my options?

2007-12-19 04:45:20 · 6 answers · asked by Anonymous

2007-12-19 04:26:29 · 4 answers · asked by Val 1

2007-12-19 04:13:54 · 7 answers · asked by max 4

i have job and i want to get my pay sent to the card

2007-12-19 04:04:22 · 5 answers · asked by joveski g 1

2007-12-19 03:53:51 · 2 answers · asked by tellingthetruth 1

I live in CA, and want to know if I can have my brother open a bank account in his name but have my payroll checks deposited into his account. I know I can open my own account, I just do not want to. BTW our names look almost exactly the same (first middle and last). Thanks for all responses!

2007-12-19 03:52:35 · 13 answers · asked by lovelyrj7 4

2007-12-19 03:49:40 · 4 answers · asked by Keith 1

I have a checking account w/ Wamu and a certain amount in it. I know it doesn't have interest rate - basically, if I got $1,000 in there, then if I were to withdraw $500, there would be only $500 left. And if I deposit $200, there would now be $700. Basically, it's deposit/withdraw type of account.


Now, I just got a gift from a relative for $35K. That money will be use to pay new monthly mortgage. Now, someone told me to put that money in a saving account. However, I am confused on what it means to have an interest rate for them. For $25K to $49K, the interest rate on a "Guaranteed Great Rate Money Market Account" is 1.88 and APY of 1.73.

Does that mean, money get deducted each time I deposit from my saving account? Say, I deposit $2,000, then it would only be (2,000 - 37.6) = $1962.4 that gets deposited?

In that case, wouldn't it be better getting an additional checking account without the deduction? or monthly service charge?

2007-12-19 03:41:04 · 7 answers · asked by James P 1

Ok...so i bought an album off soundclick and used pay pal...everything went smooth an i bought $10 worth of credits on pay pal..but then i looked at my statement and it charged me 10 for pay pal, and 10 for soundclick, and i have another 10 towards something i have no idea whatg it is...on the statement it says WLI*Reservationre..anybody help?..what should i do...im very confused

2007-12-19 03:38:42 · 2 answers · asked by Jose Carlos Ramirez 1

2007-12-19 03:27:23 · 6 answers · asked by tellingthetruth 1

I was told 4% was correct, but My pay dropped $20 for the $20 I put in the 401k. That doesn't seem right. Does anyone know the correct amount?

2007-12-19 03:08:43 · 6 answers · asked by kari45385 2

i received a check for 100$ yesterday and need the money, but cashing it at my bank isn't an option due to a negative balance.
help?

2007-12-19 02:19:04 · 5 answers · asked by thornballS 1

2007-12-19 02:17:03 · 9 answers · asked by Arbo T 1

I friend of mine emailed me and said that a friend of her's was telling horror stories about debt collectors.

She saild that a debt collector could call the a judge and have a warrant for your arrest issued. I told her that's what I'd call a "Suburban Legend". It was a myth.

But my friends email got me thinking about the many debt collection myth's that may be out there. Have you heard any?

J. Carlton Ford

2007-12-19 02:08:30 · 3 answers · asked by Anonymous

from 10 days onwards i am continously getting number of mails from BRITISH LOTTERY Dept. that i have won 1.5 million dollars . they asked me to pay 1000$ and then to have the money. should believe it ?????????? Is it a bogous???

2007-12-19 01:43:16 · 11 answers · asked by pparamesh2004 1