English Deutsch Français Italiano Español Português 繁體中文 Bahasa Indonesia Tiếng Việt ภาษาไทย
All categories

Personal Finance - December 2006

[Selected]: All categories Business & Finance Personal Finance

2006-12-11 12:42:38 · 10 answers · asked by katolar79 1

I am a student and have no property. But my credit score is average, I'm told. I want a loan to pay off my high-interest credit cards. What do I need to do to get one? Should I do it at a bank or somewhere else?
Also, is it possible to get such a loan without closing my credit card account? I can stop using it but I want to leave the account open since it's been open with good standing for six years.

2006-12-11 12:40:25 · 5 answers · asked by quincy 3

2006-12-11 12:24:34 · 4 answers · asked by swanlbby 3

I will turn 18 in about a month and I need to look for bank account so I can saving my money there. I also would like to have national bank where I will have bank account stays here in CA and use money in NY while I am in college (in the NY). Moreover, I would like to have a bank that provides debit card (NOT credit card!) and bank that has totally excellence service for student...well not totally excellence, but good enough ya know???

2006-12-11 11:59:57 · 2 answers · asked by Awesome Auzy 2

i need it in like 6 months

2006-12-11 09:45:10 · 6 answers · asked by ana vampire 3

I was a co-signer for a relative to get an apartment, they got evicted, I was never notified by the Apt. owner or them that anything had occurred until I received a notice of levy from my bank AFTER I went to the bank one day to withdraw some money. I was never properly served. What legal recourse do I have?

2006-12-11 09:22:35 · 4 answers · asked by TIGHTPUSSY 1

I have been saving back money for years as an "emergency fund" and have accumulated about 75% of what my house is worth. I've also been making double payments on the mortgage of my small house. I recently lost my job and am unsure when I'll be able to secure a new one.

The thought of not having my house paid off is frightening considering my current situation. Should I pay off my house, which would leave me with about $12,000 to survive on until I find new work, or should I continue to use my emergency fund until I can secure a new job?

I only have one shot at paying off the house...if I burn into too much of my emergency savings, the interest on the mortgage will have risen to a point at which I'll no longer be able to pay it off. Thanks for your sincere insight.

2006-12-11 09:18:35 · 14 answers · asked by Anonymous

2006-12-11 08:58:49 · 10 answers · asked by Mr Y! Answers 3

I refinanced 4 years ago for 15 yrs.Would I be better off refinancing for 30 yrs and paying more on my principal each month?

2006-12-11 08:56:41 · 5 answers · asked by danm 1

I'm thinking of going on clearance - 2 of me for $1, limited time only.

2006-12-11 08:49:22 · 12 answers · asked by mighty_power7 7

I need ideas on how to make extra cash (legally) for christmas. No surveys or cashcrates or work from home things. Simple ideas along the lines of babysitting, lawn care, lemonade stands.. etc. Ya know the old fashioned way! LOL! Plz Help... Need $250.00 this week!

2006-12-11 08:35:34 · 3 answers · asked by RedHoT 1

2006-12-11 08:21:29 · 9 answers · asked by Anonymous

Whoever has the most GENUINE need for the money, I will send a cheque to.

2006-12-11 07:59:46 · 33 answers · asked by monkeynuts 5

tHEY KEEP GIVING ME THE RUN AROUND. tHIS IS BULL. cAN i SUE THEM FOR THIS?

2006-12-11 07:30:38 · 2 answers · asked by Brenda D 1

I'm looking to open up a bar/lounge, but have no idea (1) how much money I'd need to open it up and ready it for clientele and (2) how I'd get my hands on that much money, stuck as a temp. Does anyone have any advice for me?

2006-12-11 06:47:28 · 2 answers · asked by Masta Batang Dollar Billz 5

At what point do the 30 year payments make more sense than a lump sum payment for large awards like winning the lottery. Assuming you're like me and in your 30's and healthy (expecting to live well more than the 30 year payout). Lump sum's usually incur higher penalties and taxes and are smaller right? but putting the money in some conservative investments at some point should give you a better return at some dollar amount than taking the money over 30 years (and investing it as it comes in).

2006-12-11 06:37:02 · 8 answers · asked by Anonymous

does anyone know what restrictions key bank has on cashing student loan checks? Will they allow me to sign over the check and deposit it in my dads account? It is a 15000 dollar check and I need to buy my car and pay my apartment rent up front but no where will cash it and will make me wait 11 days to clear. any suggestions?

2006-12-11 06:22:55 · 6 answers · asked by ohioian 2

What's the max I can contribute to my IRA each year? What's the max I can contribute to my ROTH each year?

2006-12-11 06:22:20 · 3 answers · asked by Claire 3

Between all the little fees and paper charges, and lawyers fee and so on it is almost 1000.00. Dont you declare bankruptcy because you are broke ?

2006-12-11 05:48:27 · 10 answers · asked by WUDDALIFE 2

I'm not sure what the little "check scanner" really does, but I need to know if I can pay today with my check and have time to deposit the funds to my account tomorrow. My checks are not starter checks. They are just personal checks.

2006-12-11 05:13:28 · 13 answers · asked by PC Baby 2

i've never gotten anything on credit so i don't really have any credit and i have only 7 things on my credit report which are old utility bills and 2 student loans and a credit card that i had. i want to buy stuff on credit but can't because of the negative creit i have. i was considering filing bankruptcy but i don't want that on my credit either. please help me.......

2006-12-11 05:07:40 · 6 answers · asked by ? 1

What are the major benefits consumers receive from savings? how does this compare to reasons that someone might choose to save their mother rather than spend it.

2006-12-11 03:59:23 · 2 answers · asked by kms010494 2

2006-12-11 03:46:21 · 3 answers · asked by Anonymous

Can I apply for bankruptcy ... or does my creditors have to do it ..?

2006-12-11 03:22:19 · 10 answers · asked by Anonymous

Where can I Cash money orders? Can I cash them in a bank even If I'm not a member of it? I dont have a bank account or anything I just need to get some money orders cashed asap.

2006-12-11 03:13:40 · 2 answers · asked by Anonymous

I am a student and I will be done with my study in about 6 months and I want to borrow money. How can I mangage to get the best deal? I have a very good credit history and I have never borrowed before.

2006-12-11 03:08:08 · 4 answers · asked by meklit 1

Outside of winning the lottery and being filthy rich, what would you consider to be your personal financial dream?

2006-12-11 01:20:45 · 9 answers · asked by nickjg2 1

fedest.com, questions and answers