Personal Finance - September 2006

2006-09-27 12:50:46 · 6 answers · asked by Josh H 1

2006-09-27 12:46:50 · 9 answers · asked by Josh H 1

2006-09-27 12:21:53 · 8 answers · asked by X 2

In Feb i lost my job due to buyout, tried new career thru mid aug w/limited sucess and no $. Severe illness limited work and now the housing market has bottomed out. Thought spouse was helping take of bills only to find out spouse was taking care of herself, she left , left me w/kids, pets, bills and illness w/no $. I have alot of equity but w/poor credit rating and now seriously behind conventional loans are out. Any ideas?!!

2006-09-27 12:18:31 · 4 answers · asked by gullible 1

i purchased my home 2 1/2 months ago. i got it on a first time buyer 80/20 plan. i have a 2 year arm. now i'm terrified i will not be able to afford my home in 2 years. the monthly payment is already 2920. i'm baerly making it due to circumstances with my husband's work. what can i do? is it true i have to wait to refinance?? after i bought a house i purchased a new car. i had to return the lease i had been driving but had to wait to buy a car because of escrow...borrowed a put-put for two months. i think i;m maxed out on my credit limit...does that make sense? the house is only under my name because my husband had credit problems in the past and his score isn't very good. so everything is under my credit. for starters, i have cut back on little binges i would spend money on...eating out, toys for children, non-brand-name stuff, bulk shopping, gave up expensive hair and nail visits, no more starbucks, i dont "pick up the tab", i really need some help with my finances.

2006-09-27 12:06:58 · 5 answers · asked by life beyond yur wildest dreams 2

My husband and I are 30 years old and trying to decide if it is in our best interest to take the buyout for $100,000. We know that Uncle Sam will definitely get his share, but we estimate that we will have approx. $70,000 left and plan to put 50% into clearing up some credit issues and the other 50% in our existing business in which he will be a full time employee w/health insurance and continue to pay his child support (he is current). Ford employees have rumors going around that Child support will be deducted from your buyout equal to 1 year of support even if you are current, as well as if you have cars financed through Ford Credit they will payoff the cars and deduct that from your buyout as well. If these rumors are true, it definitely changes our decision to take the buyout. Has anyone heard about this and it is true? If you answer tell me how you know. Thanks.

2006-09-27 12:02:19 · 2 answers · asked by BB 2

One is a Roth and one is regular. They were started in different years.

2006-09-27 11:40:35 · 4 answers · asked by TinaB 1

it is about my bill. i want a personal contact. thank you
1-517-788-8782

2006-09-27 11:31:36 · 1 answers · asked by robert b 1

I've been trying to track the legalities of not paying back payday loans on time and have gotten mixed signals from the answers on this question board. Some people have answered that one can go to jail for not paying back these loans, others have stated that we have no "debtors prisons" and that payday loan collectors are the ones actually breaking the law by threatening to use law enforcement. Does anyone know the real story behind this? I got myself in a mess and am currrently paying some of them off, but can't afford to pay them all at once. What is going to happen?

2006-09-27 11:27:33 · 6 answers · asked by James B 1

I was supposed to get 1/2 of it at 21 and then I get the other half at 25 what ever is left. I bought a house with it. She is the trustee , If I sued her would she be personally liable?

2006-09-27 11:23:29 · 11 answers · asked by primamaria04 5

2006-09-27 11:15:21 · 6 answers · asked by * 271805086182 * 2

What does it mean?

2006-09-27 10:52:17 · 0 answers · asked by Sea Mist 3

2006-09-27 10:34:58 · 11 answers · asked by anniebecker27 1

2006-09-27 10:26:38 · 4 answers · asked by stephen o 1

I'm looking to join a new bank and was wondering if there was a catch to their free checking account and free checks for life. Can you tell me any other pros or cons with them?

2006-09-27 10:21:31 · 9 answers · asked by Lanie 3

my husband and i have had a few setbacks recently and his hours got cut at both jobs. our mortgage is currently 2 months behind and soon to be 3. does anyone know how we could get temporary assistance in paying our mortgage so we don't lose our home? or at least help to get the payments current. thanks.

2006-09-27 10:20:47 · 3 answers · asked by Jen k 2

2006-09-27 09:53:41 · 3 answers · asked by Anonymous

2006-09-27 09:44:58 · 10 answers · asked by Anonymous

Invest in stock market? Buy land? Hide in your backyard? Vegas? etc......?

2006-09-27 09:27:44 · 9 answers · asked by DrSavage 1

I have no credit history according to my equifax.ca credit report and i need a personal loan. i have a full time job and would be able to pay off the loan fairly easily. Since the money is needed right away, that's the only reason why I need a loan. Are there any canadian companies that offer personal loans for people with no credit history?

2006-09-27 09:14:30 · 2 answers · asked by supahstah_c 1

My husband and I already don't drink coffee, so I wondered what other daily expenses you think would fall under that category of an uneeded indulgence.

2006-09-27 09:03:39 · 5 answers · asked by daisyk 6

Not long ago, I decided that I should start researching tax deferred accounts for educational purposes for my daughter. I'd like for it to be flexible enough that some funds could be used for elementary and secondary schools, if need be, in addition to, of course, college. Does anyone have any suggestions?

2006-09-27 08:37:48 · 5 answers · asked by Annoyed 1

As rich and vast as this country is, I was wondering, are there any foundations or municipalities (city and/or state) that offer financial assistance for relocation?

2006-09-27 07:50:40 · 7 answers · asked by subtlesoul21 2

2006-09-27 07:33:56 · 15 answers · asked by Anonymous

Has anybody been a victim of this? How do they do it? And did you get the money back?

2006-09-27 07:24:43 · 6 answers · asked by Stephanie C 3

2006-09-27 07:14:15 · 2 answers · asked by vttn2004 1

If someone you don't know that well will transfer money to your bank account, do you run the risk to lose your money or something like that?
If you give that person information like, your account name, sort code, account number and the bank name; can he get in your account and steal your money?

2006-09-27 07:13:19 · 19 answers · asked by meche 2

I am being pursued for a small credit card debt from 1998. I heard nothing from the company and have made them no payment since then. I understand that this is covered by the Statute of Limitations as it is over 6 years old. However, the collections agency told me that as I had not informed my creditor that I had moved house, the Statute does not apply. Is this correct or are they trying it on with me? Thanks for your help

2006-09-27 06:30:18 · 9 answers · asked by Anonymous

my wife swears itll make her happy, what do you think.

2006-09-27 06:29:16 · 19 answers · asked by neil d 3

has anyone every used bank of america as there primary bank how is it on timing is it real time or delayed

2006-09-27 06:02:47 · 9 answers · asked by Anonymous