Personal Finance - September 2006

Reason I ask is because I am finding it hard to pay my student loans and still have enough money to survive on. If my income is below the Federal Poverty Level, I could get a temporary deferrment or forbearance on the loans until I find a higher paying job.

2006-09-28 21:13:34 · 5 answers · asked by Anonymous

There have been advertiseements in many Malaysia news papers very recently. I am a MBF card holder.

2006-09-28 21:07:52 · 1 answers · asked by yang d 1

Just so i have an idea and can start budgeting

2006-09-28 20:57:45 · 15 answers · asked by loopy lou 3

2006-09-28 18:27:44 · 5 answers · asked by C HUG 1

2006-09-28 18:25:29 · 3 answers · asked by C HUG 1

We are experiencing difficult times right now and several of our bills are behind, mostly our house payment. Obviously, we don't want to lost anything. Is there anyone who can help us get back on our feet? We are not looking for long term help, just help getting caught up.

2006-09-28 17:37:35 · 4 answers · asked by Jen k 2

Some months I may need more (for property taxes, etc. ) some months I may need less. Do I have to take out the same amount every month? Or can I change it to suit my needs in 3 months.

2006-09-28 15:48:17 · 3 answers · asked by rockridge2house 1

my credit score is in the mid 500's and i want to pay off the credit cards i have. they total up to 3500. where can i get a loan where i dont need to pay for me to join their site.

2006-09-28 15:31:19 · 6 answers · asked by usranger4640 2

I bought a new house 2 months ago. My "mortgage guy" left me a message suggesting a re-fi.

I refinanced my previous house with this same guy probably 6 - 8 times over a period of 3-4 years, each time saving between $25 and $50/month. That all sounds good. I knocked my payment down some over the years.

What always had me questioning whether it was a good idea was that the term always stayed at 30 years, so even though my payment was lower, I felt like I was back at square one in terms of paying off the loan or building equity. Am I off base?

Or is it a moot point because in the end I sold the other house and paid off the loan while enjoying lower monthly payments? If I had kept the orginal loan, would I have built up more equity? Its probably impossible to answer without know the specifics of my loan amounts an interest rates.

Is there a formula that can help me make the decision on whether to refinance and reset the term or to just keep on with the current loan?

2006-09-28 15:15:04 · 7 answers · asked by schelske.geo 2

2006-09-28 13:40:06 · 3 answers · asked by blhotstuff25 1

A friend of mine received a check made out to her from a credit union. She took it in to her bank, and they held it for two weeks. When the check cleared the bank and released the funds to my friend. Later the bank called her and said that they wanted the money back. The credit union that sent the check tried to put a stop payment, "AFTER" the check cleared. What would you do???

2006-09-28 13:16:11 · 6 answers · asked by danitaandandrew 2

Does western union keep records of past transfers and if so for how long? How do I contact western union to find out?

2006-09-28 13:08:51 · 4 answers · asked by C V 1

2006-09-28 12:42:26 · 3 answers · asked by Anonymous

I read the stories about the scams . I have the same check here in my hands. I heard that it is a real check and all you have to do is to open up a new account using the check only , wait until the bank clears it, then deposit all of the money out of the account and close the account and nothing would happen. Someone else told me this. That person knew someone who did this.

2006-09-28 12:41:11 · 3 answers · asked by shybutnaughty 1

they are princess Di's, and wwf glassware items. I know they are priceless, the items are also over 20 years old. Does anybody know about serious private collectors or appraisers.

2006-09-28 12:09:22 · 2 answers · asked by Anonymous

2006-09-28 10:54:06 · 4 answers · asked by Anonymous

My available balance is $400 more than my account balance. What does this mean?

2006-09-28 10:31:29 · 13 answers · asked by mermer7@sbcglobal.net 3

Signed up for a new checking acct couple of weeks ago.Checks show up 6 days,good.Debit card supposed to be next,13 days no card no PIN.Call from bank,"Oh,they sent your new card to our office in Ocheechobee,Fl.""but Idon't know why"She said."They sent it to this branch where you signed up at by mail.Don't worry if they sent your PIN to 0cheechobee,you can change it here when you come by and pick up your card".My question:I really just wanted the card sent STRAIGHT to me,with a PIN sent STRAIGHT to me a couple days later in a sealed envelope.Now if Iwalk into that bank and the card is out of it's envelope,I would feel violated,like someone read my mail,I just don't want to get a card several people had access to it who are not my usual "vendors".Someone could stick me good with a purchase later on,When I am not paying attention and fail to protest the purchase in a timely manner.Could the bank be crooked?Should I refuse the new card,which is about the last item I want lost in the mail

2006-09-28 10:12:00 · 4 answers · asked by getnabargain 2

if yes , what if I change the registration after I shift place ?

2006-09-28 10:11:22 · 6 answers · asked by Partha T 1

what's a good micro-cap newsletter for learning both about the stocks and specific short term trading picks.

2006-09-28 10:08:36 · 2 answers · asked by want2no 5

I am getting a settlement , and i need to figure out the taxes on it before i settle .I want to make sure i am getting enough after taxes...I hope someone knows the answer........

2006-09-28 09:49:00 · 3 answers · asked by robynca67 2

I'm located near Myrtle Beach and it's $1.99.

2006-09-28 09:21:03 · 20 answers · asked by MS. SENSITIVE 2

2006-09-28 09:14:52 · 6 answers · asked by Marie 7

2006-09-28 09:00:05 · 2 answers · asked by Anonymous

It is not that i can't manage money, i just have been hit with a lot of misfortune- single mom, no child support, haven't finished college. i also have student loans for which i am current on. i am current on all payments, however i can't even afford my own place (living with my parents) Quite honestly, i just want to get the monkey off of my back. it is worrisome and nervewracking. Is bankruptcy that bad? I need a fresh start.

2006-09-28 08:48:29 · 6 answers · asked by Jennifer M 1

Im actually about to get credit assistance from their team, now I need your opinion first...

their service is at http://www.ezcreditrepairsolutions.com

2006-09-28 08:26:34 · 9 answers · asked by Anonymous

Is there a service that is free?

2006-09-28 08:24:31 · 11 answers · asked by JLT 1

2006-09-28 08:23:44 · 31 answers · asked by Anonymous

2006-09-28 08:23:00 · 7 answers · asked by sorin m 1

sorry i didnt use spell check some people arent as perfect as you seem to think you are

2006-09-28 08:01:06 · 2 answers · asked by harley w 4